TVLF (Tennessee Valley Financial Holdings) Tax Rate %: 24.18% (As of Dec. 2025)

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TVLF Tennessee Valley Financial Holdings Inc TVLF
56 GF Score
Price $12.02
GF Value $7.20
Valuation Significantly Overvalued
! 5 Warning Signs
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What is Tennessee Valley Financial Holdings Tax Rate %?

Tennessee Valley Financial Holdings TVLF 56 Tax Rate % is 24.18% as of Dec. 2025. GuruFocus rates TVLF with a GF Score™ of 56/100 and a GF Value™ of $7.20 (Significantly Overvalued). The stock has 5 warning signs investors should review.

Tax Rate % is calculated as Tax Expense divided by its Pre-Tax Income. Tennessee Valley Financial Holdings's Tax Expense for the six months ended in Dec. 2025 was $0.88 Mil. Tennessee Valley Financial Holdings's Pre-Tax Income for the six months ended in Dec. 2025 was $3.65 Mil. Therefore, Tennessee Valley Financial Holdings's Tax Rate % for the quarter that ended in Dec. 2025 was 24.18%.

Tennessee Valley Financial Holdings Tax Rate % Related Terms

Tennessee Valley Financial Holdings Tax Rate % Historical Data

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The historical data trend for Tennessee Valley Financial Holdings's Tax Rate % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Tennessee Valley Financial Holdings Tax Rate % Chart

Tennessee Valley Financial Holdings Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Tax Rate %
Get a 7-Day Free Trial 26.38 28.08 26.81 27.34 24.18

Tennessee Valley Financial Holdings Semi-Annual Data
Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Tax Rate % Get a 7-Day Free Trial 26.38 28.08 26.81 27.34 24.18
TVLF
56GF Score
Tennessee Valley Financial Holdings Inc TVLF
Tax Rate % is just one metric. See GF Score™, valuation, warning signs, and more.
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Tennessee Valley Financial Holdings Tax Rate % Calculation

Tax Rate % is the ratio of tax expense divided by pretax income, usually presented in percent.

Tennessee Valley Financial Holdings's Tax Rate % for the fiscal year that ended in Dec. 2025 is calculated as

Tax Rate %=Tax Expense (A: Dec. 2025 )/Pre-Tax Income (A: Dec. 2025 )
=0.883/3.652
=24.18 %

Tennessee Valley Financial Holdings's Tax Rate % for the quarter that ended in Dec. 2025 is calculated as

Tax Rate %=Tax Expense (Q: Dec. 2025 )/Pre-Tax Income (Q: Dec. 2025 )
=0.883/3.652
=24.18 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Tax Rate % →
What does a Tax Rate % of 24.18% mean?
Tennessee Valley Financial Holdings (TVLF) has a Tax Rate % of 24.18% as of Dec. 2025.
Is Tennessee Valley Financial Holdings' Tax Rate % too high?
Tennessee Valley Financial Holdings' current Tax Rate % is 24.18%. Overall, Tennessee Valley Financial Holdings has a GF Score™ of 56/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Tennessee Valley Financial Holdings' Tax Rate % compare to UNTN and TDCB?
Tennessee Valley Financial Holdings' Tax Rate % of 24.18% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Tax Rate % for a Banks company?
A good Tax Rate % depends on the Banks industry context. However, Tax Rate % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Tax Rate % mean?
A high Tax Rate % can signal that a stock is expensive relative to its fundamentals. Tennessee Valley Financial Holdings's current Tax Rate % is 24.18%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Tennessee Valley Financial Holdings stock overvalued right now?
Based on GuruFocus' analysis, Tennessee Valley Financial Holdings (TVLF) is currently considered Significantly Overvalued. The stock's GF Value™ is $7.20, compared to a current price of $12.02 — trading 67% above its estimated fair value. The current Tax Rate % is 24.18%. Tennessee Valley Financial Holdings' overall GF Score™ is 56/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Tax Rate % calculated?
Tax Rate % is calculated from a company's financial statements. For Tennessee Valley Financial Holdings (TVLF), the current Tax Rate % is 24.18% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Tennessee Valley Financial Holdings (TVLF) Overvalued in 2026?

Based on GuruFocus' analysis, Tennessee Valley Financial Holdings stock appears to be overvalued. The current stock price of $12.02 is trading 67% above its estimated GF Value™ of $7.20. GuruFocus considers Tennessee Valley Financial Holdings to be Significantly Overvalued.

Key valuation signals for TVLF:

  • Tax Rate %: 24.18%
  • GF Value™: $7.20 vs. price of $12.02 (67% above fair value)
  • GF Score™: 56/100 with 5 warning signs

No single metric tells the full story. See the TVLF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Tennessee Valley Financial Holdings Business Description

Address 401 South Illinois Avenue, Oak Ridge, TN, USA, 37830
Tennessee Valley Financial Holdings Inc is a bank holding company. It provides a variety of financial services to individuals and corporate customers at its offices in Oak Ridge, Knoxville and Maryville, Tennessee. The bank's deposit products are interest-bearing demand deposits and certificates of deposit. Its lending products are commercial, residential, and consumer loans. Its loan portfolio includes Speculative Residential Real Estate, Commercial Real Estate, Residential Real Estate, Home Equity, Commercial, and Consumer.
56GF Score

Get the complete analysis for TVLF

Tax Rate % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$12.02
Price
$7.20
GF Value