GCB Bank (XGHA:GCB) Margin of Safety % (DCF Dividends Based): N/A (As of Jul. 01, 2026)


XGHA:GCB GCB Bank Ltd XGHA:GCB
70 GF Score
Price GHS40.00
GF Value GHS10.34
Valuation Significantly Overvalued
! 3 Warning Signs
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What is GCB Bank Margin of Safety % (DCF Dividends Based)?

Margin of Safety % (DCF Dividends Based) = (Intrinsic Value: DCF (Dividends Based) - Current Price) / Intrinsic Value: DCF (Dividends Based).

Note: Discounted Dividend model is only suitable for companies who have a consistant distribution history with more than 5 years. If the company's dividends does not remain steady over a long period, results may not be accurate due to the low consistency. The model is also only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, the data will not be stored into our database.

As of today (2026-07-01), GCB Bank's Predictability Rank is 4.5-Stars. GCB Bank's intrinsic value calculated from the Discounted Dividend model is GHS89.74 and current share price is GHS40.00. Consequently,

GCB Bank's Margin of Safety % (DCF Dividends Based) using Discounted Dividend model is N/A.

XGHA:GCB vs PNC: Margin of Safety % (DCF Dividends Based) Comparison

For the Banks - Regional subindustry, GCB Bank's Margin of Safety % (DCF Dividends Based), along with its competitors' market caps and Margin of Safety % (DCF Dividends Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

GCB Bank Margin of Safety % (DCF Dividends Based) vs Banks Industry

For the Banks industry and Financial Services sector, GCB Bank's Margin of Safety % (DCF Dividends Based) distribution charts can be found below:

* The bar in red indicates where GCB Bank's Margin of Safety % (DCF Dividends Based) falls into.


XGHA:GCB
70GF Score
GCB Bank Ltd XGHA:GCB
Margin of Safety % (DCF Dividends Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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GCB Bank Margin of Safety % (DCF Dividends Based) Calculation

GCB Bank's Margin of Safety % (DCF Dividends Based) for today is calculated as

Margin of Safety % (DCF Dividends Based)=(Intrinsic Value: DCF (Dividends Based)-Current Price)/Intrinsic Value: DCF (Dividends Based)
=(0.00-40.00)/0.00
=N/A

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The intrinsic value is calculated from the Discounted Dividend model with default parameters.

Is GCB Bank (XGHA:GCB) Overvalued in 2026?

Based on GuruFocus' analysis, GCB Bank stock appears to be overvalued. The current stock price of GHS40.00 is trading 286.8% above its estimated GF Value™ of GHS10.34. GuruFocus considers GCB Bank to be Significantly Overvalued.

Key valuation signals for XGHA:GCB:

  • Margin of Safety % (DCF Dividends Based): N/A
  • GF Value™: GHS10.34 vs. price of GHS40.00 (286.8% above fair value)
  • GF Score™: 70/100 with 3 warning signs

No single metric tells the full story. See the XGHA:GCB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

GCB Bank Business Description

Address Thorpe Road, High Street, P.O. Box 134, GCB Bank Building, Accra, GHA
GCB Bank Ltd operates as a commercial bank in Ghana. The group's operating segments are Retail banking; Corporate banking; Treasury; and Commercial banking. It derives key revenue from the Retail banking segment. The bank offers various products and services including international money transfer, overdraft facilities, bulk cash collection, trade finance, payroll solutions, business advice, internet banking, and others. Geographically, it derives a majority of its revenue from Ghana.
70GF Score

Get the complete analysis for XGHA:GCB

Margin of Safety % (DCF Dividends Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

GHS40.00
Price
GHS10.34
GF Value