SoFi Technologies (MEX:SOFI) Tariff Resilience Score: 8/10 (As of Jul. 09, 2026)


MEX:SOFI SoFi Technologies Inc MEX:SOFI
65 GF Score
Price MXN310.24
GF Value MXN280.14
Valuation Modestly Overvalued
! 2 Warning Signs
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What is SoFi Technologies Tariff Resilience Score?

SoFi Technologies MEX:SOFI -0.01% 65 Tariff Resilience Score is 8 as of Jul. 09, 2026. GuruFocus rates MEX:SOFI with a GF Score™ of 65/100 and a GF Value™ of MXN280.14 (Modestly Overvalued). The stock has 2 warning signs investors should review. Among 564 Credit Services companies, SoFi Technologies ranks better than 95.57% on this metric.

SoFi Technologies has the Tariff Resilience Score of 8, which implies that the company might have Highly Resilient.

SoFi Technologies has SoFi Technologies Inc is primarily a financial services company with minimal direct exposure to tariffs. Their operations are largely domestic, and they have not been significantly affected by past tariff changes.

Tariff Resilience Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more.

The company's exposure to international trade tariffs based on these criteria:

1. Global supply chain dependencies
2. Manufacturing locations versus sales markets
3. Import/export balance and percentage of revenue
4. Historical impact from previous tariff changes
5. Available mitigation strategies (alternative suppliers, pricing power)
6. Industry-specific tariff exemptions or vulnerabilities

Based on the research, GuruFocus believes SoFi Technologies might have Highly Resilient.

SoFi Technologies  (MEX:SOFI) Tariff Resilience Score Explanation

The Tariff Resilience Score ranges from 0 to 10, with 10 as the most resilient. GuruFocus divided Moat Score into following 3 categories:

Tariff Resilience Score Resilience Level
7 - 10Highly Resilient
4 - 6Average Resilient
0 - 3Highly Vulnerable

SoFi Technologies Tariff Resilience Score Related Terms

MEX:SOFI vs SYF, AFRM, ALLY: Tariff Resilience Score Comparison

For the Credit Services subindustry, SoFi Technologies's Tariff Resilience Score, along with its competitors' market caps and Tariff Resilience Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

SoFi Technologies Tariff Resilience Score vs Credit Services Industry

For the Credit Services industry and Financial Services sector, SoFi Technologies's Tariff Resilience Score distribution charts can be found below:

* The bar in red indicates where SoFi Technologies's Tariff Resilience Score falls into.


MEX:SOFI
65GF Score
SoFi Technologies Inc MEX:SOFI
Tariff Resilience Score is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a Tariff Resilience Score of 8 mean?
SoFi Technologies (MEX:SOFI) has a Tariff Resilience Score of 8 as of Jul. 09, 2026. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. According to the industry distribution chart, SoFi Technologies ranks #25 out of 564 companies in the Credit Services industry, placing it in the top 4.4%.
Is SoFi Technologies' Tariff Resilience Score too high?
SoFi Technologies' current Tariff Resilience Score is 8. Based on the distribution chart, SoFi Technologies ranks #25 out of 564 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, SoFi Technologies has a GF Score™ of 65/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does SoFi Technologies' Tariff Resilience Score compare to SYF and AFRM?
According to the Credit Services industry distribution chart, SoFi Technologies ranks #25 out of 564 companies for Tariff Resilience Score. This places SoFi Technologies in the top 4% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Tariff Resilience Score for a Credit Services company?
A good Tariff Resilience Score depends on the Credit Services industry context. However, Tariff Resilience Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Tariff Resilience Score mean?
A high Tariff Resilience Score can signal that a stock is expensive relative to its fundamentals. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. SoFi Technologies's current Tariff Resilience Score is 8. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SoFi Technologies stock overvalued right now?
Based on GuruFocus' analysis, SoFi Technologies (MEX:SOFI) is currently considered Modestly Overvalued. The stock's GF Value™ is MXN280.14, compared to a current price of MXN310.24 — trading 10.7% above its estimated fair value. The current Tariff Resilience Score is 8. SoFi Technologies' overall GF Score™ is 65/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Tariff Resilience Score calculated?
Tariff Resilience Score is calculated from a company's financial statements. For SoFi Technologies (MEX:SOFI), the current Tariff Resilience Score is 8 as of Jul. 09, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is SoFi Technologies (MEX:SOFI) Overvalued in 2026?

Based on GuruFocus' analysis, SoFi Technologies stock appears to be overvalued. The current stock price of MXN310.24 is trading 10.7% above its estimated GF Value™ of MXN280.14. GuruFocus considers SoFi Technologies to be Modestly Overvalued.

Key valuation signals for MEX:SOFI:

  • Tariff Resilience Score: 8
  • GF Value™: MXN280.14 vs. price of MXN310.24 (10.7% above fair value)
  • GF Score™: 65/100 with 2 warning signs

No single metric tells the full story. See the MEX:SOFI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

SoFi Technologies Business Description

Address 234 1st Street, San Francisco, CA, USA, 94105
SoFi is a financial-services company that was founded in 2011 and is based in San Francisco. Initially known for its student loan refinancing business, the company has expanded its product offerings to include personal loans, credit cards, mortgages, investment accounts, banking services, and financial planning. The company intends to be a one-stop shop for its clients' finances and operates solely through its mobile app and website. Through its acquisition of Galileo in 2020, the company also offers payment and account services for debit cards and digital banking.
65GF Score

Get the complete analysis for MEX:SOFI

Tariff Resilience Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MXN310.24
Price
MXN280.14
GF Value