GCB Bank (XGHA:GCB) Cash per Share: GHS55.85 (As of Dec. 2025)

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XGHA:GCB GCB Bank Ltd XGHA:GCB
66 GF Score
Price GHS43.20
GF Value GHS10.80
Valuation Significantly Overvalued
! 3 Warning Signs
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What is GCB Bank Cash per Share?

GCB Bank XGHA:GCB 66 Cash per Share is GHS55.85 as of Dec. 2025. GuruFocus rates XGHA:GCB with a GF Score™ of 66/100 and a GF Value™ of GHS10.80 (Significantly Overvalued). The stock has 3 warning signs investors should review.

Cash per Share is calculated as Balance Sheet Cash And Cash Equivalents divided by Shares Outstanding (EOP). GCB Bank's Cash per Share for the quarter that ended in Dec. 2025 was GHS55.85.

GCB Bank  (XGHA:GCB) Cash per Share Explanation

Cash per Share represents the liquidity of a compant's assets. A high level of Cash per Share suggests that there's enough money on hand for a company to cover any emergencies and that the company has adequate money to reinvest its business or pay dividends to investors. However, if the ratio is too high, it can also suggeust the inefficiency of management for not making a full usage of the cash.

GCB Bank Cash per Share Related Terms

GCB Bank Cash per Share Historical Data

* Premium members only.

The historical data trend for GCB Bank's Cash per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

GCB Bank Cash per Share Chart

GCB Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cash per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 9.44 17.76 22.78 58.69 55.85

GCB Bank Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
Cash per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 58.69 58.87 48.86 42.43 55.85
XGHA:GCB
66GF Score
GCB Bank Ltd XGHA:GCB
Cash per Share is just one metric. See GF Score™, valuation, warning signs, and more.
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GCB Bank Cash per Share Calculation

This is the ratio of a company's available cash, including easy to liquidate short-term investment, to its total number of shares outstanding. The result indicates the percentage of a company's share price that is available to spend on company's activities, such as strengthening the business, paying down the debt and making dividend payment to shareholders. It's a reliable indicator of a company's financial health.

GCB Bank's Cash per Share for the fiscal year that ended in Dec. 2025 is calculated as:

Cash per Share= Balance Sheet Cash And Cash Equivalents /Shares Outstanding (EOP)
=14800.846/265
=55.85

GCB Bank's Cash per Share for the quarter that ended in Dec. 2025 is calculated as:

Cash per Share= Balance Sheet Cash And Cash Equivalents /Shares Outstanding (EOP)
=14800.846/265
=55.85

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Cash per Share →
What does a Cash per Share of GHS55.85 mean?
GCB Bank (XGHA:GCB) has a Cash per Share of GHS55.85 as of Dec. 2025. Cash per share is the per-share value of a company's available cash. View historical data for GCB Bank and its competitors.
Is GCB Bank's Cash per Share too high?
GCB Bank's current Cash per Share is GHS55.85. Overall, GCB Bank has a GF Score™ of 66/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does GCB Bank's Cash per Share compare to PNC?
GCB Bank's Cash per Share of GHS55.85 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash per Share for a Banks company?
A good Cash per Share depends on the Banks industry context. However, Cash per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash per Share mean?
A high Cash per Share can signal that a stock is expensive relative to its fundamentals. Cash per share is the per-share value of a company's available cash. View historical data for GCB Bank and its competitors. GCB Bank's current Cash per Share is GHS55.85. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is GCB Bank stock overvalued right now?
Based on GuruFocus' analysis, GCB Bank (XGHA:GCB) is currently considered Significantly Overvalued. The stock's GF Value™ is GHS10.80, compared to a current price of GHS43.20 — trading 300% above its estimated fair value. The current Cash per Share is GHS55.85. GCB Bank's overall GF Score™ is 66/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash per Share calculated?
Cash per Share is calculated from a company's financial statements. For GCB Bank (XGHA:GCB), the current Cash per Share is GHS55.85 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is GCB Bank (XGHA:GCB) Overvalued in 2026?

Based on GuruFocus' analysis, GCB Bank stock appears to be overvalued. The current stock price of GHS43.20 is trading 300% above its estimated GF Value™ of GHS10.80. GuruFocus considers GCB Bank to be Significantly Overvalued.

Key valuation signals for XGHA:GCB:

  • Cash per Share: GHS55.85
  • GF Value™: GHS10.80 vs. price of GHS43.20 (300% above fair value)
  • GF Score™: 66/100 with 3 warning signs

No single metric tells the full story. See the XGHA:GCB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

GCB Bank Business Description

Address Thorpe Road, High Street, P.O. Box 134, GCB Bank Building, Accra, GHA
GCB Bank Ltd operates as a commercial bank in Ghana. The group's operating segments are Retail banking; Corporate banking; Treasury; and Commercial banking. It derives key revenue from the Retail banking segment. The bank offers various products and services including international money transfer, overdraft facilities, bulk cash collection, trade finance, payroll solutions, business advice, internet banking, and others. Geographically, it derives a majority of its revenue from Ghana.
66GF Score

Get the complete analysis for XGHA:GCB

Cash per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

GHS43.20
Price
GHS10.80
GF Value