Third Century BancorpTDCB +6.06%47 Median PS Value is $18.41 as of Jun. 26, 2026, which is 3374% above its 10-year median of 0.53. GuruFocus rates TDCB with a GF Score™ of 47/100 and a GF Value™ of $9.77 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 1,042 Banks companies, Third Century Bancorp ranks better than 68.81% on this metric.
This valuation method assumes that the stock valuation will revert to its historical (10-Year) median in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
The historical rank and industry rank for Third Century Bancorp's Median PS Value or its related term are showing as below:
TDCB'
s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0.41 Med: 0.53 Max: 0.96
Current: 0.95
During the past 10 years, the highest Price to Median PS Value of Third Century Bancorp was 0.96. The lowest was 0.41. And the median was 0.53.
TDCB's Price-to-Median-PS-Value is ranked better than 68.81% of 1042
companies
in the Banks industry
Industry Median: 1.11
vs TDCB: 0.95
Third Century Bancorp (OTCPK:TDCB) Median PS Value Explanation
This valuation method assumes that the stock valuation will revert to its historical (10-Year) mean in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio
is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
It also assumes that over time the profit margin is constant. If a company increases its profit margin to a sustainable level, this value might under-estimate its value. If it has permanent declined profit margins, this may over-estimate the company's value.
Third Century Bancorp's Price to Median PS Value for today is calculated as
Price to Median PS Value
=
Share Price
/
Median PS Value
=
17.50
/
18.41
=
0.95
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Third Century Bancorp Median PS Value Related Terms
Third Century Bancorp Median PS Value Historical Data
* Premium members only.
The historical data trend for Third Century Bancorp's Median PS Value can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
TDCB vs FIDS, CRZY, TVLF: Median PS Value Comparison
For the Banks - Regional subindustry, Third Century Bancorp's Price-to-Median-PS-Value, along with its competitors' market caps and Price-to-Median-PS-Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Third Century Bancorp Price-to-Median-PS-Value vs Banks Industry
For the Banks industry and Financial Services sector, Third Century Bancorp's Price-to-Median-PS-Value distribution charts can be found below:
* The bar in red indicates where Third Century Bancorp's Price-to-Median-PS-Value falls into.
10-Year Median PS Ratio is 2.0122.
For company reported annually, GuruFocus uses latest annual data as the TTM data. Third Century Bancorp's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2025 was $9.149.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Third Century Bancorp (TDCB) has a Median PS Value of $18.41 as of Jun. 26, 2026. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on Third Century Bancorp and its competitors. This is 3374% above median its historical median of 0.53. Over the past decade, Third Century Bancorp's Median PS Value has ranged from 0.41 to 0.96. According to the industry distribution chart, Third Century Bancorp ranks #325 out of 1042 companies in the Banks industry, placing it in the top 31.2%.
Is Third Century Bancorp's Median PS Value too high?
Third Century Bancorp's current Median PS Value of $18.41 is 3374% above median its 10-year median of 0.53. Over the past 10 years, this metric has ranged from a low of 0.41 to a high of 0.96. The Banks industry median Median PS Value is 1.11. Third Century Bancorp's value of $18.41 is 1558.6% above this industry median. Based on the distribution chart, Third Century Bancorp ranks #325 out of 1042 companies in the Banks industry, which is above the industry midpoint. Overall, Third Century Bancorp has a GF Score™ of 47/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Third Century Bancorp's Median PS Value compare to FIDS and CRZY?
According to the Banks industry distribution chart, Third Century Bancorp ranks #325 out of 1042 companies for Median PS Value. This puts Third Century Bancorp in the upper half of its industry. The industry median Median PS Value is 1.11. Third Century Bancorp's value of $18.41 is 1558.6% above this benchmark. Historically, Third Century Bancorp's own Median PS Value has ranged from 0.41 to 0.96 over the past decade. While the company's 10-year median is 0.53 vs. the industry median of 1.11, Third Century Bancorp has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Median PS Value for a Banks company?
The median Median PS Value among Banks companies is 1.11, based on 1,042 companies in the industry. Companies in the top quartile (top 25%) have a Median PS Value significantly above this median, while those in the bottom quartile fall well below. However, Median PS Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Third Century Bancorp's current Median PS Value of $18.41 is 1558.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Median PS Value mean?
A high Median PS Value can signal that a stock is expensive relative to its fundamentals. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on Third Century Bancorp and its competitors. For the Banks industry, the median Median PS Value is 1.11 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Third Century Bancorp's current Median PS Value is $18.41, which is 3374% above median its own 10-year median of 0.53. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Third Century Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Third Century Bancorp (TDCB) is currently considered Significantly Overvalued. The stock's GF Value™ is $9.77, compared to a current price of $17.50 — trading 79.1% above its estimated fair value. The current Median PS Value is $18.41, which is 3374% above median its 10-year median of 0.53 and 1558.6% above the Banks industry median of 1.11. Third Century Bancorp's overall GF Score™ is 47/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Median PS Value calculated?
Median PS Value is calculated from a company's financial statements. For Third Century Bancorp (TDCB), the current Median PS Value is $18.41 as of Jun. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Third Century Bancorp (TDCB) Overvalued in 2026?
Based on GuruFocus' analysis, Third Century Bancorp stock appears to be overvalued.
The current stock price of $17.50 is trading 79.1% above its estimated GF Value™ of $9.77.
GuruFocus considers Third Century Bancorp to be Significantly Overvalued.
Key valuation signals for TDCB:
Median PS Value: $18.41 (3374% above median its 10-year median of 0.53)
GF Value™: $9.77 vs. price of $17.50 (79.1% above fair value)
Industry Position: 1558.6% above the Banks median (#325 of 1042)
No single metric tells the full story. See the TDCB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Third Century Bancorp operates as a holding company. It provides banking and financial services to individual and corporate customers. The bank offers a variety of deposit products, loans, mortgages, residential, commercial and consumer lending products. It also offers a full suite of deposit products, including savings, checking, money market accounts, as well as term deposits in the form of CDs and IRAs. The Bank also offers and supports a full line of digital banking products.
47GF Score
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