SoFi Technologies (MEX:SOFI) ROC (Joel Greenblatt) %: % (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

MEX:SOFI SoFi Technologies Inc MEX:SOFI
66 GF Score
Price MXN307.60
GF Value MXN283.15
Valuation Fairly Valued
! 2 Warning Signs
View Full Analysis

What is SoFi Technologies ROC (Joel Greenblatt) %?

SoFi Technologies MEX:SOFI +2.23% 66 ROC (Joel Greenblatt) % is % as of Mar. 2026. GuruFocus rates MEX:SOFI with a GF Score™ of 66/100 and a GF Value™ of MXN283.15 (Fairly Valued). The stock has 2 warning signs investors should review. Among 415 Credit Services companies, SoFi Technologies ranks worse than 240963.61% on this metric.

ROC (Joel Greenblatt) % does not apply to banks and insurance companies.

MEX:SOFI
66GF Score
SoFi Technologies Inc MEX:SOFI
ROC (Joel Greenblatt) % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis
What does a ROC (Joel Greenblatt) % of % mean?
SoFi Technologies (MEX:SOFI) has a ROC (Joel Greenblatt) % of % as of Mar. 2026. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on SoFi Technologies and its competitors. According to the industry distribution chart, SoFi Technologies ranks #999999 out of 415 companies in the Credit Services industry.
Is SoFi Technologies' ROC (Joel Greenblatt) % too high?
SoFi Technologies' current ROC (Joel Greenblatt) % is %. Based on the distribution chart, SoFi Technologies ranks #999999 out of 415 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, SoFi Technologies has a GF Score™ of 66/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does SoFi Technologies' ROC (Joel Greenblatt) % compare to SYF and AFRM?
According to the Credit Services industry distribution chart, SoFi Technologies ranks #999999 out of 415 companies for ROC (Joel Greenblatt) %. This places SoFi Technologies in the lower half of its industry. The industry median ROC (Joel Greenblatt) % is 38.99. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC (Joel Greenblatt) % for a Credit Services company?
The median ROC (Joel Greenblatt) % among Credit Services companies is 38.99, based on 415 companies in the industry. Companies in the top quartile (top 25%) have a ROC (Joel Greenblatt) % significantly above this median, while those in the bottom quartile fall well below. However, ROC (Joel Greenblatt) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC (Joel Greenblatt) % mean?
A high ROC (Joel Greenblatt) % can signal that a stock is expensive relative to its fundamentals. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on SoFi Technologies and its competitors. For the Credit Services industry, the median ROC (Joel Greenblatt) % is 38.99 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. SoFi Technologies's current ROC (Joel Greenblatt) % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SoFi Technologies stock overvalued right now?
Based on GuruFocus' analysis, SoFi Technologies (MEX:SOFI) is currently considered Fairly Valued. The stock's GF Value™ is MXN283.15, compared to a current price of MXN307.60 — trading 8.6% above its estimated fair value. The current ROC (Joel Greenblatt) % is %. SoFi Technologies' overall GF Score™ is 66/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC (Joel Greenblatt) % calculated?
ROC (Joel Greenblatt) % is calculated from a company's financial statements. For SoFi Technologies (MEX:SOFI), the current ROC (Joel Greenblatt) % is % as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is SoFi Technologies (MEX:SOFI) Overvalued in 2026?

Based on GuruFocus' analysis, SoFi Technologies stock appears to be overvalued. The current stock price of MXN307.60 is trading 8.6% above its estimated GF Value™ of MXN283.15. GuruFocus considers SoFi Technologies to be Fairly Valued.

Key valuation signals for MEX:SOFI:

  • ROC (Joel Greenblatt) %: %
  • GF Value™: MXN283.15 vs. price of MXN307.60 (8.6% above fair value)
  • GF Score™: 66/100 with 2 warning signs

No single metric tells the full story. See the MEX:SOFI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

SoFi Technologies Business Description

Address 234 1st Street, San Francisco, CA, USA, 94105
SoFi is a financial-services company that was founded in 2011 and is based in San Francisco. Initially known for its student loan refinancing business, the company has expanded its product offerings to include personal loans, credit cards, mortgages, investment accounts, banking services, and financial planning. The company intends to be a one-stop shop for its clients' finances and operates solely through its mobile app and website. Through its acquisition of Galileo in 2020, the company also offers payment and account services for debit cards and digital banking.
66GF Score

Get the complete analysis for MEX:SOFI

ROC (Joel Greenblatt) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MXN307.60
Price
MXN283.15
GF Value