Generalfinance SpAMIL:GF -0.70%75 PEG Ratio is 0.33 as of Jun. 28, 2026, which is 38% above its 10-year median of 0.24. GuruFocus rates MIL:GF with a GF Score™ of 75/100 and a GF Value™ of €16.19 (Significantly Overvalued). The stock has 9 warning signs investors should review. Among 234 Credit Services companies, Generalfinance SpA ranks better than 76.5% on this metric.
* The 5-Year EBITDA Growth Rate is the 5-year average EBITDA per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
The historical rank and industry rank for Generalfinance SpA's PEG Ratio or its related term are showing as below:
MIL:GF'
s PEG Ratio Range Over the Past 10 Years
Min: 0.2 Med: 0.24 Max: 0.33
Current: 0.33
During the past 8 years, Generalfinance SpA's highest PEG Ratio was 0.33. The lowest was 0.20. And the median was 0.24.
MIL:GF's PEG Ratio is ranked better than 76.5% of 234
companies
in the Credit Services industry
Industry Median: 0.865
vs MIL:GF: 0.33
Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.
Generalfinance SpA (MIL:GF) PEG Ratio Explanation
To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.
Generalfinance SpA PEG Ratio Related Terms
Generalfinance SpA PEG Ratio Historical Data
* Premium members only.
The historical data trend for Generalfinance SpA's PEG Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Generalfinance SpA's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Generalfinance SpA PEG Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Generalfinance SpA's PEG Ratio distribution charts can be found below:
* The bar in red indicates where Generalfinance SpA's PEG Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* Note: The 5-Year EBITDA Growth Rate is the 5-year average EBITDA per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
Generalfinance SpA (MIL:GF) has a PEG Ratio of 0.33 as of Jun. 28, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Generalfinance SpA and its competitors. This is 38% above median its historical median of 0.24. Over the past decade, Generalfinance SpA's PEG Ratio has ranged from 0.20 to 0.33. According to the industry distribution chart, Generalfinance SpA ranks #55 out of 234 companies in the Credit Services industry, placing it in the top 23.5%.
Is Generalfinance SpA's PEG Ratio too high?
Generalfinance SpA's current PEG Ratio of 0.33 is 38% above median its 10-year median of 0.24. Over the past 10 years, this metric has ranged from a low of 0.20 to a high of 0.33. The Credit Services industry median PEG Ratio is 0.87. Generalfinance SpA's value of 0.33 is 61.8% below this industry median. Based on the distribution chart, Generalfinance SpA ranks #55 out of 234 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Generalfinance SpA has a GF Score™ of 75/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Generalfinance SpA's PEG Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Generalfinance SpA ranks #55 out of 234 companies for PEG Ratio. This places Generalfinance SpA in the top 24% of its industry — outperforming the majority of peers. The industry median PEG Ratio is 0.87. Generalfinance SpA's value of 0.33 is 61.8% below this benchmark. Historically, Generalfinance SpA's own PEG Ratio has ranged from 0.20 to 0.33 over the past decade. While the company's 10-year median is 0.24 vs. the industry median of 0.87, Generalfinance SpA has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for a Credit Services company?
The median PEG Ratio among Credit Services companies is 0.87, based on 234 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Generalfinance SpA's current PEG Ratio of 0.33 is 61.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Generalfinance SpA and its competitors. For the Credit Services industry, the median PEG Ratio is 0.87 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Generalfinance SpA's current PEG Ratio is 0.33, which is 38% above median its own 10-year median of 0.24. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Generalfinance SpA stock overvalued right now?
Based on GuruFocus' analysis, Generalfinance SpA (MIL:GF) is currently considered Significantly Overvalued. The stock's GF Value™ is €16.19, compared to a current price of €28.20 — trading 74.2% above its estimated fair value. The current PEG Ratio is 0.33, which is 38% above median its 10-year median of 0.24 and 61.8% below the Credit Services industry median of 0.87. Generalfinance SpA's overall GF Score™ is 75/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For Generalfinance SpA (MIL:GF), the current PEG Ratio is 0.33 as of Jun. 28, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Generalfinance SpA (MIL:GF) Overvalued in 2026?
Based on GuruFocus' analysis, Generalfinance SpA stock appears to be overvalued.
The current stock price of €28.20 is trading 74.2% above its estimated GF Value™ of €16.19.
GuruFocus considers Generalfinance SpA to be Significantly Overvalued.
Key valuation signals for MIL:GF:
PEG Ratio: 0.33 (38% above median its 10-year median of 0.24)
GF Value™: €16.19 vs. price of €28.20 (74.2% above fair value)
Industry Position: 61.8% below the Credit Services median (#55 of 234)
No single metric tells the full story. See the MIL:GF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Generalfinance SpA operates is engaged in providing factoring services to small and medium-sized companies in financial difficulty. The group offers customized financing solutions to meet the needs of companies operating in the manufacturing, wholesale business, transportation, and construction.
75GF Score
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