TVLF (Tennessee Valley Financial Holdings) SpecialCharges: $0.00 Mil (TTM As of Dec. 2025)

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TVLF Tennessee Valley Financial Holdings Inc TVLF
56 GF Score
Price $12.25
GF Value $7.20
Valuation Significantly Overvalued
! 1 Warning Sign
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What is Tennessee Valley Financial Holdings SpecialCharges?

Tennessee Valley Financial Holdings TVLF 56 SpecialCharges is $0.00 Mil as of Dec. 2025. GuruFocus rates TVLF with a GF Score™ of 56/100 and a GF Value™ of $7.20 (Significantly Overvalued). The stock has 1 warning sign investors should review.

Tennessee Valley Financial Holdings's special charges for the six months ended in Dec. 2025 was $0.00 Mil. Its special charges for the trailing twelve months (TTM) ended in Dec. 2025 was $0.00 Mil.

Tennessee Valley Financial Holdings SpecialCharges Historical Data

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The historical data trend for Tennessee Valley Financial Holdings's SpecialCharges can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Tennessee Valley Financial Holdings SpecialCharges Chart

Tennessee Valley Financial Holdings Annual Data
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SpecialCharges
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Tennessee Valley Financial Holdings Semi-Annual Data
Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
SpecialCharges Get a 7-Day Free Trial 0.00 0.00 0.00 0.00 0.00
TVLF
56GF Score
Tennessee Valley Financial Holdings Inc TVLF
SpecialCharges is just one metric. See GF Score™, valuation, warning signs, and more.
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Tennessee Valley Financial Holdings SpecialCharges Calculation

It is nonrecurring losses or expenses resulting from transactions or events which, in the view of management, are not representative of normal business activities of the period and which affect comparability of earnings.

For stock reported annually, GuruFocus uses latest annual data as the TTM data. SpecialCharges for the trailing twelve months (TTM) ended in Dec. 2025 was $0.00 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about SpecialCharges →
What does a SpecialCharges of $0.00 Mil mean?
Tennessee Valley Financial Holdings (TVLF) has a SpecialCharges of $0.00 Mil as of Dec. 2025. Special charges are one-time, non-recurring charges a bank records on its income statement. View historical data on Tennessee Valley Financial Holdings and its competitors.
Is Tennessee Valley Financial Holdings' SpecialCharges too high?
Tennessee Valley Financial Holdings' current SpecialCharges is $0.00 Mil. Overall, Tennessee Valley Financial Holdings has a GF Score™ of 56/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Tennessee Valley Financial Holdings' SpecialCharges compare to JTNB and CRZY?
Tennessee Valley Financial Holdings' SpecialCharges of $0.00 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good SpecialCharges for a Banks company?
A good SpecialCharges depends on the Banks industry context. However, SpecialCharges should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high SpecialCharges mean?
A high SpecialCharges can signal that a stock is expensive relative to its fundamentals. Special charges are one-time, non-recurring charges a bank records on its income statement. View historical data on Tennessee Valley Financial Holdings and its competitors. Tennessee Valley Financial Holdings's current SpecialCharges is $0.00 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Tennessee Valley Financial Holdings stock overvalued right now?
Based on GuruFocus' analysis, Tennessee Valley Financial Holdings (TVLF) is currently considered Significantly Overvalued. The stock's GF Value™ is $7.20, compared to a current price of $12.25 — trading 70.1% above its estimated fair value. The current SpecialCharges is $0.00 Mil. Tennessee Valley Financial Holdings' overall GF Score™ is 56/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is SpecialCharges calculated?
SpecialCharges is calculated from a company's financial statements. For Tennessee Valley Financial Holdings (TVLF), the current SpecialCharges is $0.00 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Tennessee Valley Financial Holdings (TVLF) Overvalued in 2026?

Based on GuruFocus' analysis, Tennessee Valley Financial Holdings stock appears to be overvalued. The current stock price of $12.25 is trading 70.1% above its estimated GF Value™ of $7.20. GuruFocus considers Tennessee Valley Financial Holdings to be Significantly Overvalued.

Key valuation signals for TVLF:

  • SpecialCharges: $0.00 Mil
  • GF Value™: $7.20 vs. price of $12.25 (70.1% above fair value)
  • GF Score™: 56/100 with 1 warning sign

No single metric tells the full story. See the TVLF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Tennessee Valley Financial Holdings Business Description

Address 401 South Illinois Avenue, Oak Ridge, TN, USA, 37830
Tennessee Valley Financial Holdings Inc is a bank holding company. It provides a variety of financial services to individuals and corporate customers at its offices in Oak Ridge, Knoxville and Maryville, Tennessee. The bank's deposit products are interest-bearing demand deposits and certificates of deposit. Its lending products are commercial, residential, and consumer loans. Its loan portfolio includes Speculative Residential Real Estate, Commercial Real Estate, Residential Real Estate, Home Equity, Commercial, and Consumer.
56GF Score

Get the complete analysis for TVLF

SpecialCharges is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$12.25
Price
$7.20
GF Value