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SoFi Technologies's EPS (Basic) for the
three
months ended in Jun. 2026 was MXN2.09.
Its EPS (Basic) for the trailing twelve months (TTM) ended in Jun. 2026 was MXN9.16.
During the past 8 years, SoFi Technologies's highest 3-Year average EPS without NRI Growth Rate was 62.40% per year. The lowest was 23.70% per year. And the median was 42.00% per year.
SoFi Technologies (MEX:SOFI) Earnings per Share (Diluted) Explanation
Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.
Be Aware
Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.
If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.
SoFi Technologies Earnings per Share (Diluted) Related Terms
SoFi Technologies Earnings per Share (Diluted) Historical Data
* Premium members only.
The historical data trend for SoFi Technologies's Earnings per Share (Diluted) can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
SoFi Technologies Earnings per Share (Diluted) Chart
MEX:SOFI vs SYF, AFRM, ALLY: Earnings per Share (Diluted) Comparison
For the Credit Services subindustry, SoFi Technologies's PE Ratio, along with its competitors' market caps and PE Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
SoFi Technologies PE Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, SoFi Technologies's PE Ratio distribution charts can be found below:
* The bar in red indicates where SoFi Technologies's PE Ratio falls into.
SoFi Technologies Earnings per Share (Diluted) Calculation
Earnings Per Share (EPS) is the amount of earnings per outstanding share of the company's stock. In calculating earnings per share, the dividends of preferred stocks need to subtracted from the total net income first.
SoFi Technologies's Earnings Per Share (Diluted) for the fiscal year that ended in Dec. 2025 is calculated as
Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was MXN8.62
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Companies also reported diluted shares in their financial reports. Diluted shares include the shares of convertibles or warrants outstanding.
What does a Earnings per Share (Diluted) of MXN8.62 mean?
SoFi Technologies (MEX:SOFI) has a Earnings per Share (Diluted) of MXN8.62 as of Jun. 2026. Diluted EPS equals net earnings divided by average shares outstanding, including dilutive securities. View historical data on SoFi Technologies and its competitors. According to the industry distribution chart, SoFi Technologies ranks #999999 out of 428 companies in the Credit Services industry.
Is SoFi Technologies' Earnings per Share (Diluted) too high?
SoFi Technologies' current Earnings per Share (Diluted) is MXN8.62. Based on the distribution chart, SoFi Technologies ranks #999999 out of 428 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, SoFi Technologies has a GF Score™ of 66/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does SoFi Technologies' Earnings per Share (Diluted) compare to SYF and AFRM?
According to the Credit Services industry distribution chart, SoFi Technologies ranks #999999 out of 428 companies for Earnings per Share (Diluted). This places SoFi Technologies in the lower half of its industry. The industry median Earnings per Share (Diluted) is 11.50. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Earnings per Share (Diluted) for a Credit Services company?
The median Earnings per Share (Diluted) among Credit Services companies is 11.50, based on 428 companies in the industry. Companies in the top quartile (top 25%) have a Earnings per Share (Diluted) significantly above this median, while those in the bottom quartile fall well below. However, Earnings per Share (Diluted) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Earnings per Share (Diluted) mean?
A high Earnings per Share (Diluted) can signal that a stock is expensive relative to its fundamentals. Diluted EPS equals net earnings divided by average shares outstanding, including dilutive securities. View historical data on SoFi Technologies and its competitors. For the Credit Services industry, the median Earnings per Share (Diluted) is 11.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. SoFi Technologies's current Earnings per Share (Diluted) is MXN8.62. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SoFi Technologies stock overvalued right now?
Based on GuruFocus' analysis, SoFi Technologies (MEX:SOFI) is currently considered Fairly Valued. The stock's GF Value™ is MXN309.21, compared to a current price of MXN294.11 — trading 4.9% below its estimated fair value. The current Earnings per Share (Diluted) is MXN8.62. SoFi Technologies' overall GF Score™ is 66/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Earnings per Share (Diluted) calculated?
Earnings per Share (Diluted) is calculated from a company's financial statements. For SoFi Technologies (MEX:SOFI), the current Earnings per Share (Diluted) is MXN8.62 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is SoFi Technologies (MEX:SOFI) Overvalued in 2026?
Based on GuruFocus' analysis, SoFi Technologies stock appears to be undervalued.
The current stock price of MXN294.11 is trading 4.9% below its estimated GF Value™ of MXN309.21.
GuruFocus considers SoFi Technologies to be Fairly Valued.
Key valuation signals for MEX:SOFI:
Earnings per Share (Diluted): MXN8.62
GF Value™: MXN309.21 vs. price of MXN294.11 (4.9% below fair value)
No single metric tells the full story. See the MEX:SOFI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
SoFi is a financial-services company that was founded in 2011 and is based in San Francisco. Initially known for its student loan refinancing business, the company has expanded its product offerings to include personal loans, credit cards, mortgages, investment accounts, banking services, and financial planning. The company intends to be a one-stop shop for its clients' finances and operates solely through its mobile app and website. Through its acquisition of Galileo in 2020, the company also offers payment and account services for debit cards and digital banking.
66GF Score
Get the complete analysis for MEX:SOFI
Earnings per Share (Diluted) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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