Evergreen Max Cash Capital Bhd stock PB Ratio (=1.36) is close to 3-year low of 1.28.
The historical rank and industry rank for Evergreen Max Cash Capital Bhd's PB Ratio or its related term are showing as below:
XKLS:0286'
s PB Ratio Range Over the Past 10 Years
Min: 1.28 Med: 1.72 Max: 2.83
Current: 1.36
During the past 7 years, Evergreen Max Cash Capital Bhd's highest PB Ratio was 2.83. The lowest was 1.28. And the median was 1.72.
XKLS:0286's PB Ratio is ranked worse than 58.73% of 521
companies
in the Credit Services industry
Industry Median: 1.05
vs XKLS:0286: 1.36
During the past 12 months, Evergreen Max Cash Capital Bhd's average Book Value Per Share Growth Rate was 12.30% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 23.90% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 28.20% per year.
During the past 7 years, the highest 3-Year average Book Value Per Share Growth Rate of Evergreen Max Cash Capital Bhd was 38.20% per year. The lowest was 23.90% per year. And the median was 28.85% per year.
Back to Basics: PB Ratio
Evergreen Max Cash Capital Bhd (XKLS:0286) PB Ratio Explanation
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Evergreen Max Cash Capital Bhd PB Ratio Related Terms
Evergreen Max Cash Capital Bhd PB Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Evergreen Max Cash Capital Bhd's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Evergreen Max Cash Capital Bhd PB Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Evergreen Max Cash Capital Bhd's PB Ratio distribution charts can be found below:
* The bar in red indicates where Evergreen Max Cash Capital Bhd's PB Ratio falls into.
Evergreen Max Cash Capital Bhd PB Ratio Calculation
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Evergreen Max Cash Capital Bhd (XKLS:0286) has a PB Ratio of 1.36 as of Jul. 05, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Evergreen Max Cash Capital Bhd and its competitors. This is 21% below median its historical median of 1.72. Over the past decade, Evergreen Max Cash Capital Bhd's PB Ratio has ranged from 1.28 to 2.83. According to the industry distribution chart, Evergreen Max Cash Capital Bhd ranks #306 out of 521 companies in the Credit Services industry, placing it in the top 58.7%.
Is Evergreen Max Cash Capital Bhd's PB Ratio too high?
Evergreen Max Cash Capital Bhd's current PB Ratio of 1.36 is 21% below median its 10-year median of 1.72. Over the past 10 years, this metric has ranged from a low of 1.28 to a high of 2.83. The Credit Services industry median PB Ratio is 1.05. Evergreen Max Cash Capital Bhd's value of 1.36 is 29.5% above this industry median. Based on the distribution chart, Evergreen Max Cash Capital Bhd ranks #306 out of 521 companies in the Credit Services industry, which is below the industry midpoint. Overall, Evergreen Max Cash Capital Bhd has a GF Score™ of 41/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Evergreen Max Cash Capital Bhd's PB Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Evergreen Max Cash Capital Bhd ranks #306 out of 521 companies for PB Ratio. This places Evergreen Max Cash Capital Bhd in the lower half of its industry. The industry median PB Ratio is 1.05. Evergreen Max Cash Capital Bhd's value of 1.36 is 29.5% above this benchmark. Historically, Evergreen Max Cash Capital Bhd's own PB Ratio has ranged from 1.28 to 2.83 over the past decade. While the company's 10-year median is 1.72 vs. the industry median of 1.05, Evergreen Max Cash Capital Bhd has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Credit Services company?
The median PB Ratio among Credit Services companies is 1.05, based on 521 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Evergreen Max Cash Capital Bhd's current PB Ratio of 1.36 is 29.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Evergreen Max Cash Capital Bhd and its competitors. For the Credit Services industry, the median PB Ratio is 1.05 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Evergreen Max Cash Capital Bhd's current PB Ratio is 1.36, which is 21% below median its own 10-year median of 1.72. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Evergreen Max Cash Capital Bhd stock overvalued right now?
Based on GuruFocus' analysis, Evergreen Max Cash Capital Bhd (XKLS:0286) is currently considered Possible Value Trap. The stock's GF Value™ is RM0.76, compared to a current price of RM0.34 — trading 55.9% below its estimated fair value. The current PB Ratio is 1.36, which is 21% below median its 10-year median of 1.72 and 29.5% above the Credit Services industry median of 1.05. Evergreen Max Cash Capital Bhd's overall GF Score™ is 41/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Evergreen Max Cash Capital Bhd (XKLS:0286), the current PB Ratio is 1.36 as of Jul. 05, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Evergreen Max Cash Capital Bhd (XKLS:0286) Overvalued in 2026?
Based on GuruFocus' analysis, Evergreen Max Cash Capital Bhd stock appears to be undervalued.
The current stock price of RM0.34 is trading 55.9% below its estimated GF Value™ of RM0.76.
GuruFocus considers Evergreen Max Cash Capital Bhd to be Possible Value Trap.
Key valuation signals for XKLS:0286:
PB Ratio: 1.36 (21% below median its 10-year median of 1.72)
GF Value™: RM0.76 vs. price of RM0.34 (55.9% below fair value)
Industry Position: 29.5% above the Credit Services median (#306 of 521)
No single metric tells the full story. See the XKLS:0286 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Evergreen Max Cash Capital Bhd Business Description
Evergreen Max Cash Capital Bhd is principally engaged in the business of investment holding and the provision of management services. The company has four operating segment Pawnbroking services; Tawarruq products; Retail and trading of jewellery, gold and luxury products; and others. The company generates majority of revenue from Retail and trading of jewellery, gold and luxury products which includes Retail sale of new and pre-owned jewellery, gold and luxury products; Sale of scrap gold acquired from unredeemed and bid pledges, and pre-owned jewellery and gold from walk-in individuals. The Group's operations are carried out entirely in Malaysia.
41GF Score
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