GCB Bank (XGHA:GCB) Total Liabilities: GHS46,403 Mil (As of Dec. 2025)


XGHA:GCB GCB Bank Ltd XGHA:GCB
70 GF Score
Price GHS40.00
GF Value GHS10.34
Valuation Significantly Overvalued
! 3 Warning Signs
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What is GCB Bank Total Liabilities?

GCB Bank XGHA:GCB +2.56% 70 Total Liabilities is GHS46,403 Mil as of Dec. 2025. GuruFocus rates XGHA:GCB with a GF Score™ of 70/100 and a GF Value™ of GHS10.34 (Significantly Overvalued). The stock has 3 warning signs investors should review.

GCB Bank's Total Liabilities for the quarter that ended in Dec. 2025 was GHS46,403 Mil.

GCB Bank's quarterly Total Liabilities increased from Jun. 2025 (GHS40,681.74 Mil) to Sep. 2025 (GHS44,563.71 Mil) and increased from Sep. 2025 (GHS44,563.71 Mil) to Dec. 2025 (GHS46,403.36 Mil).

GCB Bank's annual Total Liabilities increased from Dec. 2023 (GHS24,075.56 Mil) to Dec. 2024 (GHS38,453.73 Mil) and increased from Dec. 2024 (GHS38,453.73 Mil) to Dec. 2025 (GHS46,403.36 Mil).

GCB Bank Total Liabilities Historical Data

* Premium members only.

The historical data trend for GCB Bank's Total Liabilities can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

GCB Bank Total Liabilities Chart

GCB Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Liabilities
Get a 7-Day Free Trial Premium Member Only Premium Member Only 15,706.46 19,495.55 24,075.56 38,453.73 46,403.36

GCB Bank Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
Total Liabilities Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 38,453.73 43,049.33 40,681.74 44,563.71 46,403.36
XGHA:GCB
70GF Score
GCB Bank Ltd XGHA:GCB
Total Liabilities is just one metric. See GF Score™, valuation, warning signs, and more.
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GCB Bank Total Liabilities Calculation

Total Liabilities are the liabilities that the company has to pay others. It is a part of the balance sheet of a company that shareholders do not own, and would be obligated to pay back if the company liquidated.

GCB Bank's Total Liabilities for the fiscal year that ended in Dec. 2025 is calculated as

Total Liabilities=Total Assets (A: Dec. 2025 )-Total Equity (A: Dec. 2025 )
=52633.491-6230.13
=46,403

GCB Bank's Total Liabilities for the quarter that ended in Dec. 2025 is calculated as

Total Liabilities=Total Assets (Q: Dec. 2025 )-Total Equity (Q: Dec. 2025 )
=52633.491-6230.13
=46,403

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Total Liabilities →
What does a Total Liabilities of GHS46,403 Mil mean?
GCB Bank (XGHA:GCB) has a Total Liabilities of GHS46,403 Mil as of Dec. 2025. The total amount of liabilities as recorded on a company's balance sheet. View historical data for GCB Bank and its competitors.
Is GCB Bank's Total Liabilities too high?
GCB Bank's current Total Liabilities is GHS46,403 Mil. Overall, GCB Bank has a GF Score™ of 70/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does GCB Bank's Total Liabilities compare to PNC?
GCB Bank's Total Liabilities of GHS46,403 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Liabilities for a Banks company?
A good Total Liabilities depends on the Banks industry context. However, Total Liabilities should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Liabilities mean?
A high Total Liabilities can signal that a stock is expensive relative to its fundamentals. The total amount of liabilities as recorded on a company's balance sheet. View historical data for GCB Bank and its competitors. GCB Bank's current Total Liabilities is GHS46,403 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is GCB Bank stock overvalued right now?
Based on GuruFocus' analysis, GCB Bank (XGHA:GCB) is currently considered Significantly Overvalued. The stock's GF Value™ is GHS10.34, compared to a current price of GHS40.00 — trading 286.8% above its estimated fair value. The current Total Liabilities is GHS46,403 Mil. GCB Bank's overall GF Score™ is 70/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Liabilities calculated?
Total Liabilities is calculated from a company's financial statements. For GCB Bank (XGHA:GCB), the current Total Liabilities is GHS46,403 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is GCB Bank (XGHA:GCB) Overvalued in 2026?

Based on GuruFocus' analysis, GCB Bank stock appears to be overvalued. The current stock price of GHS40.00 is trading 286.8% above its estimated GF Value™ of GHS10.34. GuruFocus considers GCB Bank to be Significantly Overvalued.

Key valuation signals for XGHA:GCB:

  • Total Liabilities: GHS46,403 Mil
  • GF Value™: GHS10.34 vs. price of GHS40.00 (286.8% above fair value)
  • GF Score™: 70/100 with 3 warning signs

No single metric tells the full story. See the XGHA:GCB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

GCB Bank Business Description

Address Thorpe Road, High Street, P.O. Box 134, GCB Bank Building, Accra, GHA
GCB Bank Ltd operates as a commercial bank in Ghana. The group's operating segments are Retail banking; Corporate banking; Treasury; and Commercial banking. It derives key revenue from the Retail banking segment. The bank offers various products and services including international money transfer, overdraft facilities, bulk cash collection, trade finance, payroll solutions, business advice, internet banking, and others. Geographically, it derives a majority of its revenue from Ghana.
70GF Score

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Total Liabilities is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

GHS40.00
Price
GHS10.34
GF Value