TDCB (Third Century Bancorp) ROC (Joel Greenblatt) %: % (As of Dec. 2025)


TDCB Third Century Bancorp TDCB
47 GF Score
Price $17.19
GF Value $9.79
Valuation Significantly Overvalued
! 7 Warning Signs
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What is Third Century Bancorp ROC (Joel Greenblatt) %?

Third Century Bancorp TDCB +10.76% 47 ROC (Joel Greenblatt) % is % as of Dec. 2025. GuruFocus rates TDCB with a GF Score™ of 47/100 and a GF Value™ of $9.79 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 46 Banks companies, Third Century Bancorp ranks worse than 2173910.87% on this metric.

ROC (Joel Greenblatt) % does not apply to banks and insurance companies.

TDCB
47GF Score
Third Century Bancorp TDCB
ROC (Joel Greenblatt) % is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a ROC (Joel Greenblatt) % of % mean?
Third Century Bancorp (TDCB) has a ROC (Joel Greenblatt) % of % as of Dec. 2025. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Third Century Bancorp and its competitors. According to the industry distribution chart, Third Century Bancorp ranks #999999 out of 46 companies in the Banks industry.
Is Third Century Bancorp's ROC (Joel Greenblatt) % too high?
Third Century Bancorp's current ROC (Joel Greenblatt) % is %. Based on the distribution chart, Third Century Bancorp ranks #999999 out of 46 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Third Century Bancorp has a GF Score™ of 47/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Third Century Bancorp's ROC (Joel Greenblatt) % compare to UNTN and CIBN?
According to the Banks industry distribution chart, Third Century Bancorp ranks #999999 out of 46 companies for ROC (Joel Greenblatt) %. This places Third Century Bancorp in the lower half of its industry. The industry median ROC (Joel Greenblatt) % is 63.63. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC (Joel Greenblatt) % for a Banks company?
The median ROC (Joel Greenblatt) % among Banks companies is 63.63, based on 46 companies in the industry. Companies in the top quartile (top 25%) have a ROC (Joel Greenblatt) % significantly above this median, while those in the bottom quartile fall well below. However, ROC (Joel Greenblatt) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC (Joel Greenblatt) % mean?
A high ROC (Joel Greenblatt) % can signal that a stock is expensive relative to its fundamentals. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Third Century Bancorp and its competitors. For the Banks industry, the median ROC (Joel Greenblatt) % is 63.63 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Third Century Bancorp's current ROC (Joel Greenblatt) % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Third Century Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Third Century Bancorp (TDCB) is currently considered Significantly Overvalued. The stock's GF Value™ is $9.79, compared to a current price of $17.19 — trading 75.6% above its estimated fair value. The current ROC (Joel Greenblatt) % is %. Third Century Bancorp's overall GF Score™ is 47/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC (Joel Greenblatt) % calculated?
ROC (Joel Greenblatt) % is calculated from a company's financial statements. For Third Century Bancorp (TDCB), the current ROC (Joel Greenblatt) % is % as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Third Century Bancorp (TDCB) Overvalued in 2026?

Based on GuruFocus' analysis, Third Century Bancorp stock appears to be overvalued. The current stock price of $17.19 is trading 75.6% above its estimated GF Value™ of $9.79. GuruFocus considers Third Century Bancorp to be Significantly Overvalued.

Key valuation signals for TDCB:

  • ROC (Joel Greenblatt) %: %
  • GF Value™: $9.79 vs. price of $17.19 (75.6% above fair value)
  • GF Score™: 47/100 with 7 warning signs

No single metric tells the full story. See the TDCB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Third Century Bancorp Business Description

Address 80 East Jefferson Street, Franklin, IN, USA, 46131
Third Century Bancorp operates as a holding company. It provides banking and financial services to individual and corporate customers. The bank offers a variety of deposit products, loans, mortgages, residential, commercial and consumer lending products. It also offers a full suite of deposit products, including savings, checking, money market accounts, as well as term deposits in the form of CDs and IRAs. The Bank also offers and supports a full line of digital banking products.
47GF Score

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ROC (Joel Greenblatt) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$17.19
Price
$9.79
GF Value