SoFi Technologies (MEX:SOFI) Net Income: MXN11,421 Mil (TTM As of Jun. 2026)

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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

MEX:SOFI SoFi Technologies Inc MEX:SOFI
65 GF Score
Price MXN319.22
GF Value MXN312.05
Valuation Fairly Valued
! 2 Warning Signs
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What is SoFi Technologies Net Income?

SoFi Technologies MEX:SOFI +5.01% 65 Net Income is MXN11,421 Mil as of Jun. 2026. GuruFocus rates MEX:SOFI with a GF Score™ of 65/100 and a GF Value™ of MXN312.05 (Fairly Valued). The stock has 2 warning signs investors should review.

Net Income is the net profit that a company earns after deducting all costs and losses including cost of goods, SGA, DDA, interest expenses, non-recurring items and tax. SoFi Technologies's Net Income for the three months ended in Jun. 2026 was MXN2,732 Mil. Its Net Income for the trailing twelve months (TTM) ended in Jun. 2026 was MXN11,421 Mil.

Net Income is linked to the most popular Earnings per Share (Diluted) number. SoFi Technologies's Earnings per Share (Diluted) for the three months ended in Jun. 2026 was MXN2.02.


SoFi Technologies  (MEX:SOFI) Net Income Explanation

Net Income is the most widely cited number in reporting a company's profitability. It is linked to the most popular earnings-per-share (EPS) number through:

SoFi Technologies's Earnings per Share (Diluted) (EPS) for the quarter that ended in Jun. 2026 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.

EPS is most useful for companies that have:

A predictable business
Consistent accounting methods
And few restructurings

The dividend paid to preferred stocks needs to be subtracted from the total net income in the calculation of EPS because common stock holders are not entitled to that part of the net income.


Be Aware

Warren Buffett looks for consistency and upward long term trend. Because of share repurchase it is possible for net earnings trend to differ from EPS trend. He preferred Net Income over EPS. The companies with durable competitive advantage companies report higher % net earnings to total revenues.

Important: If a company is showing net earnings history greater than 20% on total revenues, it is probably benefiting from a long term competitive advantage.

If net earnings is less than 10%, likely to be in a highly competitive business.


SoFi Technologies Net Income Related Terms


SoFi Technologies Net Income Historical Data

* Premium members only.

The historical data trend for SoFi Technologies's Net Income can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

SoFi Technologies Net Income Chart

SoFi Technologies Annual Data
Trend Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Income
Get a 7-Day Free Trial -9,927.48 -6,246.66 -5,104.87 10,400.01 8,666.50

SoFi Technologies Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Net Income Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1,831.38 2,557.04 3,124.87 3,006.61 2,732.37
MEX:SOFI
65GF Score
SoFi Technologies Inc MEX:SOFI
Net Income is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

SoFi Technologies Net Income Calculation

Net Income is the net profit that a company earns after deducting all costs and losses including cost of goods, SGA, DDA, interest expenses, non-recurring items and tax.

Net Income
= Revenue - Cost of Goods Sold - Selling, General, & Admin. Expense - Research & Development - Depreciation, Depletion and Amortization - Interest Expense - Non Operating Income (NRI) - Tax Expense + Others
= EBITDA - Depreciation, Depletion and Amortization - Interest Expense - Non Operating Income (NRI) - Tax Expense + Others
= Operating Income - Interest Expense - Non Operating Income (NRI) - Tax Expense + Others
= Pre-Tax Income - Tax Expense + Others

SoFi Technologies's Net Income for the fiscal year that ended in Dec. 2025 is calculated as

Net Income(A: Dec. 2025 )
= Pre-Tax Income + Tax Provision + Net Income (Discontinued Operations) + Others
=9468.423+-801.92+0+0.0010000000002037
=8,667

SoFi Technologies's Net Income for the quarter that ended in Jun. 2026 is calculated as

Net Income(Q: Jun. 2026 )
= Pre-Tax Income + Tax Provision + Net Income (Discontinued Operations) + Others
=3564.988+-832.614+0+0
=2,732

Net Income for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was MXN11,421 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Net Income →
What does a Net Income of MXN11,421 Mil mean?
SoFi Technologies (MEX:SOFI) has a Net Income of MXN11,421 Mil as of Jun. 2026. Net Income is the total earnings after all operating expenses, interest and taxes. View historical data on SoFi Technologies and its competitors.
Is SoFi Technologies' Net Income too high?
SoFi Technologies' current Net Income is MXN11,421 Mil. Overall, SoFi Technologies has a GF Score™ of 65/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does SoFi Technologies' Net Income compare to AFRM and SYF?
SoFi Technologies' Net Income of MXN11,421 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Income for a Credit Services company?
A good Net Income depends on the Credit Services industry context. However, Net Income should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Income mean?
A high Net Income can signal that a stock is expensive relative to its fundamentals. Net Income is the total earnings after all operating expenses, interest and taxes. View historical data on SoFi Technologies and its competitors. SoFi Technologies's current Net Income is MXN11,421 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SoFi Technologies stock overvalued right now?
Based on GuruFocus' analysis, SoFi Technologies (MEX:SOFI) is currently considered Fairly Valued. The stock's GF Value™ is MXN312.05, compared to a current price of MXN319.22 — trading 2.3% above its estimated fair value. The current Net Income is MXN11,421 Mil. SoFi Technologies' overall GF Score™ is 65/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Income calculated?
Net Income is calculated from a company's financial statements. For SoFi Technologies (MEX:SOFI), the current Net Income is MXN11,421 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is SoFi Technologies (MEX:SOFI) Overvalued in 2026?

Based on GuruFocus' analysis, SoFi Technologies stock appears to be overvalued. The current stock price of MXN319.22 is trading 2.3% above its estimated GF Value™ of MXN312.05. GuruFocus considers SoFi Technologies to be Fairly Valued.

Key valuation signals for MEX:SOFI:

  • Net Income: MXN11,421 Mil
  • GF Value™: MXN312.05 vs. price of MXN319.22 (2.3% above fair value)
  • GF Score™: 65/100 with 2 warning signs

No single metric tells the full story. See the MEX:SOFI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


SoFi Technologies Business Description

Address 234 1st Street, San Francisco, CA, USA, 94105
SoFi is a financial-services company that was founded in 2011 and is based in San Francisco. Initially known for its student loan refinancing business, the company has expanded its product offerings to include personal loans, credit cards, mortgages, investment accounts, banking services, and financial planning. The company intends to be a one-stop shop for its clients' finances and operates solely through its mobile app and website. Through its acquisition of Galileo in 2020, the company also offers payment and account services for debit cards and digital banking.
65GF Score

Get the complete analysis for MEX:SOFI

Net Income is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MXN319.22
Price
MXN312.05
GF Value