USCB (USCB Financial Holdings) EPS (Basic): $1.47 (TTM As of Mar. 2026)

What is USCB Financial Holdings EPS (Basic)?

USCB Financial Holdings USCB +0.65% 68 EPS (Basic) is $1.47 as of Mar. 2026. GuruFocus rates USCB with a GF Score™ of 68/100 and a GF Value™ of $19.81 (Fairly Valued). The stock has 3 warning signs investors should review.

USCB Financial Holdings's basic earnings per share (Basic EPS) for the three months ended in Mar. 2026 was $0.51. Its basic earnings per share (Basic EPS) for the trailing twelve months (TTM) ended in Mar. 2026 was $1.47.

USCB Financial Holdings's EPS (Diluted) for the three months ended in Mar. 2026 was $0.51. Its EPS (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was $1.45.

USCB Financial Holdings's EPS without NRI for the three months ended in Mar. 2026 was $0.51. Its EPS without NRIearnings per share without non-recurring items for the trailing twelve months (TTM) ended in Mar. 2026 was 1.45.

During the past 12 months, USCB Financial Holdings's average EPS without NRIGrowth Rate was 5.10% per year. During the past 3 years, the average EPS without NRI Growth Rate was 10.50% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the EPS without NRI Growth Rate using EPS without NRI data.

During the past 6 years, USCB Financial Holdings's highest 3-Year average EPS without NRI Growth Rate was 13.30% per year. The lowest was 10.50% per year. And the median was 11.90% per year.

USCB Financial Holdings (NAS:USCB) EPS (Basic) Explanation

EPS is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.

Be Aware

Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.

If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.

USCB Financial Holdings EPS (Basic) Related Terms

USCB Financial Holdings EPS (Basic) Historical Data

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The historical data trend for USCB Financial Holdings's EPS (Basic) can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

USCB Financial Holdings EPS (Basic) Chart

USCB Financial Holdings Annual Data

Trend

Dec20

Dec21

Dec22

Dec23

Dec24

Dec25

EPS (Basic)

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-6.72

1.01

0.84

1.25

1.34

USCB Financial Holdings Quarterly Data
	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24	Dec24	Mar25	Jun25	Sep25	Dec25	Mar26
EPS (Basic)	Get a 7-Day Free Trial															0.38	0.41	0.46	0.09	0.51

68GF Score

USCB Financial Holdings Inc USCB

EPS (Basic) is just one metric. See GF Score™, valuation, warning signs, and more.

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USCB Financial Holdings EPS (Basic) Calculation

EPS (Basic) is a rough measurement of the amount of a company's profit that can be allocated to one share of its stock. Basic earnings per share (EPS) do not factor in the dilutive effects on convertible securities.

USCB Financial Holdings's Basic EPS for the fiscal year that ended in Dec. 2025 is calculated as

Basic EPS (A: Dec. 2025 )	=	(Net Income	-	Preferred Dividends)	/	Shares Outstanding (Basic Average)
	=	(26.1	-	0)	/	19.426
	=	1.34

USCB Financial Holdings's Basic EPS for the quarter that ended in Mar. 2026 is calculated as

Basic EPS (Q: Mar. 2026 )	=	(Net Income	-	Preferred Dividends)	/	Shares Outstanding (Basic Average)
	=	(9.351	-	0)	/	18.214
	=	0.51

EPS (Basic) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $1.47

Frequently Asked Questions Learn more about EPS (Basic) →

What does a EPS (Basic) of $1.47 mean?

USCB Financial Holdings (USCB) has a EPS (Basic) of $1.47 as of Mar. 2026. Earnings per share (basic) equals net income divided by the standard, non-diluted average shares outstanding. View historical data on USCB Financial Holdings and its competitors.

Is USCB Financial Holdings' EPS (Basic) too high?

USCB Financial Holdings' current EPS (Basic) is $1.47. Overall, USCB Financial Holdings has a GF Score™ of 68/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.

How does USCB Financial Holdings' EPS (Basic) compare to AVBH and BCML?

USCB Financial Holdings' EPS (Basic) of $1.47 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good EPS (Basic) for a Banks company?

A good EPS (Basic) depends on the Banks industry context. However, EPS (Basic) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high EPS (Basic) mean?

A high EPS (Basic) can signal that a stock is expensive relative to its fundamentals. Earnings per share (basic) equals net income divided by the standard, non-diluted average shares outstanding. View historical data on USCB Financial Holdings and its competitors. USCB Financial Holdings's current EPS (Basic) is $1.47. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is USCB Financial Holdings stock overvalued right now?

Based on GuruFocus' analysis, USCB Financial Holdings (USCB) is currently considered Fairly Valued. The stock's GF Value™ is $19.81, compared to a current price of $20.02 — trading 1.1% above its estimated fair value. The current EPS (Basic) is $1.47. USCB Financial Holdings' overall GF Score™ is 68/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is EPS (Basic) calculated?

EPS (Basic) is calculated from a company's financial statements. For USCB Financial Holdings (USCB), the current EPS (Basic) is $1.47 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is USCB Financial Holdings (USCB) Overvalued in 2026?

Based on GuruFocus' analysis, USCB Financial Holdings stock appears to be overvalued. The current stock price of $20.02 is trading 1.1% above its estimated GF Value™ of $19.81. GuruFocus considers USCB Financial Holdings to be Fairly Valued.

Key valuation signals for USCB:

EPS (Basic): $1.47
GF Value™: $19.81 vs. price of $20.02 (1.1% above fair value)
GF Score™: 68/100 with 3 warning signs

No single metric tells the full story. See the USCB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

USCB Financial Holdings Business Description

Industry Financial Services Banks

Comparable Companies AVBH BCML NECB WSBF BFCC MVBF CHMG FNLC NWFL PCB SHSE:600036 SGX:D05 MIL:UCG NSE:HDFCBANK XPAR:BNP MIL:ISP TSE:8411 SAU:1120 NSE:ICICIBANK XMAD:CABK

Address 2301 NW 87th Avenue, Doral, FL, USA, 33172

Website https://www.uscentury.com

USCB Financial Holdings Inc is a bank holding company. Through its banking subsidiary, it offers relationship-based banking products, services, and solutions to a diverse set of clients in the local markets it operates in and international clients with U.S. banking needs. The Group's products and services offerings mainly include traditional deposit products, including commercial and consumer checking accounts, money market deposit accounts, savings accounts, etc.; e-banking services; title insurance policies for real estate transactions; and a variety of lending products such as small business loans, commercial real estate loans, business credit cards, etc.; and others. Geographically, its primary banking market is South Florida.

68GF Score

Get the complete analysis for USCB

EPS (Basic) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$20.02

Price

$19.81

GF Value

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