USCB (USCB Financial Holdings) YoY EPS Growth: 22.50% (As of Jun. 2026)

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USCB USCB Financial Holdings Inc USCB
63 GF Score
Price $22.24
GF Value $21.45
Valuation Fairly Valued
! 7 Warning Signs
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What is USCB Financial Holdings YoY EPS Growth?

USCB Financial Holdings USCB -0.80% 63 YoY EPS Growth is 22.50% as of Jun. 2026. GuruFocus rates USCB with a GF Score™ of 63/100 and a GF Value™ of $21.45 (Fairly Valued). The stock has 7 warning signs investors should review.

YoY EPS Growth is the percentage change of Earnings per Share (Diluted) over the past twelve months. USCB Financial Holdings's YoY EPS Growth for the quarter that ended in Jun. 2026 was 22.50%.

USCB Financial Holdings's Earnings per Share (Diluted) for the three months ended in Jun. 2026 was $0.49.

USCB Financial Holdings YoY EPS Growth Historical Data

* Premium members only.

The historical data trend for USCB Financial Holdings's YoY EPS Growth can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

USCB Financial Holdings YoY EPS Growth Chart

USCB Financial Holdings Annual Data
Trend Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
YoY EPS Growth
Get a 7-Day Free Trial -1,739.02 114.88 -16.00 47.62 8.06

USCB Financial Holdings Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
YoY EPS Growth Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 29.03 28.57 -73.53 34.21 22.50
USCB
63GF Score
USCB Financial Holdings Inc USCB
YoY EPS Growth is just one metric. See GF Score™, valuation, warning signs, and more.
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USCB Financial Holdings YoY EPS Growth Calculation

YoY EPS Growth is the percentage change of Earnings per Share (Diluted) over the past twelve months.

USCB Financial Holdings's YoY EPS Growth for the fiscal year that ended in Dec. 2025 is calculated as:

YoY EPS Growth (A: Dec. 2025 )
=(Earnings per Share (Diluted) (A: Dec. 2025 )-Earnings per Share (Diluted) (A: Dec. 2024 ))/ | Earnings per Share (Diluted) (A: Dec. 2024 ) |
=(1.34-1.24)/ | 1.24 |
=8.06 %

USCB Financial Holdings's YoY EPS Growth for the quarter that ended in Jun. 2026 is calculated as:

YoY EPS Growth (Q: Jun. 2026 )
=(Earnings per Share (Diluted) (Q: Jun. 2026 )-Earnings per Share (Diluted) (Q: Jun. 2025 )) / | Earnings per Share (Diluted) (Q: Jun. 2025 )) |
=(0.49-0.4)/ | 0.4 |
=22.50 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about YoY EPS Growth →
What does a YoY EPS Growth of 22.50% mean?
USCB Financial Holdings (USCB) has a YoY EPS Growth of 22.50% as of Jun. 2026. YoY EPS Growth is the percentage change of EPS over the past 12-month. View historical data for USCB Financial Holdings and its competitors.
Is USCB Financial Holdings' YoY EPS Growth too high?
USCB Financial Holdings' current YoY EPS Growth is 22.50%. Overall, USCB Financial Holdings has a GF Score™ of 63/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does USCB Financial Holdings' YoY EPS Growth compare to ISTR and AVBC?
USCB Financial Holdings' YoY EPS Growth of 22.50% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good YoY EPS Growth for a Banks company?
A good YoY EPS Growth depends on the Banks industry context. However, YoY EPS Growth should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high YoY EPS Growth mean?
A high YoY EPS Growth can signal that a stock is expensive relative to its fundamentals. YoY EPS Growth is the percentage change of EPS over the past 12-month. View historical data for USCB Financial Holdings and its competitors. USCB Financial Holdings's current YoY EPS Growth is 22.50%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is USCB Financial Holdings stock overvalued right now?
Based on GuruFocus' analysis, USCB Financial Holdings (USCB) is currently considered Fairly Valued. The stock's GF Value™ is $21.45, compared to a current price of $22.24 — trading 3.7% above its estimated fair value. The current YoY EPS Growth is 22.50%. USCB Financial Holdings' overall GF Score™ is 63/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is YoY EPS Growth calculated?
YoY EPS Growth is calculated from a company's financial statements. For USCB Financial Holdings (USCB), the current YoY EPS Growth is 22.50% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is USCB Financial Holdings (USCB) Overvalued in 2026?

Based on GuruFocus' analysis, USCB Financial Holdings stock appears to be overvalued. The current stock price of $22.24 is trading 3.7% above its estimated GF Value™ of $21.45. GuruFocus considers USCB Financial Holdings to be Fairly Valued.

Key valuation signals for USCB:

  • YoY EPS Growth: 22.50%
  • GF Value™: $21.45 vs. price of $22.24 (3.7% above fair value)
  • GF Score™: 63/100 with 7 warning signs

No single metric tells the full story. See the USCB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

USCB Financial Holdings Business Description

Address 2301 NW 87th Avenue, Doral, FL, USA, 33172
USCB Financial Holdings Inc is a bank holding company. Through its banking subsidiary, it offers relationship-based banking products, services, and solutions to a diverse set of clients in the local markets it operates in and international clients with U.S. banking needs. The Group's products and services offerings mainly include traditional deposit products, including commercial and consumer checking accounts, money market deposit accounts, savings accounts, etc.; e-banking services; title insurance policies for real estate transactions; and a variety of lending products such as small business loans, commercial real estate loans, business credit cards, etc.; and others. Geographically, its primary banking market is South Florida.
63GF Score

Get the complete analysis for USCB

YoY EPS Growth is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$22.24
Price
$21.45
GF Value