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GCB BankXGHA:GCB 66 3-1 Month Momentum % is -3.45% as of Aug. 03, 2026. GuruFocus rates XGHA:GCB with a GF Score™ of 66/100 and a GF Value™ of GHS10.80 (Significantly Overvalued). The stock has 3 warning signs investors should review. Among 1,579 Banks companies, GCB Bank ranks worse than 74.73% on this metric.
3-1 Month Momentum % is the total return of the stock from 3-month ago to 1-month ago. As of today (2026-08-03), GCB Bank's 3-1 Month Momentum % is -3.45%.
The industry rank for GCB Bank's 3-1 Month Momentum % or its related term are showing as below:
XGHA:GCB's 3-1 Month Momentum % is ranked worse than 74.73% of 1579
companies
in the Banks industry
Industry Median: 2.74
vs XGHA:GCB: -3.45
GCB Bank (XGHA:GCB) 3-1 Month Momentum % Explanation
Momentum investing is a trading strategy in which investors buy securities that are rising and sell before the prices start to go back down. The 3-1 Month Momentum % measures the total return to a stock over the past three months, but ignores the previous month.
The reason why the most recent month’s return dropped related to the short-term reversal effect associated with momentum. There is an academic finding that short-term momentum actually has a reversal effect, whereby the previous winners (measured over the past months) do poorly the next month, while the previous losers do well the next month. In order to eliminate the short-term reversal effect, the previous month return was not included in this calculation.
GCB Bank 3-1 Month Momentum % Related Terms
XGHA:GCB vs PNC: 3-1 Month Momentum % Comparison
For the Banks - Regional subindustry, GCB Bank's 3-1 Month Momentum %, along with its competitors' market caps and 3-1 Month Momentum % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
GCB Bank 3-1 Month Momentum % vs Banks Industry
For the Banks industry and Financial Services sector, GCB Bank's 3-1 Month Momentum % distribution charts can be found below:
* The bar in red indicates where GCB Bank's 3-1 Month Momentum % falls into.
GCB Bank (XGHA:GCB) 3-1 Month Momentum % Calculation
3-1 Month Momentum % is calculated as following:
3-1 Month Momentum %
=
( Price 1-month ago
/
Price 3-month ago
- 1 )
*
100 %
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
GCB Bank (XGHA:GCB) has a 3-1 Month Momentum % of -3.45% as of Aug. 03, 2026. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on GCB Bank and its competitors. According to the industry distribution chart, GCB Bank ranks #1180 out of 1579 companies in the Banks industry, placing it in the top 74.7%.
Is GCB Bank's 3-1 Month Momentum % too high?
GCB Bank's current 3-1 Month Momentum % is -3.45%. Based on the distribution chart, GCB Bank ranks #1180 out of 1579 companies in the Banks industry, which is below the industry midpoint. Overall, GCB Bank has a GF Score™ of 66/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does GCB Bank's 3-1 Month Momentum % compare to PNC?
According to the Banks industry distribution chart, GCB Bank ranks #1180 out of 1579 companies for 3-1 Month Momentum %. This places GCB Bank in the lower half of its industry. The industry median 3-1 Month Momentum % is 2.74. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-1 Month Momentum % for a Banks company?
The median 3-1 Month Momentum % among Banks companies is 2.74, based on 1,579 companies in the industry. Companies in the top quartile (top 25%) have a 3-1 Month Momentum % significantly above this median, while those in the bottom quartile fall well below. However, 3-1 Month Momentum % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-1 Month Momentum % mean?
A high 3-1 Month Momentum % can signal that a stock is expensive relative to its fundamentals. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on GCB Bank and its competitors. For the Banks industry, the median 3-1 Month Momentum % is 2.74 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. GCB Bank's current 3-1 Month Momentum % is -3.45%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is GCB Bank stock overvalued right now?
Based on GuruFocus' analysis, GCB Bank (XGHA:GCB) is currently considered Significantly Overvalued. The stock's GF Value™ is GHS10.80, compared to a current price of GHS43.20 — trading 300% above its estimated fair value. The current 3-1 Month Momentum % is -3.45%. GCB Bank's overall GF Score™ is 66/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-1 Month Momentum % calculated?
3-1 Month Momentum % is calculated from a company's financial statements. For GCB Bank (XGHA:GCB), the current 3-1 Month Momentum % is -3.45% as of Aug. 03, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is GCB Bank (XGHA:GCB) Overvalued in 2026?
Based on GuruFocus' analysis, GCB Bank stock appears to be overvalued.
The current stock price of GHS43.20 is trading 300% above its estimated GF Value™ of GHS10.80.
GuruFocus considers GCB Bank to be Significantly Overvalued.
Key valuation signals for XGHA:GCB:
3-1 Month Momentum %: -3.45%
GF Value™: GHS10.80 vs. price of GHS43.20 (300% above fair value)
No single metric tells the full story. See the XGHA:GCB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
GCB Bank Ltd operates as a commercial bank in Ghana. The group's operating segments are Retail banking; Corporate banking; Treasury; and Commercial banking. It derives key revenue from the Retail banking segment. The bank offers various products and services including international money transfer, overdraft facilities, bulk cash collection, trade finance, payroll solutions, business advice, internet banking, and others. Geographically, it derives a majority of its revenue from Ghana.
66GF Score
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