TDCB (Third Century Bancorp) 3-1 Month Momentum %: 8.11% (As of Aug. 12, 2026)

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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

TDCB Third Century Bancorp TDCB
52 GF Score
Price $17.00
GF Value $9.81
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Third Century Bancorp 3-1 Month Momentum %?

Third Century Bancorp TDCB +0.18% 52 3-1 Month Momentum % is 8.11% as of Aug. 12, 2026. GuruFocus rates TDCB with a GF Score™ of 52/100 and a GF Value™ of $9.81 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,582 Banks companies, Third Century Bancorp ranks better than 65.8% on this metric.

3-1 Month Momentum % is the total return of the stock from 3-month ago to 1-month ago. As of today (2026-08-12), Third Century Bancorp's 3-1 Month Momentum % is 8.11%.

The industry rank for Third Century Bancorp's 3-1 Month Momentum % or its related term are showing as below:

TDCB's 3-1 Month Momentum % is ranked better than
65.8% of 1582 companies
in the Banks industry
Industry Median: 3.9 vs TDCB: 8.11

Third Century Bancorp  (OTCPK:TDCB) 3-1 Month Momentum % Explanation

Momentum investing is a trading strategy in which investors buy securities that are rising and sell before the prices start to go back down. The 3-1 Month Momentum % measures the total return to a stock over the past three months, but ignores the previous month.

The reason why the most recent month’s return dropped related to the short-term reversal effect associated with momentum. There is an academic finding that short-term momentum actually has a reversal effect, whereby the previous winners (measured over the past months) do poorly the next month, while the previous losers do well the next month. In order to eliminate the short-term reversal effect, the previous month return was not included in this calculation.


Third Century Bancorp 3-1 Month Momentum % Related Terms


TDCB vs TVLF, UNTN, CIBN: 3-1 Month Momentum % Comparison

For the Banks - Regional subindustry, Third Century Bancorp's 3-1 Month Momentum %, along with its competitors' market caps and 3-1 Month Momentum % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Third Century Bancorp 3-1 Month Momentum % vs Banks Industry

For the Banks industry and Financial Services sector, Third Century Bancorp's 3-1 Month Momentum % distribution charts can be found below:

* The bar in red indicates where Third Century Bancorp's 3-1 Month Momentum % falls into.


TDCB
52GF Score
Third Century Bancorp TDCB
3-1 Month Momentum % is just one metric. See GF Score™, valuation, warning signs, and more.
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Third Century Bancorp  (OTCPK:TDCB) 3-1 Month Momentum % Calculation

3-1 Month Momentum % is calculated as following:

3-1 Month Momentum %=( Price 1-month ago / Price 3-month ago - 1 ) * 100 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about 3-1 Month Momentum % →
What does a 3-1 Month Momentum % of 8.11% mean?
Third Century Bancorp (TDCB) has a 3-1 Month Momentum % of 8.11% as of Aug. 12, 2026. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on Third Century Bancorp and its competitors. According to the industry distribution chart, Third Century Bancorp ranks #541 out of 1582 companies in the Banks industry, placing it in the top 34.2%.
Is Third Century Bancorp's 3-1 Month Momentum % too high?
Third Century Bancorp's current 3-1 Month Momentum % is 8.11%. The Banks industry median 3-1 Month Momentum % is 3.90. Third Century Bancorp's value of 8.11% is 107.9% above this industry median. Based on the distribution chart, Third Century Bancorp ranks #541 out of 1582 companies in the Banks industry, which is above the industry midpoint. Overall, Third Century Bancorp has a GF Score™ of 52/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Third Century Bancorp's 3-1 Month Momentum % compare to TVLF and UNTN?
According to the Banks industry distribution chart, Third Century Bancorp ranks #541 out of 1582 companies for 3-1 Month Momentum %. This puts Third Century Bancorp in the upper half of its industry. The industry median 3-1 Month Momentum % is 3.90. Third Century Bancorp's value of 8.11% is 107.9% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-1 Month Momentum % for a Banks company?
The median 3-1 Month Momentum % among Banks companies is 3.90, based on 1,582 companies in the industry. Companies in the top quartile (top 25%) have a 3-1 Month Momentum % significantly above this median, while those in the bottom quartile fall well below. However, 3-1 Month Momentum % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Third Century Bancorp's current 3-1 Month Momentum % of 8.11% is 107.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-1 Month Momentum % mean?
A high 3-1 Month Momentum % can signal that a stock is expensive relative to its fundamentals. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on Third Century Bancorp and its competitors. For the Banks industry, the median 3-1 Month Momentum % is 3.90 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Third Century Bancorp's current 3-1 Month Momentum % is 8.11%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Third Century Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Third Century Bancorp (TDCB) is currently considered Significantly Overvalued. The stock's GF Value™ is $9.81, compared to a current price of $17.00 — trading 73.3% above its estimated fair value. The current 3-1 Month Momentum % is 8.11% and 107.9% above the Banks industry median of 3.90. Third Century Bancorp's overall GF Score™ is 52/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-1 Month Momentum % calculated?
3-1 Month Momentum % is calculated from a company's financial statements. For Third Century Bancorp (TDCB), the current 3-1 Month Momentum % is 8.11% as of Aug. 12, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Third Century Bancorp (TDCB) Overvalued in 2026?

Based on GuruFocus' analysis, Third Century Bancorp stock appears to be overvalued. The current stock price of $17.00 is trading 73.3% above its estimated GF Value™ of $9.81. GuruFocus considers Third Century Bancorp to be Significantly Overvalued.

Key valuation signals for TDCB:

  • 3-1 Month Momentum %: 8.11%
  • GF Value™: $9.81 vs. price of $17.00 (73.3% above fair value)
  • GF Score™: 52/100 with 6 warning signs
  • Industry Position: 107.9% above the Banks median (#541 of 1582)

No single metric tells the full story. See the TDCB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Third Century Bancorp Business Description

Address 80 East Jefferson Street, Franklin, IN, USA, 46131
Third Century Bancorp operates as a holding company. It provides banking and financial services to individual and corporate customers. The bank offers a variety of deposit products, loans, mortgages, residential, commercial and consumer lending products. It also offers a full suite of deposit products, including savings, checking, money market accounts, as well as term deposits in the form of CDs and IRAs. The Bank also offers and supports a full line of digital banking products.
52GF Score

Get the complete analysis for TDCB

3-1 Month Momentum % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$17.00
Price
$9.81
GF Value