TDCB (Third Century Bancorp) PEG Ratio: N/A (As of Jun. 30, 2026)


TDCB Third Century Bancorp TDCB
47 GF Score
Price $15.52
GF Value $9.77
Valuation Significantly Overvalued
! 7 Warning Signs
View Full Analysis

What is Third Century Bancorp PEG Ratio?

PE Ratio without NRI / 5-Year Book Value Growth Rate*

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The growth rate we use for banks is the 5-Year Book Value growth rate. As of today, Third Century Bancorp's PE Ratio without NRI is 9.64. Third Century Bancorp's 5-Year Book Value growth rate is -11.90%. Therefore, Third Century Bancorp's PEG Ratio for today is N/A.

* The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.


The historical rank and industry rank for Third Century Bancorp's PEG Ratio or its related term are showing as below:


During the past 10 years, Third Century Bancorp's highest PEG Ratio was 1.33. The lowest was 0.62. And the median was 1.03.


TDCB's PEG Ratio is not ranked *
in the Banks industry.
Industry Median: 1.52
* Ranked among companies with meaningful PEG Ratio only.

Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.

Third Century Bancorp  (OTCPK:TDCB) PEG Ratio Explanation

To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.

Third Century Bancorp PEG Ratio Related Terms

Third Century Bancorp PEG Ratio Historical Data

* Premium members only.

The historical data trend for Third Century Bancorp's PEG Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Third Century Bancorp PEG Ratio Chart

Third Century Bancorp Annual Data
Trend Dec04 Dec05 Dec06 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PEG Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.26 0.00 0.00 0.00 0.00

Third Century Bancorp Semi-Annual Data
Dec04 Dec05 Dec06 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PEG Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.26 0.00 0.00 0.00 0.00

TDCB vs UNTN, CIBN, GOVB: PEG Ratio Comparison

For the Banks - Regional subindustry, Third Century Bancorp's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Third Century Bancorp PEG Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Third Century Bancorp's PEG Ratio distribution charts can be found below:

* The bar in red indicates where Third Century Bancorp's PEG Ratio falls into.


TDCB
47GF Score
Third Century Bancorp TDCB
PEG Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Third Century Bancorp PEG Ratio Calculation

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The ratio we use is the 5-Year Book Value growth rate.

Third Century Bancorp's PEG Ratio for today is calculated as

PEG Ratio=PE Ratio without NRI/5-Year Book Value Growth Rate*
=9.639751552795/-11.90
=N/A

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Note: The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.

Is Third Century Bancorp (TDCB) Overvalued in 2026?

Based on GuruFocus' analysis, Third Century Bancorp stock appears to be overvalued. The current stock price of $15.52 is trading 58.9% above its estimated GF Value™ of $9.77. GuruFocus considers Third Century Bancorp to be Significantly Overvalued.

Key valuation signals for TDCB:

  • PEG Ratio: N/A
  • GF Value™: $9.77 vs. price of $15.52 (58.9% above fair value)
  • GF Score™: 47/100 with 7 warning signs

No single metric tells the full story. See the TDCB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Third Century Bancorp Business Description

Address 80 East Jefferson Street, Franklin, IN, USA, 46131
Third Century Bancorp operates as a holding company. It provides banking and financial services to individual and corporate customers. The bank offers a variety of deposit products, loans, mortgages, residential, commercial and consumer lending products. It also offers a full suite of deposit products, including savings, checking, money market accounts, as well as term deposits in the form of CDs and IRAs. The Bank also offers and supports a full line of digital banking products.
47GF Score

Get the complete analysis for TDCB

PEG Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$15.52
Price
$9.77
GF Value