GCB Bank (XGHA:GCB) Ending Cash Position: GHS7,205 Mil (As of Dec. 2025)

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XGHA:GCB GCB Bank Ltd XGHA:GCB
70 GF Score
Price GHS43.20
GF Value GHS10.76
Valuation Significantly Overvalued
! 3 Warning Signs
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What is GCB Bank Ending Cash Position?

GCB Bank XGHA:GCB 70 Ending Cash Position is GHS7,205 Mil as of Dec. 2025. GuruFocus rates XGHA:GCB with a GF Score™ of 70/100 and a GF Value™ of GHS10.76 (Significantly Overvalued). The stock has 3 warning signs investors should review.

GCB Bank's Ending Cash Position for the quarter that ended in Dec. 2025 was GHS7,205 Mil.

GCB Bank's quarterly Ending Cash Position declined from Jun. 2025 (GHS12,947 Mil) to Sep. 2025 (GHS11,243 Mil) and declined from Sep. 2025 (GHS11,243 Mil) to Dec. 2025 (GHS7,205 Mil).

GCB Bank's annual Ending Cash Position increased from Dec. 2023 (GHS2,388 Mil) to Dec. 2024 (GHS7,699 Mil) but then declined from Dec. 2024 (GHS7,699 Mil) to Dec. 2025 (GHS7,205 Mil).


GCB Bank Ending Cash Position Related Terms


GCB Bank Ending Cash Position Historical Data

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The historical data trend for GCB Bank's Ending Cash Position can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

GCB Bank Ending Cash Position Chart

GCB Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Ending Cash Position
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2,301.09 4,476.88 2,388.31 7,698.54 7,204.75

GCB Bank Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
Ending Cash Position Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 7,698.54 15,601.73 12,946.94 11,242.97 7,204.75
XGHA:GCB
70GF Score
GCB Bank Ltd XGHA:GCB
Ending Cash Position is just one metric. See GF Score™, valuation, warning signs, and more.
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GCB Bank Ending Cash Position Calculation

Ending Cash Position is the cash and cash equivalents balance at the end of the accounting period, as indicated on the Cash Flow statement. It is equal to the Beginning Cash Position plus the Net Change in Cash.

GCB Bank's Ending Cash Position for the fiscal year that ended in Dec. 2025 is calculated as

Ending Cash Position= Beginning Cash Position+Net Change in Cash
=7698.54+-493.793
=7,205

GCB Bank's Ending Cash Position for the quarter that ended in Dec. 2025 is calculated as

Ending Cash Position=Beginning Cash Position+Net Change in Cash
=4541.262+2663.485
=7,205

Frequently Asked Questions Learn more about Ending Cash Position →
What does a Ending Cash Position of GHS7,205 Mil mean?
GCB Bank (XGHA:GCB) has a Ending Cash Position of GHS7,205 Mil as of Dec. 2025. Ending Cash Position is the cash and cash equivalents balance at the end of the accounting period, as indicated on the Cash Flow statement. View historical data on GCB Bank and its competitors.
Is GCB Bank's Ending Cash Position too high?
GCB Bank's current Ending Cash Position is GHS7,205 Mil. Overall, GCB Bank has a GF Score™ of 70/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does GCB Bank's Ending Cash Position compare to PNC?
GCB Bank's Ending Cash Position of GHS7,205 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Ending Cash Position for a Banks company?
A good Ending Cash Position depends on the Banks industry context. However, Ending Cash Position should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Ending Cash Position mean?
A high Ending Cash Position can signal that a stock is expensive relative to its fundamentals. Ending Cash Position is the cash and cash equivalents balance at the end of the accounting period, as indicated on the Cash Flow statement. View historical data on GCB Bank and its competitors. GCB Bank's current Ending Cash Position is GHS7,205 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is GCB Bank stock overvalued right now?
Based on GuruFocus' analysis, GCB Bank (XGHA:GCB) is currently considered Significantly Overvalued. The stock's GF Value™ is GHS10.76, compared to a current price of GHS43.20 — trading 301.5% above its estimated fair value. The current Ending Cash Position is GHS7,205 Mil. GCB Bank's overall GF Score™ is 70/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Ending Cash Position calculated?
Ending Cash Position is calculated from a company's financial statements. For GCB Bank (XGHA:GCB), the current Ending Cash Position is GHS7,205 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is GCB Bank (XGHA:GCB) Overvalued in 2026?

Based on GuruFocus' analysis, GCB Bank stock appears to be overvalued. The current stock price of GHS43.20 is trading 301.5% above its estimated GF Value™ of GHS10.76. GuruFocus considers GCB Bank to be Significantly Overvalued.

Key valuation signals for XGHA:GCB:

  • Ending Cash Position: GHS7,205 Mil
  • GF Value™: GHS10.76 vs. price of GHS43.20 (301.5% above fair value)
  • GF Score™: 70/100 with 3 warning signs

No single metric tells the full story. See the XGHA:GCB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


GCB Bank Business Description

Address Thorpe Road, High Street, P.O. Box 134, GCB Bank Building, Accra, GHA
GCB Bank Ltd operates as a commercial bank in Ghana. The group's operating segments are Retail banking; Corporate banking; Treasury; and Commercial banking. It derives key revenue from the Retail banking segment. The bank offers various products and services including international money transfer, overdraft facilities, bulk cash collection, trade finance, payroll solutions, business advice, internet banking, and others. Geographically, it derives a majority of its revenue from Ghana.
70GF Score

Get the complete analysis for XGHA:GCB

Ending Cash Position is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

GHS43.20
Price
GHS10.76
GF Value