TDCB (Third Century Bancorp) Dividend Yield %: 1.20% (As of Jun. 25, 2026) — 50% Below Median


TDCB Third Century Bancorp TDCB
47 GF Score
Price $17.50
GF Value $9.77
Valuation Significantly Overvalued
! 7 Warning Signs
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What is Third Century Bancorp Dividend Yield %?

Third Century Bancorp TDCB +6.06% 47 Dividend Yield % is 1.20% as of Jun. 25, 2026, which is 50% below its 10-year median of 2.40. GuruFocus rates TDCB with a GF Score™ of 47/100 and a GF Value™ of $9.77 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 1,251 Banks companies, Third Century Bancorp ranks worse than 88.97% on this metric.

As of today (2026-06-25), the Trailing Annual Dividend Yield of Third Century Bancorp is 1.20%.

Warning Sign:

Third Century Bancorp stock Dividend Yield % is close to 10-year low.

The historical rank and industry rank for Third Century Bancorp's Dividend Yield % or its related term are showing as below:

TDCB' s Dividend Yield % Range Over the Past 10 Years
Min: 1.2   Med: 2.4   Max: 6.23
Current: 1.2

During the past 10 years, the highest Dividend Yield of Third Century Bancorp was 6.23%. The lowest was 1.20%. And the median was 2.40%.

TDCB's Dividend Yield % is ranked worse than
88.97% of 1251 companies
in the Banks industry
Industry Median: 3.03 vs TDCB: 1.20

Third Century Bancorp's Dividend Payout Ratio for the six months ended in Dec. 2025 was 0.12.

During the past 10 years, the highest Dividend Payout Ratio of Third Century Bancorp was 7.77. The lowest was 0.12. And the median was 0.24.

As of today (2026-06-25), the Forward Dividend Yield % of Third Century Bancorp is 1.20%.

Third Century Bancorp's Dividends per Share for the six months ended in Dec. 2025 was $0.20.

During the past 3 years, the average Dividends Per Share Growth Rate was -20.00% per year. During the past 5 years, the average Dividends Per Share Growth Rate was -10.70% per year.

During the past 10 years, the highest 3-Year average Dividends Per Share Growth Rate of Third Century Bancorp was 51.80% per year. The lowest was -45.50% per year. And the median was 4.10% per year.

The growth rate is calculated with least square regression.

For more information regarding to dividend, please check our Dividend Page.

* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.


Third Century Bancorp  (OTCPK:TDCB) Dividend Yield % Explanation

Over the long term, the return from dividends has been a significant contributor to the total returns produced by equity securities. Studies by Elroy Dimson, Paul Marsh, and Mike Staunton of Princeton University (2002) found that a market-oriented portfolio, which included reinvested dividends, would have generated nearly 85 times the wealth generated by the same portfolio relying solely on capital gains.

Dividends may also qualify a lower tax rate for investors.

In dividends investing, Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.

You can find the stocks that owned most by Gurus here. Or you can check out Warren Buffett's highest dividend stocks here.


Third Century Bancorp Dividend Yield % Related Terms


Third Century Bancorp Dividend Yield % Historical Data

* Premium members only.

The historical data trend for Third Century Bancorp's Dividend Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Third Century Bancorp Dividend Yield % Chart

Third Century Bancorp Annual Data
Trend Dec04 Dec05 Dec06 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Dividend Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.00 4.02 4.96 2.21 2.14

Third Century Bancorp Semi-Annual Data
Dec04 Dec05 Dec06 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Dividend Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.00 4.02 4.96 2.21 2.14

TDCB vs FIDS, CRZY, TVLF: Dividend Yield % Comparison

For the Banks - Regional subindustry, Third Century Bancorp's Dividend Yield %, along with its competitors' market caps and Dividend Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Third Century Bancorp Dividend Yield % vs Banks Industry

For the Banks industry and Financial Services sector, Third Century Bancorp's Dividend Yield % distribution charts can be found below:

* The bar in red indicates where Third Century Bancorp's Dividend Yield % falls into.


TDCB
47GF Score
Third Century Bancorp TDCB
Dividend Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Third Century Bancorp Dividend Yield % Calculation

Dividend Yield measures how much a company pays out in dividends each year relative to its share price.

Third Century Bancorp Recent Full-Year* Dividend History

Amount Ex-date Record Date Pay Date Type Frequency Forex Rate
USD 0.0600002026-06-122026-06-152026-07-03Cash DividendquarterlyUSD:USD 1.000000
USD 0.0500002026-03-182026-03-182026-04-02Cash DividendquarterlyUSD:USD 1.000000
USD 0.0500002025-12-162025-12-162026-01-02Cash DividendquarterlyUSD:USD 1.000000
USD 0.0500002025-09-152025-09-152025-10-03Cash DividendquarterlyUSD:USD 1.000000

* GuruFocus has an internal rule that if the most recent dividend payment frequency is at least 4 times a year, then the full year will be calculated according to the frequency of payment or the one-year time frame, whichever is stricter.
* GuruFocus converts dividend currency to local traded share price currency in order to calculate dividend yield. Please refer to the last column "Forex Rate" in the above table.

Third Century Bancorp's Trailing Annual Dividend Yield (%) for Today is calculated as

Trailing Annual Dividend Yield=Most Recent Full Year Dividend/Current Share Price
=0.21/17.50
=1.20 %

Current Share Price is $17.50.
Third Century Bancorp's Dividends per Share for the trailing twelve months (TTM) ended in Today is $0.21.

Third Century Bancorp's Forward Annual Dividend Yield (%) for Today is calculated as

Forward Annual Dividend Yield=Forward Full Year Dividend/Current Share Price
=0.24/17.50
=1.37 %

Current Share Price is $17.50.
Third Century Bancorp's Dividends per Share for the forward twelve months is calculated as $0.06 * 4 = $0.24.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Dividend Yield % →
What does a Dividend Yield % of 1.20% mean?
Third Century Bancorp (TDCB) has a Dividend Yield % of 1.20% as of Jun. 25, 2026. Dividend yield is the ratio of company dividends to the share price. View historical data on Third Century Bancorp and its competitors. This is 50% below median its historical median of 2.40. Over the past decade, Third Century Bancorp's Dividend Yield % has ranged from 1.20 to 6.23. According to the industry distribution chart, Third Century Bancorp ranks #1113 out of 1251 companies in the Banks industry, placing it in the top 89%.
Is Third Century Bancorp's Dividend Yield % too high?
Third Century Bancorp's current Dividend Yield % of 1.20% is 50% below median its 10-year median of 2.40. Over the past 10 years, this metric has ranged from a low of 1.20 to a high of 6.23. The Banks industry median Dividend Yield % is 3.03. Third Century Bancorp's value of 1.20% is 60.4% below this industry median. Based on the distribution chart, Third Century Bancorp ranks #1113 out of 1251 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Third Century Bancorp has a GF Score™ of 47/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Third Century Bancorp's Dividend Yield % compare to FIDS and CRZY?
According to the Banks industry distribution chart, Third Century Bancorp ranks #1113 out of 1251 companies for Dividend Yield %. This places Third Century Bancorp in the lower half of its industry. The industry median Dividend Yield % is 3.03. Third Century Bancorp's value of 1.20% is 60.4% below this benchmark. Historically, Third Century Bancorp's own Dividend Yield % has ranged from 1.20 to 6.23 over the past decade. While the company's 10-year median is 2.40 vs. the industry median of 3.03, Third Century Bancorp has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Yield % for a Banks company?
The median Dividend Yield % among Banks companies is 3.03, based on 1,251 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Yield % significantly above this median, while those in the bottom quartile fall well below. However, Dividend Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Third Century Bancorp's current Dividend Yield % of 1.20% is 60.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Yield % mean?
A high Dividend Yield % can signal that a stock is expensive relative to its fundamentals. Dividend yield is the ratio of company dividends to the share price. View historical data on Third Century Bancorp and its competitors. For the Banks industry, the median Dividend Yield % is 3.03 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Third Century Bancorp's current Dividend Yield % is 1.20%, which is 50% below median its own 10-year median of 2.40. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Third Century Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Third Century Bancorp (TDCB) is currently considered Significantly Overvalued. The stock's GF Value™ is $9.77, compared to a current price of $17.50 — trading 79.1% above its estimated fair value. The current Dividend Yield % is 1.20%, which is 50% below median its 10-year median of 2.40 and 60.4% below the Banks industry median of 3.03. Third Century Bancorp's overall GF Score™ is 47/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Yield % calculated?
Dividend Yield % is calculated from a company's financial statements. For Third Century Bancorp (TDCB), the current Dividend Yield % is 1.20% as of Jun. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Third Century Bancorp (TDCB) Overvalued in 2026?

Based on GuruFocus' analysis, Third Century Bancorp stock appears to be overvalued. The current stock price of $17.50 is trading 79.1% above its estimated GF Value™ of $9.77. GuruFocus considers Third Century Bancorp to be Significantly Overvalued.

Key valuation signals for TDCB:

  • Dividend Yield %: 1.20% (50% below median its 10-year median of 2.40)
  • GF Value™: $9.77 vs. price of $17.50 (79.1% above fair value)
  • GF Score™: 47/100 with 7 warning signs
  • Industry Position: 60.4% below the Banks median (#1113 of 1251)

No single metric tells the full story. See the TDCB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Third Century Bancorp Business Description

Address 80 East Jefferson Street, Franklin, IN, USA, 46131
Third Century Bancorp operates as a holding company. It provides banking and financial services to individual and corporate customers. The bank offers a variety of deposit products, loans, mortgages, residential, commercial and consumer lending products. It also offers a full suite of deposit products, including savings, checking, money market accounts, as well as term deposits in the form of CDs and IRAs. The Bank also offers and supports a full line of digital banking products.
47GF Score

Get the complete analysis for TDCB

Dividend Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$17.50
Price
$9.77
GF Value