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3-1 Month Momentum % is the total return of the stock from 3-month ago to 1-month ago. As of today (2026-08-27), SoFi Technologies's 3-1 Month Momentum % is 4.19%.
The industry rank for SoFi Technologies's 3-1 Month Momentum % or its related term are showing as below:
MEX:SOFI's 3-1 Month Momentum % is ranked better than 58.42% of 558
companies
in the Credit Services industry
Industry Median: 0.435
vs MEX:SOFI: 4.19
Momentum investing is a trading strategy in which investors buy securities that are rising and sell before the prices start to go back down. The 3-1 Month Momentum % measures the total return to a stock over the past three months, but ignores the previous month.
The reason why the most recent month’s return dropped related to the short-term reversal effect associated with momentum. There is an academic finding that short-term momentum actually has a reversal effect, whereby the previous winners (measured over the past months) do poorly the next month, while the previous losers do well the next month. In order to eliminate the short-term reversal effect, the previous month return was not included in this calculation.
SoFi Technologies 3-1 Month Momentum % Related Terms
MEX:SOFI vs AFRM, SYF, ALLY: 3-1 Month Momentum % Comparison
For the Credit Services subindustry, SoFi Technologies's 3-1 Month Momentum %, along with its competitors' market caps and 3-1 Month Momentum % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
SoFi Technologies 3-1 Month Momentum % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, SoFi Technologies's 3-1 Month Momentum % distribution charts can be found below:
* The bar in red indicates where SoFi Technologies's 3-1 Month Momentum % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
SoFi Technologies (MEX:SOFI) has a 3-1 Month Momentum % of 4.19% as of Aug. 27, 2026. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on SoFi Technologies and its competitors. According to the industry distribution chart, SoFi Technologies ranks #232 out of 558 companies in the Credit Services industry, placing it in the top 41.6%.
Is SoFi Technologies' 3-1 Month Momentum % too high?
SoFi Technologies' current 3-1 Month Momentum % is 4.19%. The Credit Services industry median 3-1 Month Momentum % is 0.44. SoFi Technologies' value of 4.19% is 863.2% above this industry median. Based on the distribution chart, SoFi Technologies ranks #232 out of 558 companies in the Credit Services industry, which is above the industry midpoint. Overall, SoFi Technologies has a GF Score™ of 65/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does SoFi Technologies' 3-1 Month Momentum % compare to AFRM and SYF?
According to the Credit Services industry distribution chart, SoFi Technologies ranks #232 out of 558 companies for 3-1 Month Momentum %. This puts SoFi Technologies in the upper half of its industry. The industry median 3-1 Month Momentum % is 0.44. SoFi Technologies' value of 4.19% is 863.2% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-1 Month Momentum % for a Credit Services company?
The median 3-1 Month Momentum % among Credit Services companies is 0.44, based on 558 companies in the industry. Companies in the top quartile (top 25%) have a 3-1 Month Momentum % significantly above this median, while those in the bottom quartile fall well below. However, 3-1 Month Momentum % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. SoFi Technologies's current 3-1 Month Momentum % of 4.19% is 863.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-1 Month Momentum % mean?
A high 3-1 Month Momentum % can signal that a stock is expensive relative to its fundamentals. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on SoFi Technologies and its competitors. For the Credit Services industry, the median 3-1 Month Momentum % is 0.44 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. SoFi Technologies's current 3-1 Month Momentum % is 4.19%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SoFi Technologies stock overvalued right now?
Based on GuruFocus' analysis, SoFi Technologies (MEX:SOFI) is currently considered Fairly Valued. The stock's GF Value™ is MXN305.34, compared to a current price of MXN318.70 — trading 4.4% above its estimated fair value. The current 3-1 Month Momentum % is 4.19% and 863.2% above the Credit Services industry median of 0.44. SoFi Technologies' overall GF Score™ is 65/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-1 Month Momentum % calculated?
3-1 Month Momentum % is calculated from a company's financial statements. For SoFi Technologies (MEX:SOFI), the current 3-1 Month Momentum % is 4.19% as of Aug. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is SoFi Technologies (MEX:SOFI) Overvalued in 2026?
Based on GuruFocus' analysis, SoFi Technologies stock appears to be overvalued.
The current stock price of MXN318.70 is trading 4.4% above its estimated GF Value™ of MXN305.34.
GuruFocus considers SoFi Technologies to be Fairly Valued.
Key valuation signals for MEX:SOFI:
3-1 Month Momentum %: 4.19%
GF Value™: MXN305.34 vs. price of MXN318.70 (4.4% above fair value)
Industry Position: 863.2% above the Credit Services median (#232 of 558)
No single metric tells the full story. See the MEX:SOFI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
SoFi is a financial-services company that was founded in 2011 and is based in San Francisco. Initially known for its student loan refinancing business, the company has expanded its product offerings to include personal loans, credit cards, mortgages, investment accounts, banking services, and financial planning. The company intends to be a one-stop shop for its clients' finances and operates solely through its mobile app and website. Through its acquisition of Galileo in 2020, the company also offers payment and account services for debit cards and digital banking.
65GF Score
Get the complete analysis for MEX:SOFI
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