TVLF (Tennessee Valley Financial Holdings) Margin of Safety % (DCF FCF Based): N/A (As of Jun. 26, 2026)


TVLF Tennessee Valley Financial Holdings Inc TVLF
59 GF Score
Price $10.00
GF Value $7.19
Valuation Significantly Overvalued
! 1 Warning Sign
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What is Tennessee Valley Financial Holdings Margin of Safety % (DCF FCF Based)?

Margin of Safety % (DCF FCF Based) = (Intrinsic Value: DCF (FCF Based) - Current Price) / Intrinsic Value: DCF (FCF Based).

Note: Discounted FCF model is only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, result may not be accurate due to the low predictability of business and the data will not be stored into our database.

Tennessee Valley Financial Holdings's Predictability Rank is Not Rated. Thus, the DCF related results in the screener and portfolio will appear as zero and Margin of Safety % (DCF FCF Based) is not calculated.


TVLF vs GWBK, JTNB, CRZY: Margin of Safety % (DCF FCF Based) Comparison

For the Banks - Regional subindustry, Tennessee Valley Financial Holdings's Margin of Safety % (DCF FCF Based), along with its competitors' market caps and Margin of Safety % (DCF FCF Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Tennessee Valley Financial Holdings Margin of Safety % (DCF FCF Based) vs Banks Industry

For the Banks industry and Financial Services sector, Tennessee Valley Financial Holdings's Margin of Safety % (DCF FCF Based) distribution charts can be found below:

* The bar in red indicates where Tennessee Valley Financial Holdings's Margin of Safety % (DCF FCF Based) falls into.


TVLF
59GF Score
Tennessee Valley Financial Holdings Inc TVLF
Margin of Safety % (DCF FCF Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Tennessee Valley Financial Holdings (TVLF) Overvalued in 2026?

Based on GuruFocus' analysis, Tennessee Valley Financial Holdings stock appears to be overvalued. The current stock price of $10.00 is trading 39.1% above its estimated GF Value™ of $7.19. GuruFocus considers Tennessee Valley Financial Holdings to be Significantly Overvalued.

Key valuation signals for TVLF:

  • Margin of Safety % (DCF FCF Based): N/A
  • GF Value™: $7.19 vs. price of $10.00 (39.1% above fair value)
  • GF Score™: 59/100 with 1 warning sign

No single metric tells the full story. See the TVLF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Tennessee Valley Financial Holdings Business Description

Address 401 South Illinois Avenue, Oak Ridge, TN, USA, 37830
Tennessee Valley Financial Holdings Inc is a bank holding company. It provides a variety of financial services to individuals and corporate customers at its offices in Oak Ridge, Knoxville and Maryville, Tennessee. The bank's deposit products are interest-bearing demand deposits and certificates of deposit. Its lending products are commercial, residential, and consumer loans. Its loan portfolio includes Speculative Residential Real Estate, Commercial Real Estate, Residential Real Estate, Home Equity, Commercial, and Consumer.
59GF Score

Get the complete analysis for TVLF

Margin of Safety % (DCF FCF Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$10.00
Price
$7.19
GF Value