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Classic Leasing & FinanceBOM:540481 39 PB Ratio is 9.58 as of Jul. 17, 2026, which is 1231% above its 10-year median of 0.72. GuruFocus rates BOM:540481 with a GF Score™ of 39/100 and a GF Value™ of ₹19.48 (Significantly Overvalued). The stock has 9 warning signs investors should review. Among 525 Credit Services companies, Classic Leasing & Finance ranks worse than 96.57% on this metric.
Classic Leasing & Finance Ltd stock PB Ratio (=9.28) is close to 10-year high of 9.3.
The historical rank and industry rank for Classic Leasing & Finance's PB Ratio or its related term are showing as below:
BOM:540481'
s PB Ratio Range Over the Past 10 Years
Min: 0.25 Med: 0.72 Max: 9.66
Current: 9.58
During the past 13 years, Classic Leasing & Finance's highest PB Ratio was 9.66. The lowest was 0.25. And the median was 0.72.
BOM:540481's PB Ratio is ranked worse than 96.57% of 525
companies
in the Credit Services industry
Industry Median: 1.06
vs BOM:540481: 9.58
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Classic Leasing & Finance was 4.90% per year. The lowest was -1.20% per year. And the median was -0.20% per year.
Back to Basics: PB Ratio
Classic Leasing & Finance (BOM:540481) PB Ratio Explanation
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Classic Leasing & Finance PB Ratio Related Terms
Classic Leasing & Finance PB Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Classic Leasing & Finance's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Classic Leasing & Finance PB Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Classic Leasing & Finance's PB Ratio distribution charts can be found below:
* The bar in red indicates where Classic Leasing & Finance's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Classic Leasing & Finance (BOM:540481) has a PB Ratio of 9.58 as of Jul. 17, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Classic Leasing & Finance and its competitors. This is 1231% above median its historical median of 0.72. Over the past decade, Classic Leasing & Finance's PB Ratio has ranged from 0.25 to 9.66. According to the industry distribution chart, Classic Leasing & Finance ranks #507 out of 525 companies in the Credit Services industry, placing it in the top 96.6%.
Is Classic Leasing & Finance's PB Ratio too high?
Classic Leasing & Finance's current PB Ratio of 9.58 is 1231% above median its 10-year median of 0.72. Over the past 10 years, this metric has ranged from a low of 0.25 to a high of 9.66. The Credit Services industry median PB Ratio is 1.06. Classic Leasing & Finance's value of 9.58 is 803.8% above this industry median. Based on the distribution chart, Classic Leasing & Finance ranks #507 out of 525 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Classic Leasing & Finance has a GF Score™ of 39/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Classic Leasing & Finance's PB Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Classic Leasing & Finance ranks #507 out of 525 companies for PB Ratio. This places Classic Leasing & Finance in the lower half of its industry. The industry median PB Ratio is 1.06. Classic Leasing & Finance's value of 9.58 is 803.8% above this benchmark. Historically, Classic Leasing & Finance's own PB Ratio has ranged from 0.25 to 9.66 over the past decade. While the company's 10-year median is 0.72 vs. the industry median of 1.06, Classic Leasing & Finance has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Credit Services company?
The median PB Ratio among Credit Services companies is 1.06, based on 525 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Classic Leasing & Finance's current PB Ratio of 9.58 is 803.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Classic Leasing & Finance and its competitors. For the Credit Services industry, the median PB Ratio is 1.06 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Classic Leasing & Finance's current PB Ratio is 9.58, which is 1231% above median its own 10-year median of 0.72. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Classic Leasing & Finance stock overvalued right now?
Based on GuruFocus' analysis, Classic Leasing & Finance (BOM:540481) is currently considered Significantly Overvalued. The stock's GF Value™ is ₹19.48, compared to a current price of ₹59.20 — trading 203.9% above its estimated fair value. The current PB Ratio is 9.58, which is 1231% above median its 10-year median of 0.72 and 803.8% above the Credit Services industry median of 1.06. Classic Leasing & Finance's overall GF Score™ is 39/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Classic Leasing & Finance (BOM:540481), the current PB Ratio is 9.58 as of Jul. 17, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Classic Leasing & Finance (BOM:540481) Overvalued in 2026?
Based on GuruFocus' analysis, Classic Leasing & Finance stock appears to be overvalued.
The current stock price of ₹59.20 is trading 203.9% above its estimated GF Value™ of ₹19.48.
GuruFocus considers Classic Leasing & Finance to be Significantly Overvalued.
Key valuation signals for BOM:540481:
PB Ratio: 9.58 (1231% above median its 10-year median of 0.72)
GF Value™: ₹19.48 vs. price of ₹59.20 (203.9% above fair value)
Industry Position: 803.8% above the Credit Services median (#507 of 525)
No single metric tells the full story. See the BOM:540481 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Classic Leasing & Finance Ltd provides credit solutions for situations like initial funding requirements, mezzanine financing, acquisition financing, short-term and long-term working capital requirements, etc. Its portfolio of custom-made credit solutions includes project funding, acquisition financing, corporate loans, and structured debt financing.
39GF Score
Get the complete analysis for BOM:540481
PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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