AMM:THBK's PB Ratio is ranked better than 55.5% of 1519
companies
in the Banks industry
Industry Median: 1.09
vs AMM:THBK: 1.04
During the past 12 months, The Housing Bank for Trade & Finance's average Book Value Per Share Growth Rate was 5.60% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 5.90% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 5.30% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 3.60% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of The Housing Bank for Trade & Finance was 88.20% per year. The lowest was -45.00% per year. And the median was 3.30% per year.
Back to Basics: PB Ratio
The Housing Bank for Trade & Finance (AMM:THBK) PB Ratio Explanation
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
The Housing Bank for Trade & Finance PB Ratio Related Terms
The Housing Bank for Trade & Finance PB Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
The Housing Bank for Trade & Finance PB Ratio Chart
The Housing Bank for Trade & Finance PB Ratio Competitor Comparison
For the Banks - Regional subindustry, The Housing Bank for Trade & Finance's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
The Housing Bank for Trade & Finance PB Ratio vs Banks Industry
The Housing Bank for Trade & Finance PB Ratio Calculation
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
The Housing Bank for Trade & Finance (AMM:THBK) has a PB Ratio of 1.04 as of Jun. 29, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on The Housing Bank for Trade & Finance and its competitors. This is near median its historical median of 1.05. Over the past decade, The Housing Bank for Trade & Finance's PB Ratio has ranged from 0.76 to 2.76. According to the industry distribution chart, The Housing Bank for Trade & Finance ranks #676 out of 1519 companies in the Banks industry, placing it in the top 44.5%.
Is The Housing Bank for Trade & Finance's PB Ratio too high?
The Housing Bank for Trade & Finance's current PB Ratio of 1.04 is near median its 10-year median of 1.05. Over the past 10 years, this metric has ranged from a low of 0.76 to a high of 2.76. The Banks industry median PB Ratio is 1.09. The Housing Bank for Trade & Finance's value of 1.04 is 4.6% below this industry median. Based on the distribution chart, The Housing Bank for Trade & Finance ranks #676 out of 1519 companies in the Banks industry, which is above the industry midpoint. Overall, The Housing Bank for Trade & Finance has a GF Score™ of 76/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does The Housing Bank for Trade & Finance's PB Ratio compare to competitors?
According to the Banks industry distribution chart, The Housing Bank for Trade & Finance ranks #676 out of 1519 companies for PB Ratio. This puts The Housing Bank for Trade & Finance in the upper half of its industry. The industry median PB Ratio is 1.09. The Housing Bank for Trade & Finance's value of 1.04 is 4.6% below this benchmark. Historically, The Housing Bank for Trade & Finance's own PB Ratio has ranged from 0.76 to 2.76 over the past decade. While the company's 10-year median is 1.05 vs. the industry median of 1.09, The Housing Bank for Trade & Finance has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Banks company?
The median PB Ratio among Banks companies is 1.09, based on 1,519 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. The Housing Bank for Trade & Finance's current PB Ratio of 1.04 is 4.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on The Housing Bank for Trade & Finance and its competitors. For the Banks industry, the median PB Ratio is 1.09 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. The Housing Bank for Trade & Finance's current PB Ratio is 1.04, which is near median its own 10-year median of 1.05. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is The Housing Bank for Trade & Finance stock overvalued right now?
Based on GuruFocus' analysis, The Housing Bank for Trade & Finance (AMM:THBK) is currently considered Modestly Overvalued. The stock's GF Value™ is JOD3.89, compared to a current price of JOD4.86 — trading 24.9% above its estimated fair value. The current PB Ratio is 1.04, which is near median its 10-year median of 1.05 and 4.6% below the Banks industry median of 1.09. The Housing Bank for Trade & Finance's overall GF Score™ is 76/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For The Housing Bank for Trade & Finance (AMM:THBK), the current PB Ratio is 1.04 as of Jun. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is The Housing Bank for Trade & Finance (AMM:THBK) Overvalued in 2026?
Based on GuruFocus' analysis, The Housing Bank for Trade & Finance stock appears to be overvalued.
The current stock price of JOD4.86 is trading 24.9% above its estimated GF Value™ of JOD3.89.
GuruFocus considers The Housing Bank for Trade & Finance to be Modestly Overvalued.
Key valuation signals for AMM:THBK:
PB Ratio: 1.04 (near median its 10-year median of 1.05)
GF Value™: JOD3.89 vs. price of JOD4.86 (24.9% above fair value)
Industry Position: 4.6% below the Banks median (#676 of 1519)
No single metric tells the full story. See the AMM:THBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
The Housing Bank for Trade & Finance Business Description
The Housing Bank for Trade & Finance is a commercial banking setup based in Jordan. Its operating segments include Retail Banking, Corporate, Corporate Finance, Treasury, and Others. The Retail Banking segment, which generates maximum revenue, includes accepting deposits from individual customers and small businesses and granting loans, credit cards, and other services. Its Corporate segment includes following up on deposits, credit facilities, and other banking services for institutional and corporate clients; the Corporate Finance segment relates to arranging structured finance and providing services relating to privatizations, IPOs, mergers, and acquisitions; and the Treasury segment provides trading and treasury services and management of the bank's funds in money and capital markets.
76GF Score
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