TVLF (Tennessee Valley Financial Holdings) Total Liabilities: $279.83 Mil (As of Dec. 2025)


TVLF Tennessee Valley Financial Holdings Inc TVLF
59 GF Score
Price $10.32
GF Value $7.19
Valuation Significantly Overvalued
! 1 Warning Sign
View Full Analysis

What is Tennessee Valley Financial Holdings Total Liabilities?

Tennessee Valley Financial Holdings TVLF 59 Total Liabilities is $279.83 Mil as of Dec. 2025. GuruFocus rates TVLF with a GF Score™ of 59/100 and a GF Value™ of $7.19 (Significantly Overvalued). The stock has 1 warning sign investors should review.

Tennessee Valley Financial Holdings's Total Liabilities for the quarter that ended in Dec. 2025 was $279.83 Mil.

Tennessee Valley Financial Holdings's quarterly Total Liabilities declined from Dec. 2023 ($279.76 Mil) to Dec. 2024 ($268.69 Mil) but then increased from Dec. 2024 ($268.69 Mil) to Dec. 2025 ($279.83 Mil).

Tennessee Valley Financial Holdings's annual Total Liabilities declined from Dec. 2023 ($279.76 Mil) to Dec. 2024 ($268.69 Mil) but then increased from Dec. 2024 ($268.69 Mil) to Dec. 2025 ($279.83 Mil).


Tennessee Valley Financial Holdings Total Liabilities Related Terms


Tennessee Valley Financial Holdings Total Liabilities Historical Data

* Premium members only.

The historical data trend for Tennessee Valley Financial Holdings's Total Liabilities can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Tennessee Valley Financial Holdings Total Liabilities Chart

Tennessee Valley Financial Holdings Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Liabilities
Get a 7-Day Free Trial 268.46 271.41 279.76 268.69 279.83

Tennessee Valley Financial Holdings Semi-Annual Data
Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Liabilities Get a 7-Day Free Trial 268.46 271.41 279.76 268.69 279.83
TVLF
59GF Score
Tennessee Valley Financial Holdings Inc TVLF
Total Liabilities is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Tennessee Valley Financial Holdings Total Liabilities Calculation

Total Liabilities are the liabilities that the company has to pay others. It is a part of the balance sheet of a company that shareholders do not own, and would be obligated to pay back if the company liquidated.

Tennessee Valley Financial Holdings's Total Liabilities for the fiscal year that ended in Dec. 2025 is calculated as

Total Liabilities=Total Assets (A: Dec. 2025 )-Total Equity (A: Dec. 2025 )
=302.095-22.266
=279.83

Tennessee Valley Financial Holdings's Total Liabilities for the quarter that ended in Dec. 2025 is calculated as

Total Liabilities=Total Assets (Q: Dec. 2025 )-Total Equity (Q: Dec. 2025 )
=302.095-22.266
=279.83

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Total Liabilities →
What does a Total Liabilities of $279.83 Mil mean?
Tennessee Valley Financial Holdings (TVLF) has a Total Liabilities of $279.83 Mil as of Dec. 2025. The total amount of liabilities as recorded on a company's balance sheet. View historical data for Tennessee Valley Financial Holdings and its competitors.
Is Tennessee Valley Financial Holdings' Total Liabilities too high?
Tennessee Valley Financial Holdings' current Total Liabilities is $279.83 Mil. Overall, Tennessee Valley Financial Holdings has a GF Score™ of 59/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Tennessee Valley Financial Holdings' Total Liabilities compare to JTNB and CRZY?
Tennessee Valley Financial Holdings' Total Liabilities of $279.83 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Liabilities for a Banks company?
A good Total Liabilities depends on the Banks industry context. However, Total Liabilities should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Liabilities mean?
A high Total Liabilities can signal that a stock is expensive relative to its fundamentals. The total amount of liabilities as recorded on a company's balance sheet. View historical data for Tennessee Valley Financial Holdings and its competitors. Tennessee Valley Financial Holdings's current Total Liabilities is $279.83 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Tennessee Valley Financial Holdings stock overvalued right now?
Based on GuruFocus' analysis, Tennessee Valley Financial Holdings (TVLF) is currently considered Significantly Overvalued. The stock's GF Value™ is $7.19, compared to a current price of $10.32 — trading 43.5% above its estimated fair value. The current Total Liabilities is $279.83 Mil. Tennessee Valley Financial Holdings' overall GF Score™ is 59/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Liabilities calculated?
Total Liabilities is calculated from a company's financial statements. For Tennessee Valley Financial Holdings (TVLF), the current Total Liabilities is $279.83 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Tennessee Valley Financial Holdings (TVLF) Overvalued in 2026?

Based on GuruFocus' analysis, Tennessee Valley Financial Holdings stock appears to be overvalued. The current stock price of $10.32 is trading 43.5% above its estimated GF Value™ of $7.19. GuruFocus considers Tennessee Valley Financial Holdings to be Significantly Overvalued.

Key valuation signals for TVLF:

  • Total Liabilities: $279.83 Mil
  • GF Value™: $7.19 vs. price of $10.32 (43.5% above fair value)
  • GF Score™: 59/100 with 1 warning sign

No single metric tells the full story. See the TVLF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Tennessee Valley Financial Holdings Business Description

Address 401 South Illinois Avenue, Oak Ridge, TN, USA, 37830
Tennessee Valley Financial Holdings Inc is a bank holding company. It provides a variety of financial services to individuals and corporate customers at its offices in Oak Ridge, Knoxville and Maryville, Tennessee. The bank's deposit products are interest-bearing demand deposits and certificates of deposit. Its lending products are commercial, residential, and consumer loans. Its loan portfolio includes Speculative Residential Real Estate, Commercial Real Estate, Residential Real Estate, Home Equity, Commercial, and Consumer.
59GF Score

Get the complete analysis for TVLF

Total Liabilities is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$10.32
Price
$7.19
GF Value