Hansard GlobalHNRDF 43 PB Ratio is 4.04 as of Jul. 01, 2026, which is 37% above its 10-year median of 2.95. GuruFocus rates HNRDF with a GF Score™ of 43/100 and a GF Value™ of $1.10. The stock has 8 warning signs investors should review. Among 501 Insurance companies, Hansard Global ranks worse than 90.42% on this metric.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-07-01), Hansard Global's share price is $0.61. Hansard Global's Book Value per Share for the quarter that ended in Dec. 2025 was $0.15. Hence, Hansard Global's PB Ratio of today is 4.04.
Warning Sign:
Hansard Global PLC stock PB Ratio (=4.54) is close to 5-year high of 4.55.
The historical rank and industry rank for Hansard Global's PB Ratio or its related term are showing as below:
HNRDF'
s PB Ratio Range Over the Past 10 Years
Min: 1.46 Med: 2.95 Max: 5.43
Current: 4.54
During the past 13 years, Hansard Global's highest PB Ratio was 5.43. The lowest was 1.46. And the median was 2.95.
HNRDF's PB Ratio is ranked worse than 90.42% of 501
companies
in the Insurance industry
Industry Median: 1.37
vs HNRDF: 4.54
During the past 3 years, the average Book Value Per Share Growth Rate was -9.10% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was -7.40% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was -7.30% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Hansard Global was 68.30% per year. The lowest was -11.10% per year. And the median was -5.30% per year.
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Hansard Global PB Ratio Related Terms
Hansard Global PB Ratio Historical Data
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The historical data trend for Hansard Global's PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Life subindustry, Hansard Global's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Hansard Global PB Ratio vs Insurance Industry
For the Insurance industry and Financial Services sector, Hansard Global's PB Ratio distribution charts can be found below:
* The bar in red indicates where Hansard Global's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
Hansard Global's PB Ratio for today is calculated as follows:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Hansard Global (HNRDF) has a PB Ratio of 4.04 as of Jul. 01, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Hansard Global and its competitors. This is 37% above median its historical median of 2.95. Over the past decade, Hansard Global's PB Ratio has ranged from 1.46 to 5.43. According to the industry distribution chart, Hansard Global ranks #453 out of 501 companies in the Insurance industry, placing it in the top 90.4%.
Is Hansard Global's PB Ratio too high?
Hansard Global's current PB Ratio of 4.04 is 37% above median its 10-year median of 2.95. Over the past 10 years, this metric has ranged from a low of 1.46 to a high of 5.43. The Insurance industry median PB Ratio is 1.37. Hansard Global's value of 4.04 is 194.9% above this industry median. Based on the distribution chart, Hansard Global ranks #453 out of 501 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Hansard Global has a GF Score™ of 43/100, reflecting its overall financial health beyond just this single metric.
How does Hansard Global's PB Ratio compare to AFL and MET?
According to the Insurance industry distribution chart, Hansard Global ranks #453 out of 501 companies for PB Ratio. This places Hansard Global in the lower half of its industry. The industry median PB Ratio is 1.37. Hansard Global's value of 4.04 is 194.9% above this benchmark. Historically, Hansard Global's own PB Ratio has ranged from 1.46 to 5.43 over the past decade. While the company's 10-year median is 2.95 vs. the industry median of 1.37, Hansard Global has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for an Insurance company?
The median PB Ratio among Insurance companies is 1.37, based on 501 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Hansard Global's current PB Ratio of 4.04 is 194.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Hansard Global and its competitors. For the Insurance industry, the median PB Ratio is 1.37 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Hansard Global's current PB Ratio is 4.04, which is 37% above median its own 10-year median of 2.95. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hansard Global stock overvalued right now?
Hansard Global (HNRDF) has a current PB Ratio of 4.04. The stock's GF Value™ is $1.10, compared to a current price of $0.61 — trading 44.5% below its estimated fair value. The current PB Ratio is 4.04, which is 37% above median its 10-year median of 2.95 and 194.9% above the Insurance industry median of 1.37. Hansard Global's overall GF Score™ is 43/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Hansard Global (HNRDF), the current PB Ratio is 4.04 as of Jul. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Hansard Global (HNRDF) Overvalued in 2026?
Based on GuruFocus' analysis, Hansard Global stock appears to be undervalued.
The current stock price of $0.61 is trading 44.5% below its estimated GF Value™ of $1.10.
Key valuation signals for HNRDF:
PB Ratio: 4.04 (37% above median its 10-year median of 2.95)
GF Value™: $1.10 vs. price of $0.61 (44.5% below fair value)
Industry Position: 194.9% above the Insurance median (#453 of 501)
No single metric tells the full story. See the HNRDF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Hansard Global PLC is a holding company. Its activities include the transaction of life assurance business and related activities. It operates in a single segment, being the distribution and servicing of long-term investment products. Geographically, it derives a majority of revenue from the Isle of Man and also has a presence in the Republic of Ireland and the Bahamas. It focuses on helping financial advisors and institutions to provide their clients with savings and investment products in secure life assurance wrappers to meet long-term savings and investment objectives.
43GF Score
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