Muscat Insurance CoOGMUS:MCTI 27 PB Ratio is 0.33 as of Jul. 05, 2026, which is 3% above its 10-year median of 0.32. GuruFocus rates MUS:MCTI with a GF Score™ of 27/100 and a GF Value™ of ر.ع0.40 (Significantly Overvalued). The stock has 1 warning sign investors should review. Among 500 Insurance companies, Muscat Insurance CoOG ranks better than 96.2% on this metric.
Muscat Insurance Co SAOG stock PB Ratio (=0.33) is close to 1-year low of 0.32.
The historical rank and industry rank for Muscat Insurance CoOG's PB Ratio or its related term are showing as below:
MUS:MCTI'
s PB Ratio Range Over the Past 10 Years
Min: 0.19 Med: 0.32 Max: 0.6
Current: 0.33
During the past 13 years, Muscat Insurance CoOG's highest PB Ratio was 0.60. The lowest was 0.19. And the median was 0.32.
MUS:MCTI's PB Ratio is ranked better than 96.2% of 500
companies
in the Insurance industry
Industry Median: 1.41
vs MUS:MCTI: 0.33
During the past 12 months, Muscat Insurance CoOG's average Book Value Per Share Growth Rate was 6.60% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 1.40% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 1.90% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 1.60% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Muscat Insurance CoOG was 15.30% per year. The lowest was -0.90% per year. And the median was 1.90% per year.
Back to Basics: PB Ratio
Muscat Insurance CoOG (MUS:MCTI) PB Ratio Explanation
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Property & Casualty subindustry, Muscat Insurance CoOG's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Muscat Insurance CoOG PB Ratio vs Insurance Industry
For the Insurance industry and Financial Services sector, Muscat Insurance CoOG's PB Ratio distribution charts can be found below:
* The bar in red indicates where Muscat Insurance CoOG's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Muscat Insurance CoOG (MUS:MCTI) has a PB Ratio of 0.33 as of Jul. 05, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Muscat Insurance CoOG and its competitors. This is near median its historical median of 0.32. Over the past decade, Muscat Insurance CoOG's PB Ratio has ranged from 0.19 to 0.60. According to the industry distribution chart, Muscat Insurance CoOG ranks #19 out of 500 companies in the Insurance industry, placing it in the top 3.8%.
Is Muscat Insurance CoOG's PB Ratio too high?
Muscat Insurance CoOG's current PB Ratio of 0.33 is near median its 10-year median of 0.32. Over the past 10 years, this metric has ranged from a low of 0.19 to a high of 0.60. The Insurance industry median PB Ratio is 1.41. Muscat Insurance CoOG's value of 0.33 is 76.6% below this industry median. Based on the distribution chart, Muscat Insurance CoOG ranks #19 out of 500 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Muscat Insurance CoOG has a GF Score™ of 27/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Muscat Insurance CoOG's PB Ratio compare to CB and PGR?
According to the Insurance industry distribution chart, Muscat Insurance CoOG ranks #19 out of 500 companies for PB Ratio. This places Muscat Insurance CoOG in the top 4% of its industry — outperforming the majority of peers. The industry median PB Ratio is 1.41. Muscat Insurance CoOG's value of 0.33 is 76.6% below this benchmark. Historically, Muscat Insurance CoOG's own PB Ratio has ranged from 0.19 to 0.60 over the past decade. While the company's 10-year median is 0.32 vs. the industry median of 1.41, Muscat Insurance CoOG has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for an Insurance company?
The median PB Ratio among Insurance companies is 1.41, based on 500 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Muscat Insurance CoOG's current PB Ratio of 0.33 is 76.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Muscat Insurance CoOG and its competitors. For the Insurance industry, the median PB Ratio is 1.41 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Muscat Insurance CoOG's current PB Ratio is 0.33, which is near median its own 10-year median of 0.32. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Muscat Insurance CoOG stock overvalued right now?
Based on GuruFocus' analysis, Muscat Insurance CoOG (MUS:MCTI) is currently considered Significantly Overvalued. The stock's GF Value™ is ر.ع0.40, compared to a current price of ر.ع0.57 — trading 42.5% above its estimated fair value. The current PB Ratio is 0.33, which is near median its 10-year median of 0.32 and 76.6% below the Insurance industry median of 1.41. Muscat Insurance CoOG's overall GF Score™ is 27/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Muscat Insurance CoOG (MUS:MCTI), the current PB Ratio is 0.33 as of Jul. 05, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Muscat Insurance CoOG (MUS:MCTI) Overvalued in 2026?
Based on GuruFocus' analysis, Muscat Insurance CoOG stock appears to be overvalued.
The current stock price of ر.ع0.57 is trading 42.5% above its estimated GF Value™ of ر.ع0.40.
GuruFocus considers Muscat Insurance CoOG to be Significantly Overvalued.
Key valuation signals for MUS:MCTI:
PB Ratio: 0.33 (near median its 10-year median of 0.32)
GF Value™: ر.ع0.40 vs. price of ر.ع0.57 (42.5% above fair value)
Industry Position: 76.6% below the Insurance median (#19 of 500)
No single metric tells the full story. See the MUS:MCTI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Muscat Insurance Co SAOG provides a wide range of insurance products and services to corporate, SME, and individual customers. It offers life, health, and all classes of general insurance products, including travel insurance, individual motor insurance, householders insurance, loan insurance, personal accident insurance, property insurance, marine cargo insurance, etc. The company has two reportable segments: General and Life insurance business. The majority of its revenue is generated from the General and Medical insurance business, which includes insurance of motor, fire, marine, engineering, workmen's compensation, general accident, and medical. The Life insurance business relates to the insurance of the life and medical of an individual or company, and the credit life policies.
27GF Score
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