USCB (USCB Financial Holdings) Shares Buyback Ratio %: 8.06 (As of Aug. 16, 2026)

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USCB USCB Financial Holdings Inc USCB
63 GF Score
Price $22.48
GF Value $21.07
Valuation Fairly Valued
! 7 Warning Signs
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What is USCB Financial Holdings Shares Buyback Ratio %?

USCB Financial Holdings USCB -0.71% 63 Shares Buyback Ratio % is 8.06 as of Aug. 16, 2026. GuruFocus rates USCB with a GF Score™ of 63/100 and a GF Value™ of $21.07 (Fairly Valued). The stock has 7 warning signs investors should review.

Shares Outstanding (EOP) are shares that have been authorized, issued, and purchased by investors and are held by them.

GuruFocus calculates shares buyback ratio using previous shares outstanding minus the current shares outstanding, and then divides by previous shares outstanding. USCB Financial Holdings's current shares buyback ratio was 8.06%.

USCB Financial Holdings Shares Buyback Ratio % Related Terms

USCB Financial Holdings Shares Buyback Ratio % Historical Data

* Premium members only.

The historical data trend for USCB Financial Holdings's Shares Buyback Ratio % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

USCB Financial Holdings Shares Buyback Ratio % Chart

USCB Financial Holdings Annual Data
Trend Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Shares Buyback Ratio %
Get a 7-Day Free Trial -6.52 -0.05 2.13 -1.79 8.97

USCB Financial Holdings Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Shares Buyback Ratio % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -0.15 9.82 -0.17 -0.66 -1.11
USCB
63GF Score
USCB Financial Holdings Inc USCB
Shares Buyback Ratio % is just one metric. See GF Score™, valuation, warning signs, and more.
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USCB Financial Holdings Shares Buyback Ratio % Calculation

USCB Financial Holdings's Shares Buyback Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Shares Buyback Ratio=(Shares Outstanding (EOP) (A: Dec. 2024 ) - Shares Outstanding (EOP) (A: Dec. 2025 )) / Shares Outstanding (EOP) (A: Dec. 2024 )
=(19.925 - 18.138) / 19.925
=8.97%

USCB Financial Holdings's Shares Buyback Ratio for the quarter that ended in Jun. 2026 is calculated as

Shares Buyback Ratio=(Shares Outstanding (EOP) (A: Mar. 2026 ) - Shares Outstanding (EOP) (A: Jun. 2026 )) / Shares Outstanding (EOP) (A: Mar. 2026 )
=(18.257 - 18.459) / 18.257
=-1.11%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Shares Buyback Ratio % →
What does a Shares Buyback Ratio % of 8.06 mean?
USCB Financial Holdings (USCB) has a Shares Buyback Ratio % of 8.06 as of Aug. 16, 2026. Share buyback ratio is the percent change of a company's shares outstanding from two periods. View historical data on USCB Financial Holdings and its competitors.
Is USCB Financial Holdings' Shares Buyback Ratio % too high?
USCB Financial Holdings' current Shares Buyback Ratio % is 8.06. Overall, USCB Financial Holdings has a GF Score™ of 63/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does USCB Financial Holdings' Shares Buyback Ratio % compare to FNLC and PCB?
USCB Financial Holdings' Shares Buyback Ratio % of 8.06 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Shares Buyback Ratio % for a Banks company?
A good Shares Buyback Ratio % depends on the Banks industry context. However, Shares Buyback Ratio % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Shares Buyback Ratio % mean?
A high Shares Buyback Ratio % can signal that a stock is expensive relative to its fundamentals. Share buyback ratio is the percent change of a company's shares outstanding from two periods. View historical data on USCB Financial Holdings and its competitors. USCB Financial Holdings's current Shares Buyback Ratio % is 8.06. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is USCB Financial Holdings stock overvalued right now?
Based on GuruFocus' analysis, USCB Financial Holdings (USCB) is currently considered Fairly Valued. The stock's GF Value™ is $21.07, compared to a current price of $22.48 — trading 6.7% above its estimated fair value. The current Shares Buyback Ratio % is 8.06. USCB Financial Holdings' overall GF Score™ is 63/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Shares Buyback Ratio % calculated?
Shares Buyback Ratio % is calculated from a company's financial statements. For USCB Financial Holdings (USCB), the current Shares Buyback Ratio % is 8.06 as of Aug. 16, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is USCB Financial Holdings (USCB) Overvalued in 2026?

Based on GuruFocus' analysis, USCB Financial Holdings stock appears to be overvalued. The current stock price of $22.48 is trading 6.7% above its estimated GF Value™ of $21.07. GuruFocus considers USCB Financial Holdings to be Fairly Valued.

Key valuation signals for USCB:

  • Shares Buyback Ratio %: 8.06
  • GF Value™: $21.07 vs. price of $22.48 (6.7% above fair value)
  • GF Score™: 63/100 with 7 warning signs

No single metric tells the full story. See the USCB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

USCB Financial Holdings Business Description

Address 2301 NW 87th Avenue, Doral, FL, USA, 33172
USCB Financial Holdings Inc is a bank holding company. Through its banking subsidiary, it offers relationship-based banking products, services, and solutions to a diverse set of clients in the local markets it operates in and international clients with U.S. banking needs. The Group's products and services offerings mainly include traditional deposit products, including commercial and consumer checking accounts, money market deposit accounts, savings accounts, etc.; e-banking services; title insurance policies for real estate transactions; and a variety of lending products such as small business loans, commercial real estate loans, business credit cards, etc.; and others. Geographically, its primary banking market is South Florida.
63GF Score

Get the complete analysis for USCB

Shares Buyback Ratio % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$22.48
Price
$21.07
GF Value