Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Finbud Financial ServicesNSE:FINBUD +3.39%18 PB Ratio is 2.06 as of Jul. 15, 2026, which is 61% below its 10-year median of 5.27. GuruFocus rates NSE:FINBUD with a GF Score™ of 18/100. The stock has 2 warning signs investors should review. Among 525 Credit Services companies, Finbud Financial Services ranks worse than 76% on this metric.
The historical rank and industry rank for Finbud Financial Services's PB Ratio or its related term are showing as below:
NSE:FINBUD'
s PB Ratio Range Over the Past 10 Years
Min: 1.5 Med: 5.27 Max: 8.44
Current: 2.07
During the past 4 years, Finbud Financial Services's highest PB Ratio was 8.44. The lowest was 1.50. And the median was 5.27.
NSE:FINBUD's PB Ratio is ranked worse than 76% of 525
companies
in the Credit Services industry
Industry Median: 1.05
vs NSE:FINBUD: 2.07
During the past 12 months, Finbud Financial Services's average Book Value Per Share Growth Rate was 220.80% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 166.00% per year.
During the past 4 years, the highest 3-Year average Book Value Per Share Growth Rate of Finbud Financial Services was 166.00% per year. The lowest was 166.00% per year. And the median was 166.00% per year.
Back to Basics: PB Ratio
Finbud Financial Services (NSE:FINBUD) PB Ratio Explanation
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Finbud Financial Services PB Ratio Related Terms
Finbud Financial Services PB Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Finbud Financial Services PB Ratio Chart
Finbud Financial Services Annual Data
Trend
Mar23
Mar24
Mar25
Mar26
PB Ratio
0.00
0.00
0.00
1.31
Finbud Financial Services Semi-Annual Data
Mar23
Mar24
Mar25
Mar26
PB Ratio
0.00
0.00
0.00
1.31
NSE:FINBUD vs V, MA, AXP: PB Ratio Comparison
For the Credit Services subindustry, Finbud Financial Services's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Finbud Financial Services PB Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Finbud Financial Services's PB Ratio distribution charts can be found below:
* The bar in red indicates where Finbud Financial Services's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Finbud Financial Services (NSE:FINBUD) has a PB Ratio of 2.06 as of Jul. 15, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Finbud Financial Services and its competitors. This is 61% below median its historical median of 5.27. Over the past decade, Finbud Financial Services' PB Ratio has ranged from 1.50 to 8.44. According to the industry distribution chart, Finbud Financial Services ranks #399 out of 525 companies in the Credit Services industry, placing it in the top 76%.
Is Finbud Financial Services' PB Ratio too high?
Finbud Financial Services' current PB Ratio of 2.06 is 61% below median its 10-year median of 5.27. Over the past 10 years, this metric has ranged from a low of 1.50 to a high of 8.44. The Credit Services industry median PB Ratio is 1.05. Finbud Financial Services' value of 2.06 is 96.2% above this industry median. Based on the distribution chart, Finbud Financial Services ranks #399 out of 525 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Finbud Financial Services has a GF Score™ of 18/100, reflecting its overall financial health beyond just this single metric.
How does Finbud Financial Services' PB Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Finbud Financial Services ranks #399 out of 525 companies for PB Ratio. This places Finbud Financial Services in the lower half of its industry. The industry median PB Ratio is 1.05. Finbud Financial Services' value of 2.06 is 96.2% above this benchmark. Historically, Finbud Financial Services' own PB Ratio has ranged from 1.50 to 8.44 over the past decade. While the company's 10-year median is 5.27 vs. the industry median of 1.05, Finbud Financial Services has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Credit Services company?
The median PB Ratio among Credit Services companies is 1.05, based on 525 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Finbud Financial Services's current PB Ratio of 2.06 is 96.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Finbud Financial Services and its competitors. For the Credit Services industry, the median PB Ratio is 1.05 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Finbud Financial Services's current PB Ratio is 2.06, which is 61% below median its own 10-year median of 5.27. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Finbud Financial Services stock overvalued right now?
Finbud Financial Services (NSE:FINBUD) has a current PB Ratio of 2.06. The current PB Ratio is 2.06, which is 61% below median its 10-year median of 5.27 and 96.2% above the Credit Services industry median of 1.05. Finbud Financial Services' overall GF Score™ is 18/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Finbud Financial Services (NSE:FINBUD), the current PB Ratio is 2.06 as of Jul. 15, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Finbud Financial Services Ltd is engaged in the business of financial advisory, brokerage, and consultancy services, operating as a retail loan aggregation platform in India that helps people obtain personal, business, and home loans from banks and non-banking financial companies. The company acquires customers through a hybrid strategy using digital marketing and a wide network of external agents, and earns a commission from lenders upon loan disbursement. Its hybrid business model includes conventional lending through the Agent channel and digital lending through the Digital Channel, supported by partnerships with a wide network of lenders to offer tailored loan solutions that meet diverse customer needs.
18GF Score
Get the complete analysis for NSE:FINBUD
PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
NSE:FINBUD has been successfully added to your 
