What is Tennessee Valley Financial Holdings FCF Yield %?
Tennessee Valley Financial HoldingsTVLF 59 FCF Yield % is 15.84 as of Jun. 28, 2026, which is 8% below its 10-year median of 17.26. GuruFocus rates TVLF with a GF Score™ of 59/100 and a GF Value™ of $7.19 (Significantly Overvalued). The stock has 1 warning sign investors should review. Among 1,507 Banks companies, Tennessee Valley Financial Holdings ranks better than 72.93% on this metric.
FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.
Tennessee Valley Financial Holdings FCF Yield % Explanation
Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
Tennessee Valley Financial Holdings FCF Yield % Related Terms
Tennessee Valley Financial Holdings FCF Yield % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Tennessee Valley Financial Holdings FCF Yield % Chart
For the Banks - Regional subindustry, Tennessee Valley Financial Holdings's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Tennessee Valley Financial Holdings FCF Yield % vs Banks Industry
For the Banks industry and Financial Services sector, Tennessee Valley Financial Holdings's FCF Yield % distribution charts can be found below:
* The bar in red indicates where Tennessee Valley Financial Holdings's FCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Tennessee Valley Financial Holdings (TVLF) has a FCF Yield % of 15.84 as of Jun. 28, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Tennessee Valley Financial Holdings and its competitors. This is near median its historical median of 17.26. Over the past decade, Tennessee Valley Financial Holdings' FCF Yield % has ranged from 12.61 to 35.59. According to the industry distribution chart, Tennessee Valley Financial Holdings ranks #408 out of 1507 companies in the Banks industry, placing it in the top 27.1%.
Is Tennessee Valley Financial Holdings' FCF Yield % too high?
Tennessee Valley Financial Holdings' current FCF Yield % of 15.84 is near median its 10-year median of 17.26. Over the past 10 years, this metric has ranged from a low of 12.61 to a high of 35.59. The Banks industry median FCF Yield % is 8.14. Tennessee Valley Financial Holdings' value of 15.84 is 94.6% above this industry median. Based on the distribution chart, Tennessee Valley Financial Holdings ranks #408 out of 1507 companies in the Banks industry, which is above the industry midpoint. Overall, Tennessee Valley Financial Holdings has a GF Score™ of 59/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Tennessee Valley Financial Holdings' FCF Yield % compare to GWBK and JTNB?
According to the Banks industry distribution chart, Tennessee Valley Financial Holdings ranks #408 out of 1507 companies for FCF Yield %. This puts Tennessee Valley Financial Holdings in the upper half of its industry. The industry median FCF Yield % is 8.14. Tennessee Valley Financial Holdings' value of 15.84 is 94.6% above this benchmark. Historically, Tennessee Valley Financial Holdings' own FCF Yield % has ranged from 12.61 to 35.59 over the past decade. While the company's 10-year median is 17.26 vs. the industry median of 8.14, Tennessee Valley Financial Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Banks company?
The median FCF Yield % among Banks companies is 8.14, based on 1,507 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Tennessee Valley Financial Holdings's current FCF Yield % of 15.84 is 94.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Tennessee Valley Financial Holdings and its competitors. For the Banks industry, the median FCF Yield % is 8.14 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Tennessee Valley Financial Holdings's current FCF Yield % is 15.84, which is near median its own 10-year median of 17.26. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Tennessee Valley Financial Holdings stock overvalued right now?
Based on GuruFocus' analysis, Tennessee Valley Financial Holdings (TVLF) is currently considered Significantly Overvalued. The stock's GF Value™ is $7.19, compared to a current price of $10.00 — trading 39.1% above its estimated fair value. The current FCF Yield % is 15.84, which is near median its 10-year median of 17.26 and 94.6% above the Banks industry median of 8.14. Tennessee Valley Financial Holdings' overall GF Score™ is 59/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For Tennessee Valley Financial Holdings (TVLF), the current FCF Yield % is 15.84 as of Jun. 28, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Tennessee Valley Financial Holdings (TVLF) Overvalued in 2026?
Based on GuruFocus' analysis, Tennessee Valley Financial Holdings stock appears to be overvalued.
The current stock price of $10.00 is trading 39.1% above its estimated GF Value™ of $7.19.
GuruFocus considers Tennessee Valley Financial Holdings to be Significantly Overvalued.
Key valuation signals for TVLF:
FCF Yield %: 15.84 (near median its 10-year median of 17.26)
GF Value™: $7.19 vs. price of $10.00 (39.1% above fair value)
Industry Position: 94.6% above the Banks median (#408 of 1507)
No single metric tells the full story. See the TVLF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Tennessee Valley Financial Holdings Business Description
Tennessee Valley Financial Holdings Inc is a bank holding company. It provides a variety of financial services to individuals and corporate customers at its offices in Oak Ridge, Knoxville and Maryville, Tennessee. The bank's deposit products are interest-bearing demand deposits and certificates of deposit. Its lending products are commercial, residential, and consumer loans. Its loan portfolio includes Speculative Residential Real Estate, Commercial Real Estate, Residential Real Estate, Home Equity, Commercial, and Consumer.
59GF Score
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