TDCB (Third Century Bancorp) Tariff Resilience Score: 9/10 (As of Jul. 03, 2026)


TDCB Third Century Bancorp TDCB
47 GF Score
Price $17.19
GF Value $9.78
Valuation Significantly Overvalued
! 7 Warning Signs
View Full Analysis

What is Third Century Bancorp Tariff Resilience Score?

Third Century Bancorp TDCB +10.76% 47 Tariff Resilience Score is 9 as of Jul. 03, 2026. GuruFocus rates TDCB with a GF Score™ of 47/100 and a GF Value™ of $9.78 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 1,607 Banks companies, Third Century Bancorp ranks better than 99.25% on this metric.

Third Century Bancorp has the Tariff Resilience Score of 9, which implies that the company might have Highly Resilient.

Third Century Bancorp has As a regional bank, TDCB has minimal exposure to international trade tariffs. Its operations are domestically focused, with no significant reliance on global supply chains or international markets.

Tariff Resilience Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more.

The company's exposure to international trade tariffs based on these criteria:

1. Global supply chain dependencies
2. Manufacturing locations versus sales markets
3. Import/export balance and percentage of revenue
4. Historical impact from previous tariff changes
5. Available mitigation strategies (alternative suppliers, pricing power)
6. Industry-specific tariff exemptions or vulnerabilities

Based on the research, GuruFocus believes Third Century Bancorp might have Highly Resilient.

Third Century Bancorp  (OTCPK:TDCB) Tariff Resilience Score Explanation

The Tariff Resilience Score ranges from 0 to 10, with 10 as the most resilient. GuruFocus divided Moat Score into following 3 categories:

Tariff Resilience Score Resilience Level
7 - 10Highly Resilient
4 - 6Average Resilient
0 - 3Highly Vulnerable

Third Century Bancorp Tariff Resilience Score Related Terms

TDCB vs UNTN, CIBN, GOVB: Tariff Resilience Score Comparison

For the Banks - Regional subindustry, Third Century Bancorp's Tariff Resilience Score, along with its competitors' market caps and Tariff Resilience Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Third Century Bancorp Tariff Resilience Score vs Banks Industry

For the Banks industry and Financial Services sector, Third Century Bancorp's Tariff Resilience Score distribution charts can be found below:

* The bar in red indicates where Third Century Bancorp's Tariff Resilience Score falls into.


TDCB
47GF Score
Third Century Bancorp TDCB
Tariff Resilience Score is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis
What does a Tariff Resilience Score of 9 mean?
Third Century Bancorp (TDCB) has a Tariff Resilience Score of 9 as of Jul. 03, 2026. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. According to the industry distribution chart, Third Century Bancorp ranks #12 out of 1607 companies in the Banks industry, placing it in the top 0.7%.
Is Third Century Bancorp's Tariff Resilience Score too high?
Third Century Bancorp's current Tariff Resilience Score is 9. Based on the distribution chart, Third Century Bancorp ranks #12 out of 1607 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Third Century Bancorp has a GF Score™ of 47/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Third Century Bancorp's Tariff Resilience Score compare to UNTN and CIBN?
According to the Banks industry distribution chart, Third Century Bancorp ranks #12 out of 1607 companies for Tariff Resilience Score. This places Third Century Bancorp in the top 1% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Tariff Resilience Score for a Banks company?
A good Tariff Resilience Score depends on the Banks industry context. However, Tariff Resilience Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Tariff Resilience Score mean?
A high Tariff Resilience Score can signal that a stock is expensive relative to its fundamentals. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. Third Century Bancorp's current Tariff Resilience Score is 9. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Third Century Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Third Century Bancorp (TDCB) is currently considered Significantly Overvalued. The stock's GF Value™ is $9.78, compared to a current price of $17.19 — trading 75.8% above its estimated fair value. The current Tariff Resilience Score is 9. Third Century Bancorp's overall GF Score™ is 47/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Tariff Resilience Score calculated?
Tariff Resilience Score is calculated from a company's financial statements. For Third Century Bancorp (TDCB), the current Tariff Resilience Score is 9 as of Jul. 03, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Third Century Bancorp (TDCB) Overvalued in 2026?

Based on GuruFocus' analysis, Third Century Bancorp stock appears to be overvalued. The current stock price of $17.19 is trading 75.8% above its estimated GF Value™ of $9.78. GuruFocus considers Third Century Bancorp to be Significantly Overvalued.

Key valuation signals for TDCB:

  • Tariff Resilience Score: 9
  • GF Value™: $9.78 vs. price of $17.19 (75.8% above fair value)
  • GF Score™: 47/100 with 7 warning signs

No single metric tells the full story. See the TDCB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Third Century Bancorp Business Description

Address 80 East Jefferson Street, Franklin, IN, USA, 46131
Third Century Bancorp operates as a holding company. It provides banking and financial services to individual and corporate customers. The bank offers a variety of deposit products, loans, mortgages, residential, commercial and consumer lending products. It also offers a full suite of deposit products, including savings, checking, money market accounts, as well as term deposits in the form of CDs and IRAs. The Bank also offers and supports a full line of digital banking products.
47GF Score

Get the complete analysis for TDCB

Tariff Resilience Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$17.19
Price
$9.78
GF Value