Generalfinance SpA (MIL:GF) YoY EBITDA Growth: -4.94% (As of Jun. 2026)

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MIL:GF Generalfinance SpA MIL:GF
76 GF Score
Price €21.40
GF Value €16.43
Valuation Modestly Overvalued
! 5 Warning Signs
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What is Generalfinance SpA YoY EBITDA Growth?

Generalfinance SpA MIL:GF -0.47% 76 YoY EBITDA Growth is -4.94% as of Jun. 2026. GuruFocus rates MIL:GF with a GF Score™ of 76/100 and a GF Value™ of €16.43 (Modestly Overvalued). The stock has 5 warning signs investors should review.

YoY EBITDA Growth is the percentage change of EBITDA per Share over the past twelve months. Generalfinance SpA's YoY EBITDA Growth for the quarter that ended in Jun. 2026 was -4.94%.

Generalfinance SpA's EBITDA per Share for the three months ended in Jun. 2026 was €0.85.

Generalfinance SpA YoY EBITDA Growth Historical Data

* Premium members only.

The historical data trend for Generalfinance SpA's YoY EBITDA Growth can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Generalfinance SpA YoY EBITDA Growth Chart

Generalfinance SpA Annual Data
Trend Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
YoY EBITDA Growth
Get a 7-Day Free Trial 56.65 37.17 17.72 41.88 40.05

Generalfinance SpA Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
YoY EBITDA Growth Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 67.17 72.77 1.05 -0.61 -4.94
MIL:GF
76GF Score
Generalfinance SpA MIL:GF
YoY EBITDA Growth is just one metric. See GF Score™, valuation, warning signs, and more.
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Generalfinance SpA YoY EBITDA Growth Calculation

YoY EBITDA Growth is the percentage change of EBITDA per Share over the past twelve months.

Generalfinance SpA's YoY EBITDA Growth for the fiscal year that ended in Dec. 2025 is calculated as:

YoY EBITDA Growth (A: Dec. 2025 )
=(EBITDA per Share (A: Dec. 2025 )-EBITDA per Share (A: Dec. 2024 ))/ | EBITDA per Share (A: Dec. 2024 ) |
=(3.815-2.724)/ | 2.724 |
=40.05 %

Generalfinance SpA's YoY EBITDA Growth for the quarter that ended in Jun. 2026 is calculated as:

YoY EBITDA Growth (Q: Jun. 2026 )
=(EBITDA per Share (Q: Jun. 2026 )-EBITDA per Share (Q: Jun. 2025 )) / | EBITDA per Share (Q: Jun. 2025 )) |
=(0.847-0.891)/ | 0.891 |
=-4.94 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about YoY EBITDA Growth →
What does a YoY EBITDA Growth of -4.94% mean?
Generalfinance SpA (MIL:GF) has a YoY EBITDA Growth of -4.94% as of Jun. 2026. YoY EBITDA Growth is the percentage change of EBITDA per share over the past 12-month. View historical data for Generalfinance SpA and its competitors.
Is Generalfinance SpA's YoY EBITDA Growth too high?
Generalfinance SpA's current YoY EBITDA Growth is -4.94%. Overall, Generalfinance SpA has a GF Score™ of 76/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Generalfinance SpA's YoY EBITDA Growth compare to V and MA?
Generalfinance SpA's YoY EBITDA Growth of -4.94% can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good YoY EBITDA Growth for a Credit Services company?
A good YoY EBITDA Growth depends on the Credit Services industry context. However, YoY EBITDA Growth should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high YoY EBITDA Growth mean?
A high YoY EBITDA Growth can signal that a stock is expensive relative to its fundamentals. YoY EBITDA Growth is the percentage change of EBITDA per share over the past 12-month. View historical data for Generalfinance SpA and its competitors. Generalfinance SpA's current YoY EBITDA Growth is -4.94%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Generalfinance SpA stock overvalued right now?
Based on GuruFocus' analysis, Generalfinance SpA (MIL:GF) is currently considered Modestly Overvalued. The stock's GF Value™ is €16.43, compared to a current price of €21.40 — trading 30.2% above its estimated fair value. The current YoY EBITDA Growth is -4.94%. Generalfinance SpA's overall GF Score™ is 76/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is YoY EBITDA Growth calculated?
YoY EBITDA Growth is calculated from a company's financial statements. For Generalfinance SpA (MIL:GF), the current YoY EBITDA Growth is -4.94% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Generalfinance SpA (MIL:GF) Overvalued in 2026?

Based on GuruFocus' analysis, Generalfinance SpA stock appears to be overvalued. The current stock price of €21.40 is trading 30.2% above its estimated GF Value™ of €16.43. GuruFocus considers Generalfinance SpA to be Modestly Overvalued.

Key valuation signals for MIL:GF:

  • YoY EBITDA Growth: -4.94%
  • GF Value™: €16.43 vs. price of €21.40 (30.2% above fair value)
  • GF Score™: 76/100 with 5 warning signs

No single metric tells the full story. See the MIL:GF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Generalfinance SpA Business Description

Other Exchanges VG30:Germany
Address Via Carso no. 36, Via Piave no.22, Biella, ITA, 13900
Generalfinance SpA operates is engaged in providing factoring services to small and medium-sized companies in financial difficulty. The group offers customized financing solutions to meet the needs of companies operating in the manufacturing, wholesale business, transportation, and construction.
76GF Score

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YoY EBITDA Growth is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€21.40
Price
€16.43
GF Value