TVLF (Tennessee Valley Financial Holdings) Property, Plant and Equipment: $4.99 Mil (As of Dec. 2025)


TVLF Tennessee Valley Financial Holdings Inc TVLF
56 GF Score
Price $10.32
GF Value $7.19
Valuation Significantly Overvalued
! 1 Warning Sign
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What is Tennessee Valley Financial Holdings Property, Plant and Equipment?

Tennessee Valley Financial Holdings TVLF 56 Property, Plant and Equipment is $4.99 Mil as of Dec. 2025. GuruFocus rates TVLF with a GF Score™ of 56/100 and a GF Value™ of $7.19 (Significantly Overvalued). The stock has 1 warning sign investors should review.

Tennessee Valley Financial Holdings's quarterly net PPE increased from Dec. 2023 ($5.03 Mil) to Dec. 2024 ($5.10 Mil) but then declined from Dec. 2024 ($5.10 Mil) to Dec. 2025 ($4.99 Mil).

Tennessee Valley Financial Holdings's annual net PPE increased from Dec. 2023 ($5.03 Mil) to Dec. 2024 ($5.10 Mil) but then declined from Dec. 2024 ($5.10 Mil) to Dec. 2025 ($4.99 Mil).


Tennessee Valley Financial Holdings  (OTCPK:TVLF) Property, Plant and Equipment Explanation

A company with durable competitive advantage doesn't need to constantly upgrade its equipment to stay competitive. The company replaces when it wears out. On the other hand, a company without any advantages must replace to keep pace.

Difference between a company with a moat and one without is that the company with the competitive advantage finances new equipment through internal cash flows, whereas the no advantage company requires debt to finance.

Producing a consistent product that doesn't change equates to consistent profits. There is no need to upgrade plants which frees up cash for other ventures. Think Coca Cola, Johnson & Johnson etc.


Tennessee Valley Financial Holdings Property, Plant and Equipment Related Terms


Tennessee Valley Financial Holdings Property, Plant and Equipment Historical Data

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The historical data trend for Tennessee Valley Financial Holdings's Property, Plant and Equipment can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Tennessee Valley Financial Holdings Property, Plant and Equipment Chart

Tennessee Valley Financial Holdings Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Property, Plant and Equipment
Get a 7-Day Free Trial 5.38 5.16 5.03 5.10 4.99

Tennessee Valley Financial Holdings Semi-Annual Data
Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Property, Plant and Equipment Get a 7-Day Free Trial 5.38 5.16 5.03 5.10 4.99
TVLF
56GF Score
Tennessee Valley Financial Holdings Inc TVLF
Property, Plant and Equipment is just one metric. See GF Score™, valuation, warning signs, and more.
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Tennessee Valley Financial Holdings Property, Plant and Equipment Calculation

Property, Plant and Equipment (PPE) are the fixed assets of the companyFixed assets are also known as non-current assets.

Property, plant, and equipment includes assets that will - in the normal course of business - neither be used up in the next year nor will become a part of any product sold to customers.

Some of the most common parts of property, plant, and equipment are:


Land
Buildings (and leasehold improvements)
Transportation equipment
Manufacturing equipment
Office equipment
Office furniture

Companies with lots of property, plant, and equipment often have special categories. For example, railroad property includes:


Track
Ties
Ballast
Bridges
Tunnels
Signals
Locomotives
Freight Cars

There is often a note in the financial statements - found in a company's 10-K - that will explain the different categories of property a company owns.

The market value of property, plant, and equipment can differ tremendously from the book value of property, plant, and equipment.

For example, when Berkshire Hathaway liquidated its textile mills, it had to pay the buyers of the company's manufacturing equipment to haul the equipment away. That property, plant, and equipment was literally worth less than zero. On the other hand, some companies own thousands of acres of land.

All property, plant, and equipment other than land is depreciated. Land is never depreciated. However, land is not marked up to market value either. Under Generally Accepted Accounting Principles (GAAP), land is shown on the balance sheet at cost.

The property, plant, and equipment line shown on the balance sheet is usually net property, plant, and equipment. This means it is the cost of the property, plant, and equipment less accumulated depreciation.

What does a Property, Plant and Equipment of $4.99 Mil mean?
Tennessee Valley Financial Holdings (TVLF) has a Property, Plant and Equipment of $4.99 Mil as of Dec. 2025. The total property, plant and equipment recorded on a company's balance sheet less accumulated depreciation. View historical data on Tennessee Valley Financial Holdings and its competitors.
Is Tennessee Valley Financial Holdings' Property, Plant and Equipment too high?
Tennessee Valley Financial Holdings' current Property, Plant and Equipment is $4.99 Mil. Overall, Tennessee Valley Financial Holdings has a GF Score™ of 56/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Tennessee Valley Financial Holdings' Property, Plant and Equipment compare to JTNB and CRZY?
Tennessee Valley Financial Holdings' Property, Plant and Equipment of $4.99 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Property, Plant and Equipment for a Banks company?
A good Property, Plant and Equipment depends on the Banks industry context. However, Property, Plant and Equipment should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Property, Plant and Equipment mean?
A high Property, Plant and Equipment can signal that a stock is expensive relative to its fundamentals. The total property, plant and equipment recorded on a company's balance sheet less accumulated depreciation. View historical data on Tennessee Valley Financial Holdings and its competitors. Tennessee Valley Financial Holdings's current Property, Plant and Equipment is $4.99 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Tennessee Valley Financial Holdings stock overvalued right now?
Based on GuruFocus' analysis, Tennessee Valley Financial Holdings (TVLF) is currently considered Significantly Overvalued. The stock's GF Value™ is $7.19, compared to a current price of $10.32 — trading 43.5% above its estimated fair value. The current Property, Plant and Equipment is $4.99 Mil. Tennessee Valley Financial Holdings' overall GF Score™ is 56/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Property, Plant and Equipment calculated?
Property, Plant and Equipment is calculated from a company's financial statements. For Tennessee Valley Financial Holdings (TVLF), the current Property, Plant and Equipment is $4.99 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Tennessee Valley Financial Holdings (TVLF) Overvalued in 2026?

Based on GuruFocus' analysis, Tennessee Valley Financial Holdings stock appears to be overvalued. The current stock price of $10.32 is trading 43.5% above its estimated GF Value™ of $7.19. GuruFocus considers Tennessee Valley Financial Holdings to be Significantly Overvalued.

Key valuation signals for TVLF:

  • Property, Plant and Equipment: $4.99 Mil
  • GF Value™: $7.19 vs. price of $10.32 (43.5% above fair value)
  • GF Score™: 56/100 with 1 warning sign

No single metric tells the full story. See the TVLF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Tennessee Valley Financial Holdings Business Description

Address 401 South Illinois Avenue, Oak Ridge, TN, USA, 37830
Tennessee Valley Financial Holdings Inc is a bank holding company. It provides a variety of financial services to individuals and corporate customers at its offices in Oak Ridge, Knoxville and Maryville, Tennessee. The bank's deposit products are interest-bearing demand deposits and certificates of deposit. Its lending products are commercial, residential, and consumer loans. Its loan portfolio includes Speculative Residential Real Estate, Commercial Real Estate, Residential Real Estate, Home Equity, Commercial, and Consumer.
56GF Score

Get the complete analysis for TVLF

Property, Plant and Equipment is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$10.32
Price
$7.19
GF Value