TVLF (Tennessee Valley Financial Holdings) Revenue: $11.84 Mil (TTM As of Dec. 2025)

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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

TVLF Tennessee Valley Financial Holdings Inc TVLF
56 GF Score
Price $12.02
GF Value $7.20
Valuation Significantly Overvalued
! 5 Warning Signs
View Full Analysis

What is Tennessee Valley Financial Holdings Revenue?

Tennessee Valley Financial Holdings TVLF -3.45% 56 Revenue is $11.84 Mil as of Dec. 2025. GuruFocus rates TVLF with a GF Score™ of 56/100 and a GF Value™ of $7.20 (Significantly Overvalued). The stock has 5 warning signs investors should review.

Tennessee Valley Financial Holdings's revenue for the six months ended in Dec. 2025 was $11.84 Mil. Its revenue for the trailing twelve months (TTM) ended in Dec. 2025 was $11.84 Mil. Tennessee Valley Financial Holdings's Revenue per Share for the six months ended in Dec. 2025 was $6.47. Its Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2025 was $6.47.

During the past 12 months, the average Revenue per Share Growth Rate of Tennessee Valley Financial Holdings was 8.10% per year. During the past 3 years, the average Revenue per Share Growth Rate was 0.80% per year. During the past 5 years, the average Revenue per Share Growth Rate was -0.30% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get other companies' revenue growth rate using Revenue per Share data.

During the past 7 years, Tennessee Valley Financial Holdings's highest 3-Year average Revenue per Share Growth Rate was 1.70% per year. The lowest was -6.00% per year. And the median was 0.80% per year.


Tennessee Valley Financial Holdings  (OTCPK:TVLF) Revenue Explanation

In ranking the predictability, companies with more consistent revenue and earnings growth are ranked high with predictability.

Peter Lynch categorized companies according to their revenue growth:


Slow Grower: Inflation < 10-Year Revenue Growth Rate < 10%:
Stalwart: 10% < 10-Year Revenue Growth Rate < 20%:
Fast Grower: 10-Year Revenue Growth Rate > 20%:

His favorite companies are stalwart, those growing between 10-20% a year.

Companies in cyclical industries may see their revenue fluctuate wildly in good years and bad years.


Be Aware

Revenue can be manipulated by changing the way how revenue is booked. Companies may book sales before the payment is received, or before the revenue is fully earned. These will be added to balance sheet items such as account payable or account receivables.


Tennessee Valley Financial Holdings Revenue Related Terms


Tennessee Valley Financial Holdings Revenue Historical Data

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The historical data trend for Tennessee Valley Financial Holdings's Revenue can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Tennessee Valley Financial Holdings Revenue Chart

Tennessee Valley Financial Holdings Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Revenue
Get a 7-Day Free Trial 12.79 11.21 11.45 11.13 11.84

Tennessee Valley Financial Holdings Semi-Annual Data
Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Revenue Get a 7-Day Free Trial 12.79 11.21 11.45 11.13 11.84

TVLF vs JTNB, CRZY, FIDS: Revenue Comparison

For the Banks - Regional subindustry, Tennessee Valley Financial Holdings's Revenue, along with its competitors' market caps and Revenue data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Tennessee Valley Financial Holdings Revenue vs Banks Industry

For the Banks industry and Financial Services sector, Tennessee Valley Financial Holdings's Revenue distribution charts can be found below:

* The bar in red indicates where Tennessee Valley Financial Holdings's Revenue falls into.


TVLF
56GF Score
Tennessee Valley Financial Holdings Inc TVLF
Revenue is just one metric. See GF Score™, valuation, warning signs, and more.
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Tennessee Valley Financial Holdings Revenue Calculation

Also referred as sales, revenue is income that a company receives from its normal business activities, usually from the sale of goods and services to customers. Revenue is often referred to as the "top line" due to its position on the income statement at the very top.

For stock reported annually, GuruFocus uses latest annual data as the TTM data. Revenue for the trailing twelve months (TTM) ended in Dec. 2025 was $11.84 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Revenue →
What does a Revenue of $11.84 Mil mean?
Tennessee Valley Financial Holdings (TVLF) has a Revenue of $11.84 Mil as of Dec. 2025. Revenue is the total amount a company generates as sales through its operations. View historical data on Tennessee Valley Financial Holdings and its competitors.
Is Tennessee Valley Financial Holdings' Revenue too high?
Tennessee Valley Financial Holdings' current Revenue is $11.84 Mil. Overall, Tennessee Valley Financial Holdings has a GF Score™ of 56/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Tennessee Valley Financial Holdings' Revenue compare to JTNB and CRZY?
Tennessee Valley Financial Holdings' Revenue of $11.84 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Revenue for a Banks company?
A good Revenue depends on the Banks industry context. However, Revenue should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Revenue mean?
A high Revenue can signal that a stock is expensive relative to its fundamentals. Revenue is the total amount a company generates as sales through its operations. View historical data on Tennessee Valley Financial Holdings and its competitors. Tennessee Valley Financial Holdings's current Revenue is $11.84 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Tennessee Valley Financial Holdings stock overvalued right now?
Based on GuruFocus' analysis, Tennessee Valley Financial Holdings (TVLF) is currently considered Significantly Overvalued. The stock's GF Value™ is $7.20, compared to a current price of $12.02 — trading 67% above its estimated fair value. The current Revenue is $11.84 Mil. Tennessee Valley Financial Holdings' overall GF Score™ is 56/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Revenue calculated?
Revenue is calculated from a company's financial statements. For Tennessee Valley Financial Holdings (TVLF), the current Revenue is $11.84 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Tennessee Valley Financial Holdings (TVLF) Overvalued in 2026?

Based on GuruFocus' analysis, Tennessee Valley Financial Holdings stock appears to be overvalued. The current stock price of $12.02 is trading 67% above its estimated GF Value™ of $7.20. GuruFocus considers Tennessee Valley Financial Holdings to be Significantly Overvalued.

Key valuation signals for TVLF:

  • Revenue: $11.84 Mil
  • GF Value™: $7.20 vs. price of $12.02 (67% above fair value)
  • GF Score™: 56/100 with 5 warning signs

No single metric tells the full story. See the TVLF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Tennessee Valley Financial Holdings Business Description

Address 401 South Illinois Avenue, Oak Ridge, TN, USA, 37830
Tennessee Valley Financial Holdings Inc is a bank holding company. It provides a variety of financial services to individuals and corporate customers at its offices in Oak Ridge, Knoxville and Maryville, Tennessee. The bank's deposit products are interest-bearing demand deposits and certificates of deposit. Its lending products are commercial, residential, and consumer loans. Its loan portfolio includes Speculative Residential Real Estate, Commercial Real Estate, Residential Real Estate, Home Equity, Commercial, and Consumer.
56GF Score

Get the complete analysis for TVLF

Revenue is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$12.02
Price
$7.20
GF Value