TVLF (Tennessee Valley Financial Holdings) Total Payout Yield %: 2.37 (As of Jul. 14, 2026)

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TVLF Tennessee Valley Financial Holdings Inc TVLF
56 GF Score
Price $11.96
GF Value $7.20
Valuation Significantly Overvalued
! 1 Warning Sign
View Full Analysis

What is Tennessee Valley Financial Holdings Total Payout Yield %?

Tennessee Valley Financial Holdings TVLF +13.90% 56 Total Payout Yield % is 2.37 as of Jul. 14, 2026. GuruFocus rates TVLF with a GF Score™ of 56/100 and a GF Value™ of $7.20 (Significantly Overvalued). The stock has 1 warning sign investors should review.

Total Payout Yield % is the percent a company has paid to its shareholders through net repurchases of shares and dividends based on its Market Cap. It is a measure of shareholder return.

Tennessee Valley Financial Holdings's current Total Payout Yield % is 2.37%.


Tennessee Valley Financial Holdings Total Payout Yield % Explanation

Similar to Dividend Yield, Total Payout Yield % is a measurement of shareholder return. Dividends is not the only way that companies are able to distribute their excess cash back to the shareholders. The other way to distribute the cash is a stock repurchase. The stock repurchase buys back the company's own shares from the marketplace. This results in a reduced number of oustanding shares, making each share worth a greater percentage of the corporation.


Tennessee Valley Financial Holdings Total Payout Yield % Related Terms


Tennessee Valley Financial Holdings Total Payout Yield % Historical Data

* Premium members only.

The historical data trend for Tennessee Valley Financial Holdings's Total Payout Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Tennessee Valley Financial Holdings Total Payout Yield % Chart

Tennessee Valley Financial Holdings Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Payout Yield %
Get a 7-Day Free Trial 1.55 1.98 3.93 2.69 2.81

Tennessee Valley Financial Holdings Semi-Annual Data
Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Payout Yield % Get a 7-Day Free Trial 1.55 1.98 3.93 2.69 2.81

TVLF vs JTNB, CRZY, FIDS: Total Payout Yield % Comparison

For the Banks - Regional subindustry, Tennessee Valley Financial Holdings's Total Payout Yield %, along with its competitors' market caps and Total Payout Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Tennessee Valley Financial Holdings Total Payout Yield % vs Banks Industry

For the Banks industry and Financial Services sector, Tennessee Valley Financial Holdings's Total Payout Yield % distribution charts can be found below:

* The bar in red indicates where Tennessee Valley Financial Holdings's Total Payout Yield % falls into.


TVLF
56GF Score
Tennessee Valley Financial Holdings Inc TVLF
Total Payout Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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Tennessee Valley Financial Holdings Total Payout Yield % Calculation

Total Payout Yield % is a measure of shareholder return.

Tennessee Valley Financial Holdings's Total Payout Yield % for the fiscal year that ended in Dec. 2025 is calculated as

Total Payout Yield %=- (Repurchase of Stock + Issuance of Stock + Cash Flow for Dividends) / Market Cap
=- (-0.016 + 0 + -0.421) / 15.5635
=2.81%

Tennessee Valley Financial Holdings's annualized Total Payout Yield % for the quarter that ended in Dec. 2025 is calculated as

Total Payout Yield %=- (Repurchase of Stock + Issuance of Stock + Cash Flow for Dividends) * Annualized Factor / Market Cap
=- (-0.016 + 0 + -0.421) * 1 / 15.5635
=2.81%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Total Payout Yield % →
What does a Total Payout Yield % of 2.37 mean?
Tennessee Valley Financial Holdings (TVLF) has a Total Payout Yield % of 2.37 as of Jul. 14, 2026. Total Payout Yield is the percent a company has paid to its shareholders through net repurchase of shares and dividends based on its Market Cap. View historical data on Tennessee Valley Financial Holdings and its competitors.
Is Tennessee Valley Financial Holdings' Total Payout Yield % too high?
Tennessee Valley Financial Holdings' current Total Payout Yield % is 2.37. Overall, Tennessee Valley Financial Holdings has a GF Score™ of 56/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Tennessee Valley Financial Holdings' Total Payout Yield % compare to JTNB and CRZY?
Tennessee Valley Financial Holdings' Total Payout Yield % of 2.37 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Payout Yield % for a Banks company?
A good Total Payout Yield % depends on the Banks industry context. However, Total Payout Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Payout Yield % mean?
A high Total Payout Yield % can signal that a stock is expensive relative to its fundamentals. Total Payout Yield is the percent a company has paid to its shareholders through net repurchase of shares and dividends based on its Market Cap. View historical data on Tennessee Valley Financial Holdings and its competitors. Tennessee Valley Financial Holdings's current Total Payout Yield % is 2.37. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Tennessee Valley Financial Holdings stock overvalued right now?
Based on GuruFocus' analysis, Tennessee Valley Financial Holdings (TVLF) is currently considered Significantly Overvalued. The stock's GF Value™ is $7.20, compared to a current price of $11.96 — trading 66.1% above its estimated fair value. The current Total Payout Yield % is 2.37. Tennessee Valley Financial Holdings' overall GF Score™ is 56/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Payout Yield % calculated?
Total Payout Yield % is calculated from a company's financial statements. For Tennessee Valley Financial Holdings (TVLF), the current Total Payout Yield % is 2.37 as of Jul. 14, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Tennessee Valley Financial Holdings (TVLF) Overvalued in 2026?

Based on GuruFocus' analysis, Tennessee Valley Financial Holdings stock appears to be overvalued. The current stock price of $11.96 is trading 66.1% above its estimated GF Value™ of $7.20. GuruFocus considers Tennessee Valley Financial Holdings to be Significantly Overvalued.

Key valuation signals for TVLF:

  • Total Payout Yield %: 2.37
  • GF Value™: $7.20 vs. price of $11.96 (66.1% above fair value)
  • GF Score™: 56/100 with 1 warning sign

No single metric tells the full story. See the TVLF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Tennessee Valley Financial Holdings Business Description

Address 401 South Illinois Avenue, Oak Ridge, TN, USA, 37830
Tennessee Valley Financial Holdings Inc is a bank holding company. It provides a variety of financial services to individuals and corporate customers at its offices in Oak Ridge, Knoxville and Maryville, Tennessee. The bank's deposit products are interest-bearing demand deposits and certificates of deposit. Its lending products are commercial, residential, and consumer loans. Its loan portfolio includes Speculative Residential Real Estate, Commercial Real Estate, Residential Real Estate, Home Equity, Commercial, and Consumer.
56GF Score

Get the complete analysis for TVLF

Total Payout Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$11.96
Price
$7.20
GF Value