GCB BankXGHA:GCB 70 Median PS Value is GHS18.18 as of Jun. 27, 2026, which is 100% below its 10-year median of 0.78. GuruFocus rates XGHA:GCB with a GF Score™ of 70/100 and a GF Value™ of GHS10.18 (Significantly Overvalued). The stock has 2 warning signs investors should review. Among 1,042 Banks companies, GCB Bank ranks worse than 92.8% on this metric.
This valuation method assumes that the stock valuation will revert to its historical (10-Year) median in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
Median PS Value is calculated as trailing twelve months (TTM) Revenue per Share times 10-Year median PS Ratio. GCB Bank's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2025 was GHS29.546. GCB Bank's 10-Year median PS Ratio is 0.6153. Therefore, the Median PS Value for today is GHS18.18.
As of today (2026-06-27), GCB Bank's share price is GHS39.00. GCB Bank's Median PS Value is GHS18.18. Therefore, GCB Bank's Price to Median PS Value for today is 2.15.
The historical rank and industry rank for GCB Bank's Median PS Value or its related term are showing as below:
XGHA:GCB'
s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0.44 Med: 0.78 Max: 2.15
Current: 2.15
During the past 13 years, the highest Price to Median PS Value of GCB Bank was 2.15. The lowest was 0.44. And the median was 0.78.
XGHA:GCB's Price-to-Median-PS-Value is ranked worse than 92.8% of 1042
companies
in the Banks industry
Industry Median: 1.11
vs XGHA:GCB: 2.15
GCB Bank (XGHA:GCB) Median PS Value Explanation
This valuation method assumes that the stock valuation will revert to its historical (10-Year) mean in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio
is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
It also assumes that over time the profit margin is constant. If a company increases its profit margin to a sustainable level, this value might under-estimate its value. If it has permanent declined profit margins, this may over-estimate the company's value.
GCB Bank's Price to Median PS Value for today is calculated as
Price to Median PS Value
=
Share Price
/
Median PS Value
=
39.00
/
18.18
=
2.15
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
GCB Bank Median PS Value Related Terms
GCB Bank Median PS Value Historical Data
* Premium members only.
The historical data trend for GCB Bank's Median PS Value can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, GCB Bank's Price-to-Median-PS-Value, along with its competitors' market caps and Price-to-Median-PS-Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
GCB Bank Price-to-Median-PS-Value vs Banks Industry
For the Banks industry and Financial Services sector, GCB Bank's Price-to-Median-PS-Value distribution charts can be found below:
* The bar in red indicates where GCB Bank's Price-to-Median-PS-Value falls into.
10-Year Median PS Ratio is 0.6153.
GCB Bank's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was GHS29.546.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
GCB Bank (XGHA:GCB) has a Median PS Value of GHS18.18 as of Jun. 27, 2026. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on GCB Bank and its competitors. This is 2231% above median its historical median of 0.78. Over the past decade, GCB Bank's Median PS Value has ranged from 0.44 to 2.15. According to the industry distribution chart, GCB Bank ranks #967 out of 1042 companies in the Banks industry, placing it in the top 92.8%.
Is GCB Bank's Median PS Value too high?
GCB Bank's current Median PS Value of GHS18.18 is 2231% above median its 10-year median of 0.78. Over the past 10 years, this metric has ranged from a low of 0.44 to a high of 2.15. Based on the distribution chart, GCB Bank ranks #967 out of 1042 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, GCB Bank has a GF Score™ of 70/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does GCB Bank's Median PS Value compare to PNC?
According to the Banks industry distribution chart, GCB Bank ranks #967 out of 1042 companies for Median PS Value. This places GCB Bank in the lower half of its industry. The industry median Median PS Value is 1.11. Historically, GCB Bank's own Median PS Value has ranged from 0.44 to 2.15 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Median PS Value for a Banks company?
The median Median PS Value among Banks companies is 1.11, based on 1,042 companies in the industry. Companies in the top quartile (top 25%) have a Median PS Value significantly above this median, while those in the bottom quartile fall well below. However, Median PS Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Median PS Value mean?
A high Median PS Value can signal that a stock is expensive relative to its fundamentals. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on GCB Bank and its competitors. For the Banks industry, the median Median PS Value is 1.11 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. GCB Bank's current Median PS Value is GHS18.18, which is 2231% above median its own 10-year median of 0.78. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is GCB Bank stock overvalued right now?
Based on GuruFocus' analysis, GCB Bank (XGHA:GCB) is currently considered Significantly Overvalued. The stock's GF Value™ is GHS10.18, compared to a current price of GHS39.00 — trading 283.1% above its estimated fair value. The current Median PS Value is GHS18.18, which is 2231% above median its 10-year median of 0.78. GCB Bank's overall GF Score™ is 70/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Median PS Value calculated?
Median PS Value is calculated from a company's financial statements. For GCB Bank (XGHA:GCB), the current Median PS Value is GHS18.18 as of Jun. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is GCB Bank (XGHA:GCB) Overvalued in 2026?
Based on GuruFocus' analysis, GCB Bank stock appears to be overvalued.
The current stock price of GHS39.00 is trading 283.1% above its estimated GF Value™ of GHS10.18.
GuruFocus considers GCB Bank to be Significantly Overvalued.
Key valuation signals for XGHA:GCB:
Median PS Value: GHS18.18 (2231% above median its 10-year median of 0.78)
GF Value™: GHS10.18 vs. price of GHS39.00 (283.1% above fair value)
No single metric tells the full story. See the XGHA:GCB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
GCB Bank Ltd operates as a commercial bank in Ghana. The group's operating segments are Retail banking; Corporate banking; Treasury; and Commercial banking. It derives key revenue from the Retail banking segment. The bank offers various products and services including international money transfer, overdraft facilities, bulk cash collection, trade finance, payroll solutions, business advice, internet banking, and others. Geographically, it derives a majority of its revenue from Ghana.
70GF Score
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