USCB (USCB Financial Holdings) ROC (Joel Greenblatt) %: % (As of Mar. 2026)


USCB USCB Financial Holdings Inc USCB
67 GF Score
Price $20.37
GF Value $19.90
Valuation Fairly Valued
! 5 Warning Signs
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What is USCB Financial Holdings ROC (Joel Greenblatt) %?

USCB Financial Holdings USCB -1.45% 67 ROC (Joel Greenblatt) % is % as of Mar. 2026. GuruFocus rates USCB with a GF Score™ of 67/100 and a GF Value™ of $19.90 (Fairly Valued). The stock has 5 warning signs investors should review. Among 47 Banks companies, USCB Financial Holdings ranks worse than 2127657.45% on this metric.

ROC (Joel Greenblatt) % does not apply to banks and insurance companies.

USCB
67GF Score
USCB Financial Holdings Inc USCB
ROC (Joel Greenblatt) % is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a ROC (Joel Greenblatt) % of % mean?
USCB Financial Holdings (USCB) has a ROC (Joel Greenblatt) % of % as of Mar. 2026. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on USCB Financial Holdings and its competitors. According to the industry distribution chart, USCB Financial Holdings ranks #999999 out of 47 companies in the Banks industry.
Is USCB Financial Holdings' ROC (Joel Greenblatt) % too high?
USCB Financial Holdings' current ROC (Joel Greenblatt) % is %. Based on the distribution chart, USCB Financial Holdings ranks #999999 out of 47 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, USCB Financial Holdings has a GF Score™ of 67/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does USCB Financial Holdings' ROC (Joel Greenblatt) % compare to MVBF and RVRF?
According to the Banks industry distribution chart, USCB Financial Holdings ranks #999999 out of 47 companies for ROC (Joel Greenblatt) %. This places USCB Financial Holdings in the lower half of its industry. The industry median ROC (Joel Greenblatt) % is 71.07. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC (Joel Greenblatt) % for a Banks company?
The median ROC (Joel Greenblatt) % among Banks companies is 71.07, based on 47 companies in the industry. Companies in the top quartile (top 25%) have a ROC (Joel Greenblatt) % significantly above this median, while those in the bottom quartile fall well below. However, ROC (Joel Greenblatt) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC (Joel Greenblatt) % mean?
A high ROC (Joel Greenblatt) % can signal that a stock is expensive relative to its fundamentals. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on USCB Financial Holdings and its competitors. For the Banks industry, the median ROC (Joel Greenblatt) % is 71.07 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. USCB Financial Holdings's current ROC (Joel Greenblatt) % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is USCB Financial Holdings stock overvalued right now?
Based on GuruFocus' analysis, USCB Financial Holdings (USCB) is currently considered Fairly Valued. The stock's GF Value™ is $19.90, compared to a current price of $20.37 — trading 2.4% above its estimated fair value. The current ROC (Joel Greenblatt) % is %. USCB Financial Holdings' overall GF Score™ is 67/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC (Joel Greenblatt) % calculated?
ROC (Joel Greenblatt) % is calculated from a company's financial statements. For USCB Financial Holdings (USCB), the current ROC (Joel Greenblatt) % is % as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is USCB Financial Holdings (USCB) Overvalued in 2026?

Based on GuruFocus' analysis, USCB Financial Holdings stock appears to be overvalued. The current stock price of $20.37 is trading 2.4% above its estimated GF Value™ of $19.90. GuruFocus considers USCB Financial Holdings to be Fairly Valued.

Key valuation signals for USCB:

  • ROC (Joel Greenblatt) %: %
  • GF Value™: $19.90 vs. price of $20.37 (2.4% above fair value)
  • GF Score™: 67/100 with 5 warning signs

No single metric tells the full story. See the USCB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

USCB Financial Holdings Business Description

Address 2301 NW 87th Avenue, Doral, FL, USA, 33172
USCB Financial Holdings Inc is a bank holding company. Through its banking subsidiary, it offers relationship-based banking products, services, and solutions to a diverse set of clients in the local markets it operates in and international clients with U.S. banking needs. The Group's products and services offerings mainly include traditional deposit products, including commercial and consumer checking accounts, money market deposit accounts, savings accounts, etc.; e-banking services; title insurance policies for real estate transactions; and a variety of lending products such as small business loans, commercial real estate loans, business credit cards, etc.; and others. Geographically, its primary banking market is South Florida.
67GF Score

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ROC (Joel Greenblatt) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$20.37
Price
$19.90
GF Value