TVLF (Tennessee Valley Financial Holdings) Market Cap: $18.31 Mil (As of Jun. 28, 2026)


TVLF Tennessee Valley Financial Holdings Inc TVLF
59 GF Score
Price $10.00
GF Value $7.19
Valuation Significantly Overvalued
! 1 Warning Sign
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What is Tennessee Valley Financial Holdings Market Cap?

Tennessee Valley Financial Holdings TVLF 59 Market Cap is $18.31 Mil as of Jun. 28, 2026. GuruFocus rates TVLF with a GF Score™ of 59/100 and a GF Value™ of $7.19 (Significantly Overvalued). The stock has 1 warning sign investors should review. Among 1,548 Banks companies, Tennessee Valley Financial Holdings ranks worse than 97.22% on this metric.

Market cap is the total market value to buy the whole company. It is equal to the share price times the number of Shares Outstanding (EOP). Tennessee Valley Financial Holdings's share price for the quarter that ended in Dec. 2025 was $8.5. Tennessee Valley Financial Holdings's Shares Outstanding (EOP) for the quarter that ended in Dec. 2025 was 1.83 Mil. Therefore, Tennessee Valley Financial Holdings's market cap for the quarter that ended in Dec. 2025 was $15.56 Mil.

Tennessee Valley Financial Holdings's quarterly market cap increased from Dec. 2023 ($11.92 Mil) to Dec. 2024 ($13.67 Mil) and increased from Dec. 2024 ($13.67 Mil) to Dec. 2025 ($15.56 Mil).

Tennessee Valley Financial Holdings's annual market cap increased from Dec. 2023 ($11.92 Mil) to Dec. 2024 ($13.67 Mil) and increased from Dec. 2024 ($13.67 Mil) to Dec. 2025 ($15.56 Mil).

Enterprise Value is the theoretical takeover price. It is more comprehensive than market capitalization (market cap), which only includes common equity. Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash and cash equivalents. Tennessee Valley Financial Holdings's Enterprise Value for Today is $16.45 Mil.


Tennessee Valley Financial Holdings  (OTCPK:TVLF) Market Cap Explanation

Market cap is not the real price you pay for a company. If you buy the company and become its owner, you become the owner of the cash the company has, and you also assume the company’s debt. The real price you pay is the Enterprise Value.

Warren Buffett uses the ratio of total market cap of all public traded companies over GDP to measure if the market is expensive. As of April 2012, the US total market cap is about $14.7 trillion, while the US GDP is about $15 trillion. The market was modestly overvalued.


Tennessee Valley Financial Holdings Market Cap Related Terms


Tennessee Valley Financial Holdings Market Cap Historical Data

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The historical data trend for Tennessee Valley Financial Holdings's Market Cap can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Tennessee Valley Financial Holdings Market Cap Chart

Tennessee Valley Financial Holdings Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Market Cap
Get a 7-Day Free Trial 13.22 14.01 11.92 13.67 15.56

Tennessee Valley Financial Holdings Semi-Annual Data
Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Market Cap Get a 7-Day Free Trial 13.22 14.01 11.92 13.67 15.56

TVLF vs GWBK, JTNB, CRZY: Market Cap Comparison

For the Banks - Regional subindustry, Tennessee Valley Financial Holdings's Market Cap, along with its competitors' market caps and Market Cap data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Tennessee Valley Financial Holdings Market Cap vs Banks Industry

For the Banks industry and Financial Services sector, Tennessee Valley Financial Holdings's Market Cap distribution charts can be found below:

* The bar in red indicates where Tennessee Valley Financial Holdings's Market Cap falls into.


TVLF
59GF Score
Tennessee Valley Financial Holdings Inc TVLF
Market Cap is just one metric. See GF Score™, valuation, warning signs, and more.
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Tennessee Valley Financial Holdings Market Cap Calculation

Market cap is the short version of market capitalization. It is the total market value to buy the whole company. It is equal to the share price times the number of shares outstanding.

Tennessee Valley Financial Holdings's Market Cap for the fiscal year that ended in Dec. 2025 is calculated as

Market Cap (A: Dec. 2025 )=Share Price (A: Dec. 2025 )*Shares Outstanding (EOP) (A: Dec. 2025 )
=$8.5*1.831
=$15.56

Tennessee Valley Financial Holdings's Market Cap for the quarter that ended in Dec. 2025 is calculated as

Market Cap (Q: Dec. 2025 )=Share Price (Q: Dec. 2025 )*Shares Outstanding (EOP) (Q: Dec. 2025 )
=$8.5*1.831
=$15.56

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Market Cap →
What does a Market Cap of $18.31 Mil mean?
Tennessee Valley Financial Holdings (TVLF) has a Market Cap of $18.31 Mil as of Jun. 28, 2026. Market cap equals the total value of a company's shares: price times shares outstanding. View historical data on Tennessee Valley Financial Holdings and its competitors. According to the industry distribution chart, Tennessee Valley Financial Holdings ranks #1505 out of 1548 companies in the Banks industry, placing it in the top 97.2%.
Is Tennessee Valley Financial Holdings' Market Cap too high?
Tennessee Valley Financial Holdings' current Market Cap is $18.31 Mil. The Banks industry median Market Cap is 708.19. Tennessee Valley Financial Holdings' value of $18.31 Mil is 97.4% below this industry median. Based on the distribution chart, Tennessee Valley Financial Holdings ranks #1505 out of 1548 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Tennessee Valley Financial Holdings has a GF Score™ of 59/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Tennessee Valley Financial Holdings' Market Cap compare to GWBK and JTNB?
According to the Banks industry distribution chart, Tennessee Valley Financial Holdings ranks #1505 out of 1548 companies for Market Cap. This places Tennessee Valley Financial Holdings in the lower half of its industry. The industry median Market Cap is 708.19. Tennessee Valley Financial Holdings' value of $18.31 Mil is 97.4% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Market Cap for a Banks company?
The median Market Cap among Banks companies is 708.19, based on 1,548 companies in the industry. Companies in the top quartile (top 25%) have a Market Cap significantly above this median, while those in the bottom quartile fall well below. However, Market Cap should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Tennessee Valley Financial Holdings's current Market Cap of $18.31 Mil is 97.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Market Cap mean?
A high Market Cap can signal that a stock is expensive relative to its fundamentals. Market cap equals the total value of a company's shares: price times shares outstanding. View historical data on Tennessee Valley Financial Holdings and its competitors. For the Banks industry, the median Market Cap is 708.19 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Tennessee Valley Financial Holdings's current Market Cap is $18.31 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Tennessee Valley Financial Holdings stock overvalued right now?
Based on GuruFocus' analysis, Tennessee Valley Financial Holdings (TVLF) is currently considered Significantly Overvalued. The stock's GF Value™ is $7.19, compared to a current price of $10.00 — trading 39.1% above its estimated fair value. The current Market Cap is $18.31 Mil and 97.4% below the Banks industry median of 708.19. Tennessee Valley Financial Holdings' overall GF Score™ is 59/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Market Cap calculated?
Market Cap is calculated from a company's financial statements. For Tennessee Valley Financial Holdings (TVLF), the current Market Cap is $18.31 Mil as of Jun. 28, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Tennessee Valley Financial Holdings (TVLF) Overvalued in 2026?

Based on GuruFocus' analysis, Tennessee Valley Financial Holdings stock appears to be overvalued. The current stock price of $10.00 is trading 39.1% above its estimated GF Value™ of $7.19. GuruFocus considers Tennessee Valley Financial Holdings to be Significantly Overvalued.

Key valuation signals for TVLF:

  • Market Cap: $18.31 Mil
  • GF Value™: $7.19 vs. price of $10.00 (39.1% above fair value)
  • GF Score™: 59/100 with 1 warning sign
  • Industry Position: 97.4% below the Banks median (#1505 of 1548)

No single metric tells the full story. See the TVLF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Tennessee Valley Financial Holdings Business Description

Address 401 South Illinois Avenue, Oak Ridge, TN, USA, 37830
Tennessee Valley Financial Holdings Inc is a bank holding company. It provides a variety of financial services to individuals and corporate customers at its offices in Oak Ridge, Knoxville and Maryville, Tennessee. The bank's deposit products are interest-bearing demand deposits and certificates of deposit. Its lending products are commercial, residential, and consumer loans. Its loan portfolio includes Speculative Residential Real Estate, Commercial Real Estate, Residential Real Estate, Home Equity, Commercial, and Consumer.
59GF Score

Get the complete analysis for TVLF

Market Cap is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$10.00
Price
$7.19
GF Value