Third Century BancorpTDCB 41 OCF Yield % is 11.71 as of Jun. 28, 2026, which is 11% below its 10-year median of 13.16. GuruFocus rates TDCB with a GF Score™ of 41/100 and a GF Value™ of $9.77 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 1,505 Banks companies, Third Century Bancorp ranks better than 60.6% on this metric.
OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.
Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
Third Century Bancorp OCF Yield % Related Terms
Third Century Bancorp OCF Yield % Historical Data
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The historical data trend for Third Century Bancorp's OCF Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Third Century Bancorp's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Third Century Bancorp OCF Yield % vs Banks Industry
For the Banks industry and Financial Services sector, Third Century Bancorp's OCF Yield % distribution charts can be found below:
* The bar in red indicates where Third Century Bancorp's OCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Third Century Bancorp (TDCB) has a OCF Yield % of 11.71 as of Jun. 28, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Third Century Bancorp and its competitors. This is 11% below median its historical median of 13.16. Over the past decade, Third Century Bancorp's OCF Yield % has ranged from 3.24 to 37.46. According to the industry distribution chart, Third Century Bancorp ranks #593 out of 1505 companies in the Banks industry, placing it in the top 39.4%.
Is Third Century Bancorp's OCF Yield % too high?
Third Century Bancorp's current OCF Yield % of 11.71 is 11% below median its 10-year median of 13.16. Over the past 10 years, this metric has ranged from a low of 3.24 to a high of 37.46. The Banks industry median OCF Yield % is 9.32. Third Century Bancorp's value of 11.71 is 25.6% above this industry median. Based on the distribution chart, Third Century Bancorp ranks #593 out of 1505 companies in the Banks industry, which is above the industry midpoint. Overall, Third Century Bancorp has a GF Score™ of 41/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Third Century Bancorp's OCF Yield % compare to FIDS and CRZY?
According to the Banks industry distribution chart, Third Century Bancorp ranks #593 out of 1505 companies for OCF Yield %. This puts Third Century Bancorp in the upper half of its industry. The industry median OCF Yield % is 9.32. Third Century Bancorp's value of 11.71 is 25.6% above this benchmark. Historically, Third Century Bancorp's own OCF Yield % has ranged from 3.24 to 37.46 over the past decade. While the company's 10-year median is 13.16 vs. the industry median of 9.32, Third Century Bancorp has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for a Banks company?
The median OCF Yield % among Banks companies is 9.32, based on 1,505 companies in the industry. Companies in the top quartile (top 25%) have a OCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Third Century Bancorp's current OCF Yield % of 11.71 is 25.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Third Century Bancorp and its competitors. For the Banks industry, the median OCF Yield % is 9.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Third Century Bancorp's current OCF Yield % is 11.71, which is 11% below median its own 10-year median of 13.16. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Third Century Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Third Century Bancorp (TDCB) is currently considered Significantly Overvalued. The stock's GF Value™ is $9.77, compared to a current price of $17.50 — trading 79.1% above its estimated fair value. The current OCF Yield % is 11.71, which is 11% below median its 10-year median of 13.16 and 25.6% above the Banks industry median of 9.32. Third Century Bancorp's overall GF Score™ is 41/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For Third Century Bancorp (TDCB), the current OCF Yield % is 11.71 as of Jun. 28, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Third Century Bancorp (TDCB) Overvalued in 2026?
Based on GuruFocus' analysis, Third Century Bancorp stock appears to be overvalued.
The current stock price of $17.50 is trading 79.1% above its estimated GF Value™ of $9.77.
GuruFocus considers Third Century Bancorp to be Significantly Overvalued.
Key valuation signals for TDCB:
OCF Yield %: 11.71 (11% below median its 10-year median of 13.16)
GF Value™: $9.77 vs. price of $17.50 (79.1% above fair value)
Industry Position: 25.6% above the Banks median (#593 of 1505)
No single metric tells the full story. See the TDCB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Third Century Bancorp operates as a holding company. It provides banking and financial services to individual and corporate customers. The bank offers a variety of deposit products, loans, mortgages, residential, commercial and consumer lending products. It also offers a full suite of deposit products, including savings, checking, money market accounts, as well as term deposits in the form of CDs and IRAs. The Bank also offers and supports a full line of digital banking products.
41GF Score
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