GCB Bank (XGHA:GCB) Tax Provision: GHS-1,124 Mil (TTM As of Dec. 2025)


XGHA:GCB GCB Bank Ltd XGHA:GCB
69 GF Score
Price GHS42.50
GF Value GHS10.64
Valuation Significantly Overvalued
! 3 Warning Signs
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What is GCB Bank Tax Provision?

GCB Bank XGHA:GCB 69 Tax Provision is GHS-1,124 Mil as of Dec. 2025. GuruFocus rates XGHA:GCB with a GF Score™ of 69/100 and a GF Value™ of GHS10.64 (Significantly Overvalued). The stock has 3 warning signs investors should review.

GCB Bank's tax provision for the three months ended in Dec. 2025 was GHS-398 Mil. Its tax provision for the trailing twelve months (TTM) ended in Dec. 2025 was GHS-1,124 Mil.

GCB Bank Tax Provision Historical Data

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The historical data trend for GCB Bank's Tax Provision can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

GCB Bank Tax Provision Chart

GCB Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Tax Provision
Get a 7-Day Free Trial Premium Member Only Premium Member Only -259.69 150.06 -537.66 -705.89 -1,124.47

GCB Bank Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
Tax Provision Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -311.88 -192.78 -273.61 -259.87 -398.21
XGHA:GCB
69GF Score
GCB Bank Ltd XGHA:GCB
Tax Provision is just one metric. See GF Score™, valuation, warning signs, and more.
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GCB Bank Tax Provision Calculation

Tax to be paid.

Tax Provision for the trailing twelve months (TTM) ended in Dec. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was GHS-1,124 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Tax Provision →
What does a Tax Provision of GHS-1,124 Mil mean?
GCB Bank (XGHA:GCB) has a Tax Provision of GHS-1,124 Mil as of Dec. 2025. Provision for taxes is the amount of tax the company owes based on pre-tax income. View historical data on GCB Bank and its competitors.
Is GCB Bank's Tax Provision too high?
GCB Bank's current Tax Provision is GHS-1,124 Mil. Overall, GCB Bank has a GF Score™ of 69/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does GCB Bank's Tax Provision compare to PNC?
GCB Bank's Tax Provision of GHS-1,124 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Tax Provision for a Banks company?
A good Tax Provision depends on the Banks industry context. However, Tax Provision should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Tax Provision mean?
A high Tax Provision can signal that a stock is expensive relative to its fundamentals. Provision for taxes is the amount of tax the company owes based on pre-tax income. View historical data on GCB Bank and its competitors. GCB Bank's current Tax Provision is GHS-1,124 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is GCB Bank stock overvalued right now?
Based on GuruFocus' analysis, GCB Bank (XGHA:GCB) is currently considered Significantly Overvalued. The stock's GF Value™ is GHS10.64, compared to a current price of GHS42.50 — trading 299.4% above its estimated fair value. The current Tax Provision is GHS-1,124 Mil. GCB Bank's overall GF Score™ is 69/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Tax Provision calculated?
Tax Provision is calculated from a company's financial statements. For GCB Bank (XGHA:GCB), the current Tax Provision is GHS-1,124 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is GCB Bank (XGHA:GCB) Overvalued in 2026?

Based on GuruFocus' analysis, GCB Bank stock appears to be overvalued. The current stock price of GHS42.50 is trading 299.4% above its estimated GF Value™ of GHS10.64. GuruFocus considers GCB Bank to be Significantly Overvalued.

Key valuation signals for XGHA:GCB:

  • Tax Provision: GHS-1,124 Mil
  • GF Value™: GHS10.64 vs. price of GHS42.50 (299.4% above fair value)
  • GF Score™: 69/100 with 3 warning signs

No single metric tells the full story. See the XGHA:GCB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

GCB Bank Business Description

Address Thorpe Road, High Street, P.O. Box 134, GCB Bank Building, Accra, GHA
GCB Bank Ltd operates as a commercial bank in Ghana. The group's operating segments are Retail banking; Corporate banking; Treasury; and Commercial banking. It derives key revenue from the Retail banking segment. The bank offers various products and services including international money transfer, overdraft facilities, bulk cash collection, trade finance, payroll solutions, business advice, internet banking, and others. Geographically, it derives a majority of its revenue from Ghana.
69GF Score

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Tax Provision is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

GHS42.50
Price
GHS10.64
GF Value