USCB (USCB Financial Holdings) Growth Rank: 3 (As of Jul. 28, 2026) — Near Median

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USCB USCB Financial Holdings Inc USCB
65 GF Score
Price $22.65
GF Value $20.39
Valuation Modestly Overvalued
! 6 Warning Signs
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What is USCB Financial Holdings Growth Rank?

USCB Financial Holdings USCB +0.09% 65 Growth Rank is 3 as of Jul. 28, 2026, which is at its 10-year median of 3.00. GuruFocus rates USCB with a GF Score™ of 65/100 and a GF Value™ of $20.39 (Modestly Overvalued). The stock has 6 warning signs investors should review.

USCB Financial Holdings has the Growth Rank of 3.

GuruFocus Growth Rank measures the growth of a company in terms of its revenue and profitability, rated on a scale from 1 to 10. Historically, the companies with the highest growth ranks performed the best over the long term. It is calculated using the following criteria:

1. 5-year revenue growth rate, the higher, the better.
2. 3-year revenue growth rate, the higher, the better.
3. 5-year EBITDA growth rate, the higher, the better.
4. The predictability of 5-year revenue. The most consistent it is, the higher the rank.

A higher score reflects a greater ability to drive business growth, with companies considered to have strong and sustainable expansion potential. Conversely, a lower score indicates challenges in achieving consistent growth and scalability.

GuruFocus found that the Growth Rank is the second of the two most-sensitive parameters among the five parameters checked. Please click GF Score to see more details on GF Score's 5 Key Aspects of Analysis.

Please note that we are using the five-year EBITDA growth rate as a parameter, so the company needs to have had positive growth over that time. The reason we use EBITDA instead of earnings per share is that with EBITDA, we can rank a lot more companies since a company may have positive EBITDA but negative EPS. Since we are looking at the growth here, EBITDA gives us a pretty clear picture about the growth in the company's business operations.

USCB Financial Holdings Growth Rank Related Terms

USCB vs FNLC, PCB, AVBC: Growth Rank Comparison

For the Banks - Regional subindustry, USCB Financial Holdings's Growth Rank, along with its competitors' market caps and Growth Rank data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

USCB Financial Holdings Growth Rank vs Banks Industry

For the Banks industry and Financial Services sector, USCB Financial Holdings's Growth Rank distribution charts can be found below:

* The bar in red indicates where USCB Financial Holdings's Growth Rank falls into.


USCB
65GF Score
USCB Financial Holdings Inc USCB
Growth Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Growth Rank →
What does a Growth Rank of 3 mean?
USCB Financial Holdings (USCB) has a Growth Rank of 3 as of Jul. 28, 2026. Growth Rank measures the growth of a company in terms of its revenue and profitability. View historical data on USCB Financial Holdings and its competitors. This is near median its historical median of 3.00. Over the past decade, USCB Financial Holdings' Growth Rank has ranged from 1.00 to 4.00.
Is USCB Financial Holdings' Growth Rank too high?
USCB Financial Holdings' current Growth Rank of 3 is near median its 10-year median of 3.00. Over the past 10 years, this metric has ranged from a low of 1.00 to a high of 4.00. Overall, USCB Financial Holdings has a GF Score™ of 65/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does USCB Financial Holdings' Growth Rank compare to FNLC and PCB?
USCB Financial Holdings' Growth Rank of 3 can be compared against companies in the Banks industry. Historically, USCB Financial Holdings' own Growth Rank has ranged from 1.00 to 4.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Growth Rank for a Banks company?
A good Growth Rank depends on the Banks industry context. However, Growth Rank should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Growth Rank mean?
A high Growth Rank can signal that a stock is expensive relative to its fundamentals. Growth Rank measures the growth of a company in terms of its revenue and profitability. View historical data on USCB Financial Holdings and its competitors. USCB Financial Holdings's current Growth Rank is 3, which is near median its own 10-year median of 3.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is USCB Financial Holdings stock overvalued right now?
Based on GuruFocus' analysis, USCB Financial Holdings (USCB) is currently considered Modestly Overvalued. The stock's GF Value™ is $20.39, compared to a current price of $22.65 — trading 11.1% above its estimated fair value. The current Growth Rank is 3, which is near median its 10-year median of 3.00. USCB Financial Holdings' overall GF Score™ is 65/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Growth Rank calculated?
Growth Rank is calculated from a company's financial statements. For USCB Financial Holdings (USCB), the current Growth Rank is 3 as of Jul. 28, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is USCB Financial Holdings (USCB) Overvalued in 2026?

Based on GuruFocus' analysis, USCB Financial Holdings stock appears to be overvalued. The current stock price of $22.65 is trading 11.1% above its estimated GF Value™ of $20.39. GuruFocus considers USCB Financial Holdings to be Modestly Overvalued.

Key valuation signals for USCB:

  • Growth Rank: 3 (near median its 10-year median of 3.00)
  • GF Value™: $20.39 vs. price of $22.65 (11.1% above fair value)
  • GF Score™: 65/100 with 6 warning signs

No single metric tells the full story. See the USCB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

USCB Financial Holdings Business Description

Address 2301 NW 87th Avenue, Doral, FL, USA, 33172
USCB Financial Holdings Inc is a bank holding company. Through its banking subsidiary, it offers relationship-based banking products, services, and solutions to a diverse set of clients in the local markets it operates in and international clients with U.S. banking needs. The Group's products and services offerings mainly include traditional deposit products, including commercial and consumer checking accounts, money market deposit accounts, savings accounts, etc.; e-banking services; title insurance policies for real estate transactions; and a variety of lending products such as small business loans, commercial real estate loans, business credit cards, etc.; and others. Geographically, its primary banking market is South Florida.
65GF Score

Get the complete analysis for USCB

Growth Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$22.65
Price
$20.39
GF Value