TDCB (Third Century Bancorp) Total Noninterest Expense: $8.55 Mil (As of Dec. 2025)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

TDCB Third Century Bancorp TDCB
41 GF Score
Price $19.48
GF Value $9.80
Valuation Significantly Overvalued
! 7 Warning Signs
View Full Analysis

What is Third Century Bancorp Total Noninterest Expense?

Third Century Bancorp TDCB 41 Total Noninterest Expense is $8.55 Mil as of Dec. 2025. GuruFocus rates TDCB with a GF Score™ of 41/100 and a GF Value™ of $9.80 (Significantly Overvalued). The stock has 7 warning signs investors should review.

Third Century Bancorp's Total Noninterest Expense for the six months ended in Dec. 2025 was $8.55 Mil. Third Century Bancorp's Total Noninterest Expense for the trailing twelve months (TTM) ended in Dec. 2025 was $8.55 Mil.

Third Century Bancorp Total Noninterest Expense Related Terms

Third Century Bancorp Total Noninterest Expense Historical Data

* Premium members only.

The historical data trend for Third Century Bancorp's Total Noninterest Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Third Century Bancorp Total Noninterest Expense Chart

Third Century Bancorp Annual Data
Trend Dec04 Dec05 Dec06 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Noninterest Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only 7.09 7.41 8.20 7.84 8.55

Third Century Bancorp Semi-Annual Data
Dec04 Dec05 Dec06 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Noninterest Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only 7.09 7.41 8.20 7.84 8.55
TDCB
41GF Score
Third Century Bancorp TDCB
Total Noninterest Expense is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Third Century Bancorp Total Noninterest Expense Calculation

Total Noninterest Expense is any expenses incurred that not related to interest. It includes:
Selling, General, & Admin. Expense
Occupancy
Equipment
Professional fees
Amortization of intangibles
Any other special income/charges (too numerous to list)
Some banks can do choose to report each of these items separately. Yet, there are a variety of noninterest expense which are simply too numerous to list.

For stock reported annually, GuruFocus uses latest annual data as the TTM data. Total Noninterest Expense for the trailing twelve months (TTM) ended in Dec. 2025 was $8.55 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Total Noninterest Expense of $8.55 Mil mean?
Third Century Bancorp (TDCB) has a Total Noninterest Expense of $8.55 Mil as of Dec. 2025. Total noninterest expense is any expenses incurred that not related to interest. View historical data on Third Century Bancorp and its competitors.
Is Third Century Bancorp's Total Noninterest Expense too high?
Third Century Bancorp's current Total Noninterest Expense is $8.55 Mil. Overall, Third Century Bancorp has a GF Score™ of 41/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Third Century Bancorp's Total Noninterest Expense compare to TVLF and UNTN?
Third Century Bancorp's Total Noninterest Expense of $8.55 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Noninterest Expense for a Banks company?
A good Total Noninterest Expense depends on the Banks industry context. However, Total Noninterest Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Noninterest Expense mean?
A high Total Noninterest Expense can signal that a stock is expensive relative to its fundamentals. Total noninterest expense is any expenses incurred that not related to interest. View historical data on Third Century Bancorp and its competitors. Third Century Bancorp's current Total Noninterest Expense is $8.55 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Third Century Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Third Century Bancorp (TDCB) is currently considered Significantly Overvalued. The stock's GF Value™ is $9.80, compared to a current price of $19.48 — trading 98.8% above its estimated fair value. The current Total Noninterest Expense is $8.55 Mil. Third Century Bancorp's overall GF Score™ is 41/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Noninterest Expense calculated?
Total Noninterest Expense is calculated from a company's financial statements. For Third Century Bancorp (TDCB), the current Total Noninterest Expense is $8.55 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Third Century Bancorp (TDCB) Overvalued in 2026?

Based on GuruFocus' analysis, Third Century Bancorp stock appears to be overvalued. The current stock price of $19.48 is trading 98.8% above its estimated GF Value™ of $9.80. GuruFocus considers Third Century Bancorp to be Significantly Overvalued.

Key valuation signals for TDCB:

  • Total Noninterest Expense: $8.55 Mil
  • GF Value™: $9.80 vs. price of $19.48 (98.8% above fair value)
  • GF Score™: 41/100 with 7 warning signs

No single metric tells the full story. See the TDCB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Third Century Bancorp Business Description

Address 80 East Jefferson Street, Franklin, IN, USA, 46131
Third Century Bancorp operates as a holding company. It provides banking and financial services to individual and corporate customers. The bank offers a variety of deposit products, loans, mortgages, residential, commercial and consumer lending products. It also offers a full suite of deposit products, including savings, checking, money market accounts, as well as term deposits in the form of CDs and IRAs. The Bank also offers and supports a full line of digital banking products.
41GF Score

Get the complete analysis for TDCB

Total Noninterest Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$19.48
Price
$9.80
GF Value