RMCF (Rocky Mountain Chocolate Factory) Interest Coverage: 0 (At Loss) (As of Feb. 2026)


RMCF Rocky Mountain Chocolate Factory Inc RMCF
57 GF Score
Price $1.49
GF Value $1.92
Valuation Modestly Undervalued
! 9 Warning Signs
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What is Rocky Mountain Chocolate Factory Interest Coverage?

Rocky Mountain Chocolate Factory RMCF -0.67% 57 Interest Coverage is 0 (At Loss) as of Feb. 2026. GuruFocus rates RMCF with a GF Score™ of 57/100 and a GF Value™ of $1.92 (Modestly Undervalued). The stock has 9 warning signs investors should review. Among 1,511 Consumer Packaged Goods companies, Rocky Mountain Chocolate Factory ranks worse than 66181.27% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Rocky Mountain Chocolate Factory's Operating Income for the three months ended in Feb. 2026 was $-3.05 Mil. Rocky Mountain Chocolate Factory's Interest Expense for the three months ended in Feb. 2026 was $-0.22 Mil. did not have earnings to cover the interest expense. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Rocky Mountain Chocolate Factory's Interest Coverage or its related term are showing as below:


RMCF's Interest Coverage is not ranked *
in the Consumer Packaged Goods industry.
Industry Median: 8.63
* Ranked among companies with meaningful Interest Coverage only.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Rocky Mountain Chocolate Factory  (NAS:RMCF) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Rocky Mountain Chocolate Factory Interest Coverage Related Terms


Rocky Mountain Chocolate Factory Interest Coverage Historical Data

* Premium members only.

The historical data trend for Rocky Mountain Chocolate Factory's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Rocky Mountain Chocolate Factory Interest Coverage Chart

Rocky Mountain Chocolate Factory Annual Data
Trend Feb17 Feb18 Feb19 Feb20 Feb21 Feb22 Feb23 Feb24 Feb25 Feb26
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only N/A 0.00 0.00 0.00 0.00

Rocky Mountain Chocolate Factory Quarterly Data
May21 Aug21 Nov21 Feb22 May22 Aug22 Nov22 Feb23 May23 Aug23 Nov23 Feb24 May24 Aug24 Nov24 Feb25 May25 Aug25 Nov25 Feb26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.34 0.00

RMCF vs SOWG, MDLZ, HSY: Interest Coverage Comparison

For the Confectioners subindustry, Rocky Mountain Chocolate Factory's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Rocky Mountain Chocolate Factory Interest Coverage vs Consumer Packaged Goods Industry

For the Consumer Packaged Goods industry and Consumer Defensive sector, Rocky Mountain Chocolate Factory's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Rocky Mountain Chocolate Factory's Interest Coverage falls into.


RMCF
57GF Score
Rocky Mountain Chocolate Factory Inc RMCF
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Rocky Mountain Chocolate Factory Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Rocky Mountain Chocolate Factory's Interest Coverage for the fiscal year that ended in Feb. 2026 is calculated as

Here, for the fiscal year that ended in Feb. 2026, Rocky Mountain Chocolate Factory's Interest Expense was $-0.84 Mil. Its Operating Income was $-3.59 Mil. And its Long-Term Debt & Capital Lease Obligation was $7.62 Mil.

Rocky Mountain Chocolate Factory did not have earnings to cover the interest expense.

Rocky Mountain Chocolate Factory's Interest Coverage for the quarter that ended in Feb. 2026 is calculated as

Here, for the three months ended in Feb. 2026, Rocky Mountain Chocolate Factory's Interest Expense was $-0.22 Mil. Its Operating Income was $-3.05 Mil. And its Long-Term Debt & Capital Lease Obligation was $7.62 Mil.

Rocky Mountain Chocolate Factory did not have earnings to cover the interest expense.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 0 (At Loss) mean?
Rocky Mountain Chocolate Factory (RMCF) has a Interest Coverage of 0 (At Loss) as of Feb. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Rocky Mountain Chocolate Factory and its competitors. According to the industry distribution chart, Rocky Mountain Chocolate Factory ranks #999999 out of 1511 companies in the Consumer Packaged Goods industry.
Is Rocky Mountain Chocolate Factory's Interest Coverage too high?
Rocky Mountain Chocolate Factory's current Interest Coverage is 0 (At Loss). Based on the distribution chart, Rocky Mountain Chocolate Factory ranks #999999 out of 1511 companies in the Consumer Packaged Goods industry, which is in the bottom quartile relative to peers. Overall, Rocky Mountain Chocolate Factory has a GF Score™ of 57/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Rocky Mountain Chocolate Factory's Interest Coverage compare to SOWG and MDLZ?
According to the Consumer Packaged Goods industry distribution chart, Rocky Mountain Chocolate Factory ranks #999999 out of 1511 companies for Interest Coverage. This places Rocky Mountain Chocolate Factory in the lower half of its industry. The industry median Interest Coverage is 8.63. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Consumer Packaged Goods company?
The median Interest Coverage among Consumer Packaged Goods companies is 8.63, based on 1,511 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Rocky Mountain Chocolate Factory and its competitors. For the Consumer Packaged Goods industry, the median Interest Coverage is 8.63 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Rocky Mountain Chocolate Factory's current Interest Coverage is 0 (At Loss). However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Rocky Mountain Chocolate Factory stock overvalued right now?
Based on GuruFocus' analysis, Rocky Mountain Chocolate Factory (RMCF) is currently considered Modestly Undervalued. The stock's GF Value™ is $1.92, compared to a current price of $1.49 — trading 22.4% below its estimated fair value. The current Interest Coverage is 0 (At Loss). Rocky Mountain Chocolate Factory's overall GF Score™ is 57/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Rocky Mountain Chocolate Factory (RMCF), the current Interest Coverage is 0 (At Loss) as of Feb. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Rocky Mountain Chocolate Factory (RMCF) Overvalued in 2026?

Based on GuruFocus' analysis, Rocky Mountain Chocolate Factory stock appears to be undervalued. The current stock price of $1.49 is trading 22.4% below its estimated GF Value™ of $1.92. GuruFocus considers Rocky Mountain Chocolate Factory to be Modestly Undervalued.

Key valuation signals for RMCF:

  • Interest Coverage: 0 (At Loss)
  • GF Value™: $1.92 vs. price of $1.49 (22.4% below fair value)
  • GF Score™: 57/100 with 9 warning signs

No single metric tells the full story. See the RMCF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Rocky Mountain Chocolate Factory Business Description

Other Exchanges RMFA:Germany
Address 265 Turner Drive, Durango, CO, USA, 81303
Rocky Mountain Chocolate Factory Inc operates as a manufacturer of chocolate candies and confectionery products. The company prepares numerous products, including caramel apples in the store. The business activity of the firm functions through Franchising, Manufacturing, Retail Stores, and Others. The company derives maximum revenue through manufacturing activities. The products of the company include varieties of Clusters, Caramels, Creams, Toffees, Mints, and Truffles.
57GF Score

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Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$1.49
Price
$1.92
GF Value