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Pretax income is the income that a company earns before paying income taxes. USCB Financial Holdings's pretax income for the
three
months ended in Jun. 2026 was $12.71 Mil.
Its pretax income for the trailing twelve months (TTM) ended in Jun. 2026 was $39.48 Mil.
USCB Financial Holdings's pretax margin was 45.49%.
During the past 6 years, USCB Financial Holdings's highest Pretax Margin was 46.35%. The lowest was 26.98%. And the median was 39.35%.
During the past 6 years, USCB Financial Holdings's highest Pretax Margin was 46.35%. The lowest was 26.98%. And the median was 39.35%.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
USCB Financial Holdings Pre-Tax Income Related Terms
USCB Financial Holdings Pre-Tax Income Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
USCB vs ISTR, AVBC, PBFS: Pre-Tax Income Comparison
For the Banks - Regional subindustry, USCB Financial Holdings's Pre-Tax Income, along with its competitors' market caps and Pre-Tax Income data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
USCB Financial Holdings Pre-Tax Income vs Banks Industry
For the Banks industry and Financial Services sector, USCB Financial Holdings's Pre-Tax Income distribution charts can be found below:
* The bar in red indicates where USCB Financial Holdings's Pre-Tax Income falls into.
Pre-Tax Income for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $39.48 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
USCB Financial Holdings (USCB) has a Pre-Tax Income of $39.48 Mil as of Jun. 2026. Pre-Tax Income is the total earnings before taxes but after all operating and interest expenses. View historical data on USCB Financial Holdings and its competitors.
Is USCB Financial Holdings' Pre-Tax Income too high?
USCB Financial Holdings' current Pre-Tax Income is $39.48 Mil. Overall, USCB Financial Holdings has a GF Score™ of 63/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does USCB Financial Holdings' Pre-Tax Income compare to ISTR and AVBC?
USCB Financial Holdings' Pre-Tax Income of $39.48 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pre-Tax Income for a Banks company?
A good Pre-Tax Income depends on the Banks industry context. However, Pre-Tax Income should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pre-Tax Income mean?
A high Pre-Tax Income can signal that a stock is expensive relative to its fundamentals. Pre-Tax Income is the total earnings before taxes but after all operating and interest expenses. View historical data on USCB Financial Holdings and its competitors. USCB Financial Holdings's current Pre-Tax Income is $39.48 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is USCB Financial Holdings stock overvalued right now?
Based on GuruFocus' analysis, USCB Financial Holdings (USCB) is currently considered Fairly Valued. The stock's GF Value™ is $21.51, compared to a current price of $23.13 — trading 7.5% above its estimated fair value. The current Pre-Tax Income is $39.48 Mil. USCB Financial Holdings' overall GF Score™ is 63/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pre-Tax Income calculated?
Pre-Tax Income is calculated from a company's financial statements. For USCB Financial Holdings (USCB), the current Pre-Tax Income is $39.48 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is USCB Financial Holdings (USCB) Overvalued in 2026?
Based on GuruFocus' analysis, USCB Financial Holdings stock appears to be overvalued.
The current stock price of $23.13 is trading 7.5% above its estimated GF Value™ of $21.51.
GuruFocus considers USCB Financial Holdings to be Fairly Valued.
Key valuation signals for USCB:
Pre-Tax Income: $39.48 Mil
GF Value™: $21.51 vs. price of $23.13 (7.5% above fair value)
No single metric tells the full story. See the USCB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
USCB Financial Holdings Inc is a bank holding company. Through its banking subsidiary, it offers relationship-based banking products, services, and solutions to a diverse set of clients in the local markets it operates in and international clients with U.S. banking needs. The Group's products and services offerings mainly include traditional deposit products, including commercial and consumer checking accounts, money market deposit accounts, savings accounts, etc.; e-banking services; title insurance policies for real estate transactions; and a variety of lending products such as small business loans, commercial real estate loans, business credit cards, etc.; and others. Geographically, its primary banking market is South Florida.
63GF Score
Get the complete analysis for USCB
Pre-Tax Income is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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