GCB Bank (XGHA:GCB) Total Assets: GHS52,633 Mil (As of Dec. 2025)


XGHA:GCB GCB Bank Ltd XGHA:GCB
70 GF Score
Price GHS40.00
GF Value GHS10.34
Valuation Significantly Overvalued
! 3 Warning Signs
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What is GCB Bank Total Assets?

GCB Bank XGHA:GCB +2.56% 70 Total Assets is GHS52,633 Mil as of Dec. 2025. GuruFocus rates XGHA:GCB with a GF Score™ of 70/100 and a GF Value™ of GHS10.34 (Significantly Overvalued). The stock has 3 warning signs investors should review.

GCB Bank's Total Assets for the quarter that ended in Dec. 2025 was GHS52,633 Mil.

During the past 12 months, GCB Bank's average Total Assets Growth Rate was 38.90% per year. During the past 3 years, the average Total Assets Growth Rate was 31.10% per year. During the past 5 years, the average Total Assets Growth Rate was 21.90% per year. During the past 10 years, the average Total Assets Growth Rate was 22.90% per year.

During the past 13 years, GCB Bank's highest 3-Year average Total Assets Growth Rate was 36.40%. The lowest was 14.80%. And the median was 19.70%.

Total Assets is connected with ROA %. GCB Bank's annualized ROA % for the quarter that ended in Dec. 2025 was 5.94%. Total Assets is also linked to Revenue through Asset Turnover. GCB Bank's Asset Turnover for the quarter that ended in Dec. 2025 was 0.04.


GCB Bank  (XGHA:GCB) Total Assets Explanation

Total Assets is connected with ROA %.

GCB Bank's annualized ROA % for the quarter that ended in Dec. 2025 is

ROA %=Net Income (Q: Dec. 2025 )/( (Total Assets (Q: Sep. 2025 )+Total Assets (Q: Dec. 2025 ))/ count )
=3053.28/( (50229.864+52633.491)/ 2 )
=3053.28/51431.6775
=5.94 %

Note: The Net Income data used here is four times the quarterly (Dec. 2025) data.

In the article Joining The Dark Side: Pirates, Spies and Short Sellers, James Montier reported that In their US sample covering the period 1968-2003, Cooper et al find that firms with low asset growth outperformed firms with high asset growth by an astounding 20% p.a. equally weighted. Even when controlling for market, size and style, low asset growth firms outperformed high asset growth firms by 13% p.a. Therefore a company with fast asset growth may underperform.

Total Assets is linked to total revenue through Asset Turnover.

GCB Bank's Asset Turnover for the quarter that ended in Dec. 2025 is

Asset Turnover
=Revenue (Q: Dec. 2025 )/( (Total Assets (Q: Sep. 2025 )+Total Assets (Q: Dec. 2025 ))/ count )
=1969.372/( (50229.864+52633.491)/ 2 )
=1969.372/51431.6775
=0.04

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Therefore, if a company grows its Total Assets faster than its Revenue, the Asset Turnover will decline. This might be a warning sign for the business.

GCB Bank Total Assets Related Terms


GCB Bank Total Assets Historical Data

* Premium members only.

The historical data trend for GCB Bank's Total Assets can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

GCB Bank Total Assets Chart

GCB Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Assets
Get a 7-Day Free Trial Premium Member Only Premium Member Only 18,404.93 21,494.42 27,155.66 42,796.07 52,633.49

GCB Bank Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
Total Assets Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 42,796.07 47,752.59 45,888.22 50,229.86 52,633.49
XGHA:GCB
70GF Score
GCB Bank Ltd XGHA:GCB
Total Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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GCB Bank Total Assets Calculation

Total Assets are all the assets a company owns.

From the capital sources of the assets, some of the assets are funded through shareholder's paid in capital and retained earnings of the business. Others are funded through borrowed money.

GCB Bank's Total Assets for the fiscal year that ended in Dec. 2025 is calculated as

Total Assets=Total Equity (A: Dec. 2025 )+Total Liabilities (A: Dec. 2025 )
=6230.13+46403.361
=52,633

GCB Bank's Total Assets for the quarter that ended in Dec. 2025 is calculated as

Total Assets=Total Equity (Q: Dec. 2025 )+Total Liabilities (Q: Dec. 2025 )
=6230.13+46403.361
=52,633

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Total Assets →
What does a Total Assets of GHS52,633 Mil mean?
GCB Bank (XGHA:GCB) has a Total Assets of GHS52,633 Mil as of Dec. 2025. The total amount of assets as recorded on a company's balance sheet. View historical data on GCB Bank and its competitors.
Is GCB Bank's Total Assets too high?
GCB Bank's current Total Assets is GHS52,633 Mil. Overall, GCB Bank has a GF Score™ of 70/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does GCB Bank's Total Assets compare to PNC?
GCB Bank's Total Assets of GHS52,633 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Assets for a Banks company?
A good Total Assets depends on the Banks industry context. However, Total Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Assets mean?
A high Total Assets can signal that a stock is expensive relative to its fundamentals. The total amount of assets as recorded on a company's balance sheet. View historical data on GCB Bank and its competitors. GCB Bank's current Total Assets is GHS52,633 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is GCB Bank stock overvalued right now?
Based on GuruFocus' analysis, GCB Bank (XGHA:GCB) is currently considered Significantly Overvalued. The stock's GF Value™ is GHS10.34, compared to a current price of GHS40.00 — trading 286.8% above its estimated fair value. The current Total Assets is GHS52,633 Mil. GCB Bank's overall GF Score™ is 70/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Assets calculated?
Total Assets is calculated from a company's financial statements. For GCB Bank (XGHA:GCB), the current Total Assets is GHS52,633 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is GCB Bank (XGHA:GCB) Overvalued in 2026?

Based on GuruFocus' analysis, GCB Bank stock appears to be overvalued. The current stock price of GHS40.00 is trading 286.8% above its estimated GF Value™ of GHS10.34. GuruFocus considers GCB Bank to be Significantly Overvalued.

Key valuation signals for XGHA:GCB:

  • Total Assets: GHS52,633 Mil
  • GF Value™: GHS10.34 vs. price of GHS40.00 (286.8% above fair value)
  • GF Score™: 70/100 with 3 warning signs

No single metric tells the full story. See the XGHA:GCB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


GCB Bank Business Description

Address Thorpe Road, High Street, P.O. Box 134, GCB Bank Building, Accra, GHA
GCB Bank Ltd operates as a commercial bank in Ghana. The group's operating segments are Retail banking; Corporate banking; Treasury; and Commercial banking. It derives key revenue from the Retail banking segment. The bank offers various products and services including international money transfer, overdraft facilities, bulk cash collection, trade finance, payroll solutions, business advice, internet banking, and others. Geographically, it derives a majority of its revenue from Ghana.
70GF Score

Get the complete analysis for XGHA:GCB

Total Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

GHS40.00
Price
GHS10.34
GF Value