Generalfinance SpA (MIL:GF) FCF Yield %: 10.03 (As of Jun. 25, 2026) — 27% Below Median


MIL:GF Generalfinance SpA MIL:GF
75 GF Score
Price €28.60
GF Value €16.21
Valuation Significantly Overvalued
! 5 Warning Signs
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What is Generalfinance SpA FCF Yield %?

Generalfinance SpA MIL:GF +1.78% 75 FCF Yield % is 10.03 as of Jun. 25, 2026, which is 27% below its 10-year median of 13.82. GuruFocus rates MIL:GF with a GF Score™ of 75/100 and a GF Value™ of €16.21 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 541 Credit Services companies, Generalfinance SpA ranks better than 72.83% on this metric.

FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

As of today, Generalfinance SpA's Trailing 12-Month Free Cash Flow is €36.2 Mil, and Market Cap is €361.4 Mil. Therefore, Generalfinance SpA's FCF Yield % for today is 10.03%.

The historical rank and industry rank for Generalfinance SpA's FCF Yield % or its related term are showing as below:

MIL:GF' s FCF Yield % Range Over the Past 10 Years
Min: -14.17   Med: 13.82   Max: 69.16
Current: 10.03


During the past 8 years, the highest FCF Yield % of Generalfinance SpA was 69.16%. The lowest was -14.17%. And the median was 13.82%.

MIL:GF's FCF Yield % is ranked better than
72.83% of 541 companies
in the Credit Services industry
Industry Median: -0.38 vs MIL:GF: 10.03

Generalfinance SpA's FCF Margin % for the quarter that ended in Mar. 2026 was 71.17%.


Generalfinance SpA FCF Yield % Explanation

Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


Generalfinance SpA FCF Yield % Related Terms


Generalfinance SpA FCF Yield % Historical Data

* Premium members only.

The historical data trend for Generalfinance SpA's FCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Generalfinance SpA FCF Yield % Chart

Generalfinance SpA Annual Data
Trend Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Yield %
Get a 7-Day Free Trial 0.00 -2.98 -14.17 67.52 4.00

Generalfinance SpA Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
FCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -17.66 -16.32 76.49 -32.81 19.83

MIL:GF vs V, MA, AXP: FCF Yield % Comparison

For the Credit Services subindustry, Generalfinance SpA's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Generalfinance SpA FCF Yield % vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Generalfinance SpA's FCF Yield % distribution charts can be found below:

* The bar in red indicates where Generalfinance SpA's FCF Yield % falls into.


MIL:GF
75GF Score
Generalfinance SpA MIL:GF
FCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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Generalfinance SpA FCF Yield % Calculation

FCF Yield % is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

Generalfinance SpA's FCF Yield % for the fiscal year that ended in Dec. 2025 is calculated as

FCF Yield %=Free Cash Flow / Market Cap
=10.716 / 267.862
=4.00%

Generalfinance SpA's annualized FCF Yield % for the quarter that ended in Mar. 2026 is calculated as

FCF Yield %=Free Cash Flow * Annualized Factor / Market Cap
=16.597 * 4 / 334.8275
=19.83%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Yield % →
What does a FCF Yield % of 10.03 mean?
Generalfinance SpA (MIL:GF) has a FCF Yield % of 10.03 as of Jun. 25, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Generalfinance SpA and its competitors. This is 27% below median its historical median of 13.82. According to the industry distribution chart, Generalfinance SpA ranks #147 out of 541 companies in the Credit Services industry, placing it in the top 27.2%.
Is Generalfinance SpA's FCF Yield % too high?
Generalfinance SpA's current FCF Yield % of 10.03 is 27% below median its 10-year median of 13.82. Based on the distribution chart, Generalfinance SpA ranks #147 out of 541 companies in the Credit Services industry, which is above the industry midpoint. Overall, Generalfinance SpA has a GF Score™ of 75/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Generalfinance SpA's FCF Yield % compare to V and MA?
According to the Credit Services industry distribution chart, Generalfinance SpA ranks #147 out of 541 companies for FCF Yield %. This puts Generalfinance SpA in the upper half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Credit Services company?
A good FCF Yield % depends on the Credit Services industry context. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Generalfinance SpA and its competitors. Generalfinance SpA's current FCF Yield % is 10.03, which is 27% below median its own 10-year median of 13.82. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Generalfinance SpA stock overvalued right now?
Based on GuruFocus' analysis, Generalfinance SpA (MIL:GF) is currently considered Significantly Overvalued. The stock's GF Value™ is €16.21, compared to a current price of €28.60 — trading 76.4% above its estimated fair value. The current FCF Yield % is 10.03, which is 27% below median its 10-year median of 13.82. Generalfinance SpA's overall GF Score™ is 75/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For Generalfinance SpA (MIL:GF), the current FCF Yield % is 10.03 as of Jun. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Generalfinance SpA (MIL:GF) Overvalued in 2026?

Based on GuruFocus' analysis, Generalfinance SpA stock appears to be overvalued. The current stock price of €28.60 is trading 76.4% above its estimated GF Value™ of €16.21. GuruFocus considers Generalfinance SpA to be Significantly Overvalued.

Key valuation signals for MIL:GF:

  • FCF Yield %: 10.03 (27% below median its 10-year median of 13.82)
  • GF Value™: €16.21 vs. price of €28.60 (76.4% above fair value)
  • GF Score™: 75/100 with 5 warning signs

No single metric tells the full story. See the MIL:GF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Generalfinance SpA Business Description

Other Exchanges VG30:Germany
Address Via Carso no. 36, Via Piave no.22, Biella, ITA, 13900
Generalfinance SpA operates is engaged in providing factoring services to small and medium-sized companies in financial difficulty. The group offers customized financing solutions to meet the needs of companies operating in the manufacturing, wholesale business, transportation, and construction.
75GF Score

Get the complete analysis for MIL:GF

FCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€28.60
Price
€16.21
GF Value