Generalfinance SpA (MIL:GF) OCF Yield %: 11.16 (As of Jun. 27, 2026) — 22% Below Median


MIL:GF Generalfinance SpA MIL:GF
75 GF Score
Price €28.20
GF Value €16.19
Valuation Significantly Overvalued
! 5 Warning Signs
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What is Generalfinance SpA OCF Yield %?

Generalfinance SpA MIL:GF -0.70% 75 OCF Yield % is 11.16 as of Jun. 27, 2026, which is 22% below its 10-year median of 14.38. GuruFocus rates MIL:GF with a GF Score™ of 75/100 and a GF Value™ of €16.19 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 541 Credit Services companies, Generalfinance SpA ranks better than 71.72% on this metric.

OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

As of today, Generalfinance SpA's Trailing 12-Month Cash Flow from Operations is €39.2 Mil, and Market Cap is €356.3 Mil. Therefore, Generalfinance SpA's OCF Yield % for today is 11.16%.

The historical rank and industry rank for Generalfinance SpA's OCF Yield % or its related term are showing as below:

MIL:GF' s OCF Yield % Range Over the Past 10 Years
Min: -13.28   Med: 14.38   Max: 71.23
Current: 11.16


During the past 8 years, the highest OCF Yield % of Generalfinance SpA was 71.23%. The lowest was -13.28%. And the median was 14.38%.

MIL:GF's OCF Yield % is ranked better than
71.72% of 541 companies
in the Credit Services industry
Industry Median: -0.02 vs MIL:GF: 11.16

Generalfinance SpA's OCF Margin % for the quarter that ended in Mar. 2026 was %.


Generalfinance SpA OCF Yield % Explanation

Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


Generalfinance SpA OCF Yield % Related Terms


Generalfinance SpA OCF Yield % Historical Data

* Premium members only.

The historical data trend for Generalfinance SpA's OCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Generalfinance SpA OCF Yield % Chart

Generalfinance SpA Annual Data
Trend Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Yield %
Get a 7-Day Free Trial 0.00 -1.80 -13.28 69.54 4.70

Generalfinance SpA Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
OCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -17.34 -15.53 76.86 -31.15 21.32

MIL:GF vs V, MA, AXP: OCF Yield % Comparison

For the Credit Services subindustry, Generalfinance SpA's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Generalfinance SpA OCF Yield % vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Generalfinance SpA's OCF Yield % distribution charts can be found below:

* The bar in red indicates where Generalfinance SpA's OCF Yield % falls into.


MIL:GF
75GF Score
Generalfinance SpA MIL:GF
OCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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Generalfinance SpA OCF Yield % Calculation

OCF Yield % is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

Generalfinance SpA's OCF Yield % for the fiscal year that ended in Dec. 2025 is calculated as

OCF Yield %=Cash Flow from Operations / Market Cap
=12.591 / 267.862
=4.70%

Generalfinance SpA's annualized OCF Yield % for the quarter that ended in Mar. 2026 is calculated as

OCF Yield %=Cash Flow from Operations * Annualized Factor / Market Cap
=17.848 * 4 / 334.8275
=21.32%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Yield % →
What does a OCF Yield % of 11.16 mean?
Generalfinance SpA (MIL:GF) has a OCF Yield % of 11.16 as of Jun. 27, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Generalfinance SpA and its competitors. This is 22% below median its historical median of 14.38. According to the industry distribution chart, Generalfinance SpA ranks #153 out of 541 companies in the Credit Services industry, placing it in the top 28.3%.
Is Generalfinance SpA's OCF Yield % too high?
Generalfinance SpA's current OCF Yield % of 11.16 is 22% below median its 10-year median of 14.38. Based on the distribution chart, Generalfinance SpA ranks #153 out of 541 companies in the Credit Services industry, which is above the industry midpoint. Overall, Generalfinance SpA has a GF Score™ of 75/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Generalfinance SpA's OCF Yield % compare to V and MA?
According to the Credit Services industry distribution chart, Generalfinance SpA ranks #153 out of 541 companies for OCF Yield %. This puts Generalfinance SpA in the upper half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for a Credit Services company?
A good OCF Yield % depends on the Credit Services industry context. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Generalfinance SpA and its competitors. Generalfinance SpA's current OCF Yield % is 11.16, which is 22% below median its own 10-year median of 14.38. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Generalfinance SpA stock overvalued right now?
Based on GuruFocus' analysis, Generalfinance SpA (MIL:GF) is currently considered Significantly Overvalued. The stock's GF Value™ is €16.19, compared to a current price of €28.20 — trading 74.2% above its estimated fair value. The current OCF Yield % is 11.16, which is 22% below median its 10-year median of 14.38. Generalfinance SpA's overall GF Score™ is 75/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For Generalfinance SpA (MIL:GF), the current OCF Yield % is 11.16 as of Jun. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Generalfinance SpA (MIL:GF) Overvalued in 2026?

Based on GuruFocus' analysis, Generalfinance SpA stock appears to be overvalued. The current stock price of €28.20 is trading 74.2% above its estimated GF Value™ of €16.19. GuruFocus considers Generalfinance SpA to be Significantly Overvalued.

Key valuation signals for MIL:GF:

  • OCF Yield %: 11.16 (22% below median its 10-year median of 14.38)
  • GF Value™: €16.19 vs. price of €28.20 (74.2% above fair value)
  • GF Score™: 75/100 with 5 warning signs

No single metric tells the full story. See the MIL:GF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Generalfinance SpA Business Description

Other Exchanges VG30:Germany
Address Via Carso no. 36, Via Piave no.22, Biella, ITA, 13900
Generalfinance SpA operates is engaged in providing factoring services to small and medium-sized companies in financial difficulty. The group offers customized financing solutions to meet the needs of companies operating in the manufacturing, wholesale business, transportation, and construction.
75GF Score

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OCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€28.20
Price
€16.19
GF Value