Generalfinance SpA (MIL:GF) Dividend Payout Ratio: 0.00 (As of Mar. 2026)


MIL:GF Generalfinance SpA MIL:GF
75 GF Score
Price €28.20
GF Value €16.19
Valuation Significantly Overvalued
! 5 Warning Signs
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What is Generalfinance SpA Dividend Payout Ratio?

Generalfinance SpA MIL:GF -0.70% 75 Dividend Payout Ratio is 0.00 as of Mar. 2026. GuruFocus rates MIL:GF with a GF Score™ of 75/100 and a GF Value™ of €16.19 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 195 Credit Services companies, Generalfinance SpA ranks worse than 54.36% on this metric.

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. Generalfinance SpA's Dividend Payout Ratio for the months ended in Mar. 2026 was 0.00.

The historical rank and industry rank for Generalfinance SpA's Dividend Payout Ratio or its related term are showing as below:

MIL:GF' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.34   Med: 0.34   Max: 0.35
Current: 0.35


During the past 8 years, the highest Dividend Payout Ratio of Generalfinance SpA was 0.35. The lowest was 0.34. And the median was 0.34.

MIL:GF's Dividend Payout Ratio is ranked worse than
54.36% of 195 companies
in the Credit Services industry
Industry Median: 0.32 vs MIL:GF: 0.35

As of today (2026-06-27), the Dividend Yield % of Generalfinance SpA is 4.79%.

During the past 8 years, the highest Trailing Annual Dividend Yield of Generalfinance SpA was 5.55%. The lowest was 2.69%. And the median was 4.62%.

Generalfinance SpA's Dividends per Share for the months ended in Mar. 2026 was €0.00.

During the past 12 months, Generalfinance SpA's average Dividends Per Share Growth Rate was 41.20% per year.

The growth rate is calculated with least square regression.

For more information regarding to dividend, please check our Dividend Page.

* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.


Generalfinance SpA (MIL:GF) Dividend Payout Ratio Explanation

In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.


Generalfinance SpA Dividend Payout Ratio Related Terms


Generalfinance SpA Dividend Payout Ratio Historical Data

* Premium members only.

The historical data trend for Generalfinance SpA's Dividend Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Generalfinance SpA Dividend Payout Ratio Chart

Generalfinance SpA Annual Data
Trend Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Dividend Payout Ratio
Get a 7-Day Free Trial 0.00 0.00 0.34 0.34 0.34

Generalfinance SpA Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Dividend Payout Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 1.42 0.00 0.00 0.00

MIL:GF vs V, MA, AXP: Dividend Payout Ratio Comparison

For the Credit Services subindustry, Generalfinance SpA's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Generalfinance SpA Dividend Payout Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Generalfinance SpA's Dividend Payout Ratio distribution charts can be found below:

* The bar in red indicates where Generalfinance SpA's Dividend Payout Ratio falls into.


MIL:GF
75GF Score
Generalfinance SpA MIL:GF
Dividend Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Generalfinance SpA Dividend Payout Ratio Calculation

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.

Generalfinance SpA's Dividend Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Dividend Payout Ratio=Dividends per Share (A: Dec. 2025 )/ EPS without NRI (A: Dec. 2025 )
=0.83/ 2.443
=0.34

Generalfinance SpA's Dividend Payout Ratio for the quarter that ended in Mar. 2026 is calculated as

Dividend Payout Ratio=Dividends per Share (Q: Mar. 2026 )/ EPS without NRI (Q: Mar. 2026 )
=0/ 0.509
=0.00

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Dividend Payout Ratio →
What does a Dividend Payout Ratio of 0.00 mean?
Generalfinance SpA (MIL:GF) has a Dividend Payout Ratio of 0.00 as of Mar. 2026. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Generalfinance SpA and its competitors. Over the past decade, Generalfinance SpA's Dividend Payout Ratio has ranged from 0.34 to 0.35. According to the industry distribution chart, Generalfinance SpA ranks #106 out of 195 companies in the Credit Services industry, placing it in the top 54.4%.
Is Generalfinance SpA's Dividend Payout Ratio too high?
Generalfinance SpA's current Dividend Payout Ratio is 0.00. Over the past 10 years, this metric has ranged from a low of 0.34 to a high of 0.35. Based on the distribution chart, Generalfinance SpA ranks #106 out of 195 companies in the Credit Services industry, which is below the industry midpoint. Overall, Generalfinance SpA has a GF Score™ of 75/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Generalfinance SpA's Dividend Payout Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Generalfinance SpA ranks #106 out of 195 companies for Dividend Payout Ratio. This places Generalfinance SpA in the lower half of its industry. The industry median Dividend Payout Ratio is 0.32. Historically, Generalfinance SpA's own Dividend Payout Ratio has ranged from 0.34 to 0.35 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for a Credit Services company?
The median Dividend Payout Ratio among Credit Services companies is 0.32, based on 195 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Generalfinance SpA and its competitors. For the Credit Services industry, the median Dividend Payout Ratio is 0.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Generalfinance SpA's current Dividend Payout Ratio is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Generalfinance SpA stock overvalued right now?
Based on GuruFocus' analysis, Generalfinance SpA (MIL:GF) is currently considered Significantly Overvalued. The stock's GF Value™ is €16.19, compared to a current price of €28.20 — trading 74.2% above its estimated fair value. The current Dividend Payout Ratio is 0.00. Generalfinance SpA's overall GF Score™ is 75/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For Generalfinance SpA (MIL:GF), the current Dividend Payout Ratio is 0.00 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Generalfinance SpA (MIL:GF) Overvalued in 2026?

Based on GuruFocus' analysis, Generalfinance SpA stock appears to be overvalued. The current stock price of €28.20 is trading 74.2% above its estimated GF Value™ of €16.19. GuruFocus considers Generalfinance SpA to be Significantly Overvalued.

Key valuation signals for MIL:GF:

  • Dividend Payout Ratio: 0.00
  • GF Value™: €16.19 vs. price of €28.20 (74.2% above fair value)
  • GF Score™: 75/100 with 5 warning signs

No single metric tells the full story. See the MIL:GF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Generalfinance SpA Business Description

Other Exchanges VG30:Germany
Address Via Carso no. 36, Via Piave no.22, Biella, ITA, 13900
Generalfinance SpA operates is engaged in providing factoring services to small and medium-sized companies in financial difficulty. The group offers customized financing solutions to meet the needs of companies operating in the manufacturing, wholesale business, transportation, and construction.
75GF Score

Get the complete analysis for MIL:GF

Dividend Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€28.20
Price
€16.19
GF Value