PT Asuransi Bina Dana Arta TbkISX:ABDA 63 PB Ratio is 1.16 as of Jul. 03, 2026, which is 58% below its 10-year median of 2.79. GuruFocus rates ISX:ABDA with a GF Score™ of 63/100 and a GF Value™ of Rp5,009.40 (Significantly Undervalued). The stock has 1 warning sign investors should review. Among 500 Insurance companies, PT Asuransi Bina Dana Arta Tbk ranks better than 61.6% on this metric.
The historical rank and industry rank for PT Asuransi Bina Dana Arta Tbk's PB Ratio or its related term are showing as below:
ISX:ABDA'
s PB Ratio Range Over the Past 10 Years
Min: 0.78 Med: 2.79 Max: 3.75
Current: 1.16
During the past 13 years, PT Asuransi Bina Dana Arta Tbk's highest PB Ratio was 3.75. The lowest was 0.78. And the median was 2.79.
ISX:ABDA's PB Ratio is ranked better than 61.6% of 500
companies
in the Insurance industry
Industry Median: 1.405
vs ISX:ABDA: 1.16
During the past 12 months, PT Asuransi Bina Dana Arta Tbk's average Book Value Per Share Growth Rate was 12.60% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 5.70% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 4.40% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 3.50% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of PT Asuransi Bina Dana Arta Tbk was 42.10% per year. The lowest was 0.30% per year. And the median was 6.00% per year.
Back to Basics: PB Ratio
PT Asuransi Bina Dana Arta Tbk (ISX:ABDA) PB Ratio Explanation
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
PT Asuransi Bina Dana Arta Tbk PB Ratio Related Terms
PT Asuransi Bina Dana Arta Tbk PB Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Property & Casualty subindustry, PT Asuransi Bina Dana Arta Tbk's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PT Asuransi Bina Dana Arta Tbk PB Ratio vs Insurance Industry
For the Insurance industry and Financial Services sector, PT Asuransi Bina Dana Arta Tbk's PB Ratio distribution charts can be found below:
* The bar in red indicates where PT Asuransi Bina Dana Arta Tbk's PB Ratio falls into.
PT Asuransi Bina Dana Arta Tbk PB Ratio Calculation
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
PT Asuransi Bina Dana Arta Tbk (ISX:ABDA) has a PB Ratio of 1.16 as of Jul. 03, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on PT Asuransi Bina Dana Arta Tbk and its competitors. This is 58% below median its historical median of 2.79. Over the past decade, PT Asuransi Bina Dana Arta Tbk's PB Ratio has ranged from 0.78 to 3.75. According to the industry distribution chart, PT Asuransi Bina Dana Arta Tbk ranks #192 out of 500 companies in the Insurance industry, placing it in the top 38.4%.
Is PT Asuransi Bina Dana Arta Tbk's PB Ratio too high?
PT Asuransi Bina Dana Arta Tbk's current PB Ratio of 1.16 is 58% below median its 10-year median of 2.79. Over the past 10 years, this metric has ranged from a low of 0.78 to a high of 3.75. The Insurance industry median PB Ratio is 1.41. PT Asuransi Bina Dana Arta Tbk's value of 1.16 is 17.4% below this industry median. Based on the distribution chart, PT Asuransi Bina Dana Arta Tbk ranks #192 out of 500 companies in the Insurance industry, which is above the industry midpoint. Overall, PT Asuransi Bina Dana Arta Tbk has a GF Score™ of 63/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT Asuransi Bina Dana Arta Tbk's PB Ratio compare to CB and PGR?
According to the Insurance industry distribution chart, PT Asuransi Bina Dana Arta Tbk ranks #192 out of 500 companies for PB Ratio. This puts PT Asuransi Bina Dana Arta Tbk in the upper half of its industry. The industry median PB Ratio is 1.41. PT Asuransi Bina Dana Arta Tbk's value of 1.16 is 17.4% below this benchmark. Historically, PT Asuransi Bina Dana Arta Tbk's own PB Ratio has ranged from 0.78 to 3.75 over the past decade. While the company's 10-year median is 2.79 vs. the industry median of 1.41, PT Asuransi Bina Dana Arta Tbk has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for an Insurance company?
The median PB Ratio among Insurance companies is 1.41, based on 500 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT Asuransi Bina Dana Arta Tbk's current PB Ratio of 1.16 is 17.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on PT Asuransi Bina Dana Arta Tbk and its competitors. For the Insurance industry, the median PB Ratio is 1.41 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Asuransi Bina Dana Arta Tbk's current PB Ratio is 1.16, which is 58% below median its own 10-year median of 2.79. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Asuransi Bina Dana Arta Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Asuransi Bina Dana Arta Tbk (ISX:ABDA) is currently considered Significantly Undervalued. The stock's GF Value™ is Rp5,009.40, compared to a current price of Rp3,310.00 — trading 33.9% below its estimated fair value. The current PB Ratio is 1.16, which is 58% below median its 10-year median of 2.79 and 17.4% below the Insurance industry median of 1.41. PT Asuransi Bina Dana Arta Tbk's overall GF Score™ is 63/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For PT Asuransi Bina Dana Arta Tbk (ISX:ABDA), the current PB Ratio is 1.16 as of Jul. 03, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PT Asuransi Bina Dana Arta Tbk (ISX:ABDA) Overvalued in 2026?
Based on GuruFocus' analysis, PT Asuransi Bina Dana Arta Tbk stock appears to be undervalued.
The current stock price of Rp3,310.00 is trading 33.9% below its estimated GF Value™ of Rp5,009.40.
GuruFocus considers PT Asuransi Bina Dana Arta Tbk to be Significantly Undervalued.
Key valuation signals for ISX:ABDA:
PB Ratio: 1.16 (58% below median its 10-year median of 2.79)
GF Value™: Rp5,009.40 vs. price of Rp3,310.00 (33.9% below fair value)
Industry Position: 17.4% below the Insurance median (#192 of 500)
No single metric tells the full story. See the ISX:ABDA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PT Asuransi Bina Dana Arta Tbk Business Description
PT Asuransi Bina Dana Arta Tbk is an Indonesian-based insurance service provider. It provides insurance services protection against any losses, such as fire, vehicles, engineering, liability, transportation, heavy equipment and machinery, health protection, and others. The company generates the majority of the premium revenue from the Motor vehicle insurance services it provides. Geographically, the group operations in Indonesia are carried out in Sumatra and Batam, Kalimantan, Jawa, Sulawesi, Bali, and Greater Jakarta, of which key revenue is derived from Greater Jakarta.
63GF Score
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