TDCB (Third Century Bancorp) Net Loan: $218.33 Mil (As of Dec. 2025)

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TDCB Third Century Bancorp TDCB
41 GF Score
Price $18.75
GF Value $9.80
Valuation Significantly Overvalued
! 7 Warning Signs
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What is Third Century Bancorp Net Loan?

Third Century Bancorp TDCB +4.22% 41 Net Loan is $218.33 Mil as of Dec. 2025. GuruFocus rates TDCB with a GF Score™ of 41/100 and a GF Value™ of $9.80 (Significantly Overvalued). The stock has 7 warning signs investors should review.

Third Century Bancorp's quarterly net loan increased from Dec. 2023 ($194.30 Mil) to Dec. 2024 ($205.54 Mil) and increased from Dec. 2024 ($205.54 Mil) to Dec. 2025 ($218.33 Mil).

Third Century Bancorp's annual net loan increased from Dec. 2023 ($194.30 Mil) to Dec. 2024 ($205.54 Mil) and increased from Dec. 2024 ($205.54 Mil) to Dec. 2025 ($218.33 Mil).

Third Century Bancorp Net Loan Historical Data

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The historical data trend for Third Century Bancorp's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Third Century Bancorp Net Loan Chart

Third Century Bancorp Annual Data
Trend Dec04 Dec05 Dec06 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 142.78 169.68 194.30 205.54 218.33

Third Century Bancorp Semi-Annual Data
Dec04 Dec05 Dec06 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only 142.78 169.68 194.30 205.54 218.33
TDCB
41GF Score
Third Century Bancorp TDCB
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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Third Century Bancorp Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of $218.33 Mil mean?
Third Century Bancorp (TDCB) has a Net Loan of $218.33 Mil as of Dec. 2025. The total net loans as recorded on a bank's balance sheet. View historical data on Third Century Bancorp and its competitors.
Is Third Century Bancorp's Net Loan too high?
Third Century Bancorp's current Net Loan is $218.33 Mil. Overall, Third Century Bancorp has a GF Score™ of 41/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Third Century Bancorp's Net Loan compare to UNTN and CIBN?
Third Century Bancorp's Net Loan of $218.33 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for a Banks company?
A good Net Loan depends on the Banks industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on Third Century Bancorp and its competitors. Third Century Bancorp's current Net Loan is $218.33 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Third Century Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Third Century Bancorp (TDCB) is currently considered Significantly Overvalued. The stock's GF Value™ is $9.80, compared to a current price of $18.75 — trading 91.3% above its estimated fair value. The current Net Loan is $218.33 Mil. Third Century Bancorp's overall GF Score™ is 41/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For Third Century Bancorp (TDCB), the current Net Loan is $218.33 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Third Century Bancorp (TDCB) Overvalued in 2026?

Based on GuruFocus' analysis, Third Century Bancorp stock appears to be overvalued. The current stock price of $18.75 is trading 91.3% above its estimated GF Value™ of $9.80. GuruFocus considers Third Century Bancorp to be Significantly Overvalued.

Key valuation signals for TDCB:

  • Net Loan: $218.33 Mil
  • GF Value™: $9.80 vs. price of $18.75 (91.3% above fair value)
  • GF Score™: 41/100 with 7 warning signs

No single metric tells the full story. See the TDCB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Third Century Bancorp Business Description

Address 80 East Jefferson Street, Franklin, IN, USA, 46131
Third Century Bancorp operates as a holding company. It provides banking and financial services to individual and corporate customers. The bank offers a variety of deposit products, loans, mortgages, residential, commercial and consumer lending products. It also offers a full suite of deposit products, including savings, checking, money market accounts, as well as term deposits in the form of CDs and IRAs. The Bank also offers and supports a full line of digital banking products.
41GF Score

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Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$18.75
Price
$9.80
GF Value